Pn 2,1376JAN29AND: 12 TSNo.:2025-02209-TX 26-000047- 6735` a CGLI= CC ` YTixAsNotice of[Substitute] Trustee SaleY. i1TY AssertandprotectYourrightsasamemberofthearmedforcesoftheUnitedStates. Ifyouareoryourspouseis servingonactivemilitaryduty,including activemilitarydutyasamember oftheTexasNational Guardorthe National Guardofanotherstateorasamember ofareservecomponent ofthearmedforcesoftheUnitedStates, pleasesendwrittennoticeoftheactivedutymilitaryservicetothesenderofthisnoticeimmediately. 1. Date,TimeandPlaceofSale. Date: 04/07/2026 Time: Thesalewillbeginat10:00AMornotlaterthanthreehoursafterthattime Place: CollinCounty,Texasatthefollowinglocation: THEFRONTSTEPSOFTHECOLLIN COUNTY COURTHOUSE LOCATED AT2100BLOOMDALE ROAD,MCKINNEY, TX75071ORAS DESIGNATED BYTHECOUNTY COMMISSIONER' SOFFICE PURSUANT TOSECTION 51.002 OF'FEWTEXASPROPERTY CODEASTHEPLACEWHERE FORECLOSURE SALESARETO TAKEPLACEORASDESIGNATED BY1'HECOUNTY COMMISSIONERS Property Address: 3405GARNER LN,PLANO, TX75023 2. TermsofSale: Thesalewillbeconducted asapublicauctiontothehighestbidderforcash. Pursuanttothedeedof trust,themortgageehastherighttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronly partoftheproperty. Pursuanttosection51.009oftheTexasPropertyCode,thepropertywillbesoldinASIS,WHERE IScondition,withoutanyexpressorimpliedwarranties, exceptastothewarrantiesoftitle,ifany,providedforunderthe deedoftrust.Anyconveyance ofthepropertyissubjecttoallmattersofrecordaffectingtheproperty. 3.Instrument tobeForeclosed: Theinstrument tobeforeclosed istheDeedofTrustorContractLiendated01/31/2025 andrecorded02/05/2025inDocument2025000013339, realpropertyrecordsofCollinCounty,Texas,withRONALDJ HAFEYSR,SOLEOWNERSHIP grantor(s)andARK-LA-TEXFINANCIAL SERVICES, LLC,DBA BENCHMARK MORTGAGE asLender, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary. 4.Appointment ofSubstitute Trustee: Inaccordance withTexasPropertyCodeSec. 51.0076,theundersigned authorized agentforthemortgageservicerhasnamedandappointed, andbythesepresentsdoesnameandappointAVT TitleServices,LLC,locatedat5177Richmond AvenueSuite1230,Houston,TX77056,SubstituteTrusteetoactunder andbyvirtueofsaidDeedofTrust. 5.Obligation Secured:DeedofTrustorContractLienexecutedbyRONALDJHAFEYSR,SOLEOWNERSHIP, securingthepaymentoftheindebtedness intheoriginalprincipalamountof$380,482.00,andobligations therein described including butnotlimitedtothepromissory note;andallmodifications, renewals andextensions ofthe promissory note.Ark-La-TexFinancial Services, LLCisthecurrentmortgagee ofthenoteanddeedoftrustorcontract Iien. Version 1.1TXNOS0217Page1of3TSNo.:2025-01209-TX 26-000047- 673 Notice of[Substitute] Trustee Sale 6.Default:Adefaulthasoccurredinthepaymentofindebtedness, andthesameisnowwhollydue,andtheownerand holderhasrequested tosellsaidpropertytosatisfysaidindebtedness. 7.Property tobesold:Thepropertytobesoldisdescribed asfollows: BEING LOTTWENTY- SEVEN( 27),INBLOCK" A"OFPARK FOREST ADDITION NO. 1,ANADDITION TOTHECITYOFPLANO, COLLIN COUNTY, TEXAS, ACCORDING TOTHEREVISED MAPORPLAT THL+REOF RECORDED INVOLUME 8,PAGE 10,OFTHEMAPRECORDS OFCOLLIN COUNTY, TEXAS. 8.Mortgage Servicer Information: TheMortgage Servicerisauthorized torepresent theMortgagee byvirtueofa servicingagreement withtheMortgagee. Pursuant totheServicingAgreement andTexasProperty Code § 51.0025,the Mortgage Servicerisauthorized tocollectthedebtandtoadminister anyresultingforeclosure oftheliensecuringthe propertyreferenced above. PH11Mortgage Corporation, asMortgage Servicer,isrepresenting thecurrentmortgagee, whoseaddress is: CIOPERMortgage Corporation POBOX24605 WestPalmBeach, FL33416-4605 Phone: 877-744-2506 Version 1.17XNOS0217 Page2of3TSNo.:2025-01209-TX 26-000047- 673 Noticeof[Substitute] Trustee Sale 9.Limitation ofDamages: Ifthesaleissetasideforanyreason,thePurchaser atthesaleshallbeentitledonlytoa returnofthefundspaid.ThePurchasershallhavenofurtherrecourseagainsttheMortgagor, theMortgagee. orthe Mortgagee' sattorney. THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S)IDENTIFIED TOSELLTHEPROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDEN'i'11+IEDINTHISNOTICE OFSALE. 1`iEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OFTHEMORTGAGEE OR MORTGAGE SERVICER. Date:January 22,2026 Loundie C . ustc • •+.; .. ant CIOPowerD • c. 7730Market - •-, uite100 ElPaso,TX79912 Telephone: 855-427-2204 Fax: 866-960-8298 Foradditional saleinformation visit:www.hubzu.comor(855)882-1314 POWER DEFAULT SERVICES, INC.MAYBEACTING ASADEBTCOLLECTOR ATTEMPTING TO COLLECT ADEBT.ANYINFORMATION OBTAINED MAYBEUSEDFORTHATPURPOSE. Certificate ofPosting IamJeffBenton whose addles; Q)(rTitleServices,LLC,5177RichmondAvenue,Suite1230, Houston, TX77056. 1declare underpenaltyofperjurythaton //1LEE7iIfiledthisNoticeofForeclosure Saleattheoffice oftheCollinCountyClerkandcausedittobepostedatthelocationdirectedbytheCollinCountyCommissioners Court Version 1.11XNOS0217Page3of3