TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-621 FILED 1/27/2026 11:03:20 AM NOTICE OF SUBSTITUTE E’S SALE T.S. #: 2025-18149-TX Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military dit member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military service £6 the sender of this notice immediate! Date, Time, and Place of Sale - The sale is scheduled lowing date, time and place: Date: 4/7/2026 : Time: The earliest time the sa that time. Place: Harris County Courthi Houston, TX 77045, SOUTH BALLROOM, LOCA’ in is 10:00 AM, or within three (3) hours after the following location: 9401 Knight Rd, CITY EVENT CENTER, MAGNOLIA AT 9401 KNIGHT RD, HOUSTON, TX 77045 Or if the preceding the designated area, at the area most recently designated by the Cc ioners Court, pursuant to section 51.002 of the Texas Property Property To Be Sold - The property to be sold is follows: Lot Four (4), in Block Three (3), of CLAYT IDS, SECTION ONE, a subdivision in Harris County, Texas according to the map or plat thereof recorded ilm Code Number 400044 of the Map Records of Harris County, Texas. Commonly known as: 3410 HORNBE. HOUSTON, TX 77082 Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust dated 11/5/2021 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 11/11/2021 under County Clerk’s File No RP- 2021-650798, in Book — and Page — of the Real Property Records of Harris County, Texas. Grantor(s): Villegas and Sucel Villegas, husband and wife Original Trustee: ‘homas E, Black Jr. ‘olutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Substitute Trustee: , Agency Sales and Posting LLC, Abstracts/Trustees of , Resolve Trustee Services, LLC Original Mortgagee: ortgage Electronic Registration Systems, Inc., as Beneficiary, as inee for Cardinal Financial Company, its successors and assigns Current Mortgagee: Mortgage Corporation Mortgage Servicer: lom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-621 FILED 1/27/2026 11:03:20 AM TS. #: 2025-18149-TX The Mortgage Servicer is authorized to represent the of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and T erty Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulti of the referenced property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public aucti est bidder for cash, subject to the provisions of the deed of trust permitting the mortgagee thereun have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of s Those desiring to purchase the property will need to demi ir ability to pay cash on the day the property is sold, ' The sale will be made expressly subject to any title matters set forth in the deed of trust, but prospective bidders are reminded .that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the deed of trust. Prospective bidders are strongly urged to examine the applicable property rds to determine the nature and extent of such matters, if any. : ) Pursuant to the Deed of Trust, the mortgagee has the ri ct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” conditi y express or implied warranties, except as to the warranties of title (if any) provided for under trust. Prospective bidders are advised to conduct an independent investigation of the nature and physi ion of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is,opened for the first sale of the day held by the trustee or any substitute trustee. : that it secures the payment of the indebtedness and obligations including by not limited to (1) the promissory note in the original ric All Villegas and Sucel Villegas, husband and wife, and Systems, Inc., as Beneficiary, as nominee for Cardinal renewals and extensions of the note; and (3) any and all present f the Obligations to the mortgagee under the deed of trust. Obligations Secured - The deed of trust pr therein described (collectively the “Obligati principal amount of $219,989.00, executed payable to the order of Mortgage Electronic Financial Company, its successors and assi; and future indebtedness of Trustor(s) to the The sale will be made, but without cov ty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s)j advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for ‘ount (at the time of the initial publication of the Notice of Sale) Teasonably estimated to be set forth bel unt may be greater on the day of sale. Questions concerning the sale may be di d to the undersigned or to the Mortgagee: Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900  FRCL-2026-621 FILED 1/27/2026 11:03:20 AM A G7 ation visit: https:/www.xome.com or Contact (800) 758-8052. THIS G, PI SE RE : TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS TS. #: 2025-18149-TX Default and Request to Act - Default has occurred under the deed of trust, and the mortgagee has requested me, as Trustee, to conduct this sale. Notice is given that before the sale the mortgagee may appoint another person substitute trustee to conduct the sale. Dated:__ 01/27/2026 Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC c/o Nestor at ae 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 Nestor Solutions, LLC 214 5th Street, Suite 205 . Huntington Beach, California 92648 yy . / | ;