Doc-118156 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 *VG-705-2026-118156" Document No: 118156 Billable Pages: 2 Recorded On: July 14, 2026 03:24 PM Number of Pages: 3 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 ****4 THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File Information: Record and Return To: Document No: 118156 Connie L Cobb Receipt No: 20260714000348 530 Lake Dr Recorded On: July 14, 2026 03:24 PM original returned to customer Deputy Clerk: Elisa Castillo HARLINGEN TX 78550 Station: CC-ED-KF1014 ntliingy, STATE OF TEXAS San, COUNTY OF HIDALGO | hereby certify that this Instrument was FILED in the File Number sequence on the date/time printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. Arturo Guajardo Jr. County Clerk lun . Hidalgo County, Texas Hw iS % ow) ww Doc-118156 C&M No. 44-26-02838/ RECORD NOS NOTICE OF TRUSTEE'S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Sender is; Codilis & Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed of Trust dated August 15, 2012 and recorded under Clerk’s File No. 2012-2335975, in the real property records of HIDALGO County Texas, with Michael A. Gonzales and wife, Illiana S. Perez as Grantor(s) and Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for NTFN, Inc., its successors and assigns as Original Mortgagee. Deed of Trust executed by Michael A. Gonzales and wife, Illiana S. Perez securing payment of the indebtedness in the original principal amount of $233,818.00 and obligation therein described including but not limited to the promissory note and all modifications, renewal and extensions of the promissory note (the “Note”) executed by Michael A Gonzales and Illiana’S. Perez. Rocket Mortgage, LLC is the current mortgagee (the “Mortgagee”) of the Note and Deed of Trust or Contract Lien. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan, Mr. Cooper is acting as the Mortgage Servicer for the Mortgagee. Mr. Cooper, is representing the Mortgagee, whose address is: 8950 Cypress Waters Boulevard, Coppell, TX 75019. Lega! Description: ALL OF LOT 22, COTTON ESTATES CENTRAL SUBDIVISION, HIDALGO COUNTY, TEXAS, ACCORDING TO THE MAP RECORDED IN VOLUME 47, PAGES 126-127, MAP RECORDS IN THE OFFICE OF THE COUNTY CLERK OF HIDALGO COUNTY, TEXAS, REFERENCE TO WHICH IS HERE MADE FOR ALL PURPOSES. SALE INFORMATION Date of Sale: 10/06/2026 Earliest Time Sale Will Begin: 10:00 AM Location of Sale: The place of the sale shall be: HIDALGO County Courthouse, Texas at the following location: The Hidalgo County Administrative Building, located at 2802 S. Business Hwy 281, Edinburg, TX 78539 (outdoor covered area on the west side of the building); or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner's Court f TERMS OF SALE A default has occurred inthe payment of said herein referenced indebtedness, and the same is now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds of said sale in, accordance with the terms of said Deed of Trust. The Sale will be conducted as a public auction to the highest bidder for cash, except that Mortgagee’s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/ar to sell all or only part of the property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “AS IS,” eae ET HIDALGO 4880341 Doc-118156 “WHERE 1S” condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed of Trust. The sale will begin at the earliest time stated above, or within three (3) hours after that time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. STRICT COMPLIANCE WITH FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE OF THE PROPERTY AT THIS SALE. A FORECLOSURE DEED WILL NOT ISSUE WITHOUT SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER, WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, | HEREBY APPOINT AND DESIGNATE Connie Cobb, Clyde Cobb, Constance Lewis, Sandra Mendoza, Arnold Mendoza, Alexis Mendoza,, Agency Sales and Posting, LLC, or Codilis & Moody, P.C., as Substitute Trustee. The address for the Substitute Trustee for purposes of Section 51.0075(e) of the Texas Property Code is: Codilis & Moody, P.C. 20405 State Highway 249,.Suite 170 Houston, TX 77070 (281) 925-5200 Zkob LPL Will Morphis, Attorney at Law Codilis & Moody, P.C. 20405 State Highway 249, Suite 170 Houston. TX 77070 (281) 925-5200 STATE OF TEXAS COUNTY OF HARRIS Before me, the undersigned Notary Public, on this day personally appeared Will Morphis as Attorney for the Mortgagee and/or Mortgage Servicer known to me or proved to me through a valid State driver's license or other official identification described as Personal Knowledge, to be the person whose name is subscribed to the foregoing instrument and acknowledge to me that he/she executed the same for the purposes and consideration therein expressed. Executed on this the 9 day of July, 2026. JESSICA HERNANDEZ Mokary 10 at 3360R1E6 My Commission Expires May 22, 2030 Posted and filed by: Printed Name: _ Connie Cobb C&M No. 44-26-02838