TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-623 FILED 1/27/2026 11:03:20 AM NOTICE OF SUBSTITUTE TRUSTEE’S SALE T.S. #: 2026-20645-TX Assert and protect your rights as a member of the armed forces of the Unit tes. If you are or your spouse is serving on active milit duty, including active mili duty as ¢ member of the Texas National Guard or States, please send written notice of the active-du ilitary servi the sender of this tice immediatel Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 4/7/2026 Time: The earliest time the sale will begin is 10:00 AM, or within three (3) hours after that time. Place: Harris County Courthouse, Texas, at the following location: 9401 Knight Rd, Houston, TX 77045, THE BAYOU CITY EVENT CENTER, MAGNOLIA SOUTH BALLROOM, LOCATED AT 9401 KNIGHT RD, HOUSTON, TX 7045 Or eding area is no longer the designated area, at the area most recently designate ‘county Commissioners Court, pursuant to section 51.002 of the Te . Property To Be Sold - The property’t Id is de: Lot Twelve (12), in Block One (1), of BRUNS . according to the map or plat thereof filed under Clerk's Fil SEG, 16, a subdivision in Harris County, Texas 10473984, recorded at Film Code No. 649142, of the Map Records of Harris County, Texas. Commonly known as: 3431 KNOXDALE LN HOUSTON, TX 77047 Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust dated 0. the office of the County Clerk of Harris County, Texas, recorded on 6/12/2013 under County s File: 20130287920, in Book — and Page ~ of the Real Property Records of Harris County, Texas. Grantor(s): ‘ ARTURO SNYDER, JOINED HEREIN PRO FORMA BY HIS SPOUSE ROSA HENNG-MIRANDA Original Trustee: Scott R. Valby Substitute Trustee: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Universal American Mortgage Company, LLC, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the referenced property securing the above referenced loan.  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-623 FILED 1/27/2026 11:03:20 AM T.S. #: 2026-20645-TX ction to the highest bidder for cash, subject to the under to have the bid credited to the note up to the time of sale. Terms of Sale - The sale will be conducted as a p provisions of the deed of trust permitting the mortgagee th amount of the unpaid debt secured by the deed Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is sold. . The sale will be made expressly subject to any title forth in the deed of trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and haye not been subordinated to the deed of trust. Prospective bidders are strongly urged to examine the app! records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the . Pursuit to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” coi any express or implied warranties, except as to the warranties of title (if any) provided for under eed of t. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right er reasonable conditions for conducting the sale. Any such further conditions shall be announced befor ed for the first’sale of the day held by the trustee or any substitute trustee. . the payment of the indebtedness and obligations ot limited to (1) the promissory note in the original principal amount of $158,810.00, executed by ER, JOINED HEREIN PRO FORMA BY HIS SPOUSE ROSA HENNG-MIRANDA, and payabié to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Universal Ameri e Company, LLC, its successors and assigns; (2) all renewals and extensions of the note; and (3) any an and future indebtedness of Trustor(s) to the current holder of the Obligations to the mortgagee under the Obligations Secured - The deed of trust provides that it therein described (collectively the “Obligations”) The sale will be made, but without covenant arranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum cured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, unt e terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The t may be greater on the day of sale. Questions concerning the sale may be directed to the undersigned or to the Mortgagee: Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 © Oo ae  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-623 FILED 1/27/2026 11:03:20 AM T.S. #: 2026-20645-TX Default and Request to Act - Default has occurred under the deed of trust, and the mortgagee has requested me, as Trustee, to conduct this sale. Notice is given that before the sale the mortgagee may appoint another person substitute trustee to conduct the sale. - Dated:___ 01/27/2026 Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Te: LLC, Resolve Trustee Services, LLC c/o Nestor Sdlutidns, NLC 214 Sth Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https:/Awww.xome.com or Contact (800) 758-8052. » SENDER OF THIS NOTICE: : AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC 214 Sth Street, Suite 205 Huntington Beach, California 92648