NOTICE OFACCELERATION AND NOTICE OFTRUSTEE'S SALE ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OFTHE ARMED FORCES OFTHE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OFTHIS NOTICE IMMEDIATELY. DEED OFTRUST INFORMATION: Date: 02/ 19/2019 Grantor(s): LISETTE CUMBERLAND, A SINGLE WOMAN Original Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS BENEFICIARY, AS NOMINEE FOR CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP, ITS SUCCESSORS AND ASSIGNS Original Principal: $ 240,562.00 Recording Information: Instrument 20190301000219850 Property County: Collin Property: ( See Attached Exhibit" A") Reported Address: 3508 GRANT STREET, MCKINNEY, TX 75071 MORTGAGE SERVICING INFORMATION:' The Mortgage Servicer, ifnot the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement. Current Mortgagee: Idaho Housing and FinanceAssociation Mortgage Servicer: Idaho Housing and Finance Association Current Beneficiary: Idaho Housing and FinanceAssociation Mortgage Servicer Address: 565 W. Myrtle, Boise, ID 83702 SALE INFORMATION: Date of Sale: Tuesday, the 7th day ofJuly, 2026 Time ofSale: 10:00AM or within three hours thereafter. Place of Sale: THE FRONT STEPS OF THE COLLIN COUNTY COURTHOUSE LOCATED AT2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; OR AS DESIGNATED BY THE COUNTY COMMISSIONER' S OFFICE in Collin County, Texas, Or, if the preceding area(s) is/are no longer the area(s) designated by the Collin County Commissioner's Court, at the area most recently designated by the Collin County Commissioner' s Court. WHEREAS, the above-named Grantor previously conveyed the above described property in trust to secure payment ofthe Note set forth in the above-described Deed ofTrust; and WHEREAS, a default under the Note and Deed ofTrust was declared; such default was reported to not have been cured; and all sums secured by such Deed ofTrust were declared to be immediately due and payable; and WHEREAS, the original Trustee and any previously appointed Substitute Trustee has been removed and Auction.com, LLC, Braden Barnes orJamie E. SilverorMeagan Vlasak orArthur Demske, any toact, have been appointed as Substitute Trustees and requested to sell the Property to satisfy the indebtedness; and WHEREAS, the undersigned law firm has been requested toprovide these notices on behalfofthe Current Mortgagee, Mortgage Servicer and Substitute Trustees; NOW,THEREFORE, NOTICE IS HEREBY GIVEN ofthe foregoing matters and that: I. The maturity ofthe Note has been accelerated and all sums secured by the Deed ofTrust have been declared to be immediately due and payable. 2. Auction. com, LLC, Braden Barnes orJamie E. Silver or Meagan Vlasak orArthur Demske, any to act, as Substitute Trustee will sell the Property to the highest bidder forcash on the date, at the place, and no earlier than the time set forth above in the Sale Information section ofthis notice. The sale will begin within three hours afterthattime. 3. This saleshall be subject toany legal impediments tothe sale ofthe Property and to any exceptions referenced in the Deed ofTrust or appearing ofrecord tothe extent the same are still in effect and shall not cover any property that has been released from the lien ofthe Deed ofTrust. 4. No warranties, express or implied, including but not limited to the implied warranties ofmerchantability and fitness for a particular purpose shall be conveyed at the sale, save and except the Grantor's warranties specifically authorized by the Grantor in the Deed ofTrust. The property shall be offered " AS- IS", purchasers will buy the property" at the purchaser's own risk" and "at his peril", and no representation is made concerning the quality ornature oftitle tobe acquired. Purchasers will receive whatever interest Grantor and Grantor's assigns have in the property, subject to any liens or interests ofany kind that may survive the sale. Interested persons are encouraged to consult counsel oftheir choice priorto participating in the sale ofthe property. Substitute Trustee( s): Auction.com, LLC, Braden Barnes orJamie E. Silver orMeagan Vlasak orArthur Demske, any to act. SubstituteTrustee Address: 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 Document Prepared by: Bonial& Associates, P.C. 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 AS ATTORNEY FOR THE HEREIN IDENTIFIED MORTGAGEE AND/OR MORTGAGE SERVICER 9658- 4413 2147050927 PG1 POSTPKGCertificate of Posting I am whose address is 14841 Dallas Parkway, Suite 350, Dallas, TX 75254. I declare under penalty of perjury that on I filed and / or recorded this Notice of Foreclosure Sale at the office ofthe Collin County Clerk and caused it to be posted at the location directed by the Collin County Commissioners Court. By: Exhibit " A" LOT 21, BLOCK B OF PRESIDENTS POINT, PHASE ONE, AN ADDITION TO THE CITY OF MCKINNEY, COLLIN COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 0, PAGE 216, OF THE MAP RECORDS, OF COLLIN COUNTY, TEXAS Return to: Bonial& Associates, P.C., 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 r- r U) m ram; 7- 1 V1 9658- 4413 2147050927 PG2 POSTPKG