2026 - 202600001568 07/02/2026 10:53 AM Page 1 of 3 NOTICE OF SUBSTITUTE TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Matter No.: 143072-TX Date: June 29, 2026 County where Real Property is Located: Dallas ORIGINAL MORTGAGOR: MICHAEL A UMANA, AN UNMARRIED MAN ORIGINAL MORTGAGEE: PEMS, INC., AS ONE LENDING, INC., CURRENT MORTGAGEE: MORTGAGE SERVICER: ecorded on 2/6/2023, as Instrument No. 2023-202300020477 and later modified by a | agreement recorded as Instrument 2024- 202400226010 on 11/06/2024 SUBJECT REAL PROPERTY (LEGAL, DES T 7, BLOCK 9/8294, OF HIGHLAND HILLS NO. 9, AN ADDITION TO THE Cl C2 AS LLAS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECO E 68220, PAGE 2051, OF THE MAP RECORDS OF DALLAS COUNTY, TEXAS. NOW, THEREFORE, NOTIC Dallas County in the area desjgna Code as the place where Court, sale will be conduc conducted no earlier Trustees who will indebtednegs é GIVEN that on 9/1/2026, the foreclosure sale will be conducted in Ommissioners Court, pursuant to Section 51.002 of the Texas Property gAales are to take place. If no place is designated by the Commissioners Hlace where the Notice of Trustee’s Sale was posted. The trustee’s sale will be » or not later than three (3) hours after that time, by one of the Substitute est bidder for cash, subject to the unpaid balance due and owing on any lien Need of Trust. es, LLC is acting as the Mortgage Servicer for PennyMac Loan Services, LLC who is the sand Deed of Trust associated with the above referenced loan. PennyMac Loan Services, ortgage Servicer, is representing the Mortgagee, whose address is: 3043 Townsgate Rd, Suite 200 Westlake Village, CA 91361 The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Page 1 of 2 ACN ROTO “mor 4879555 2026 - 202600001568 07/02/2026 10:53 AM Page 2 of 3 Matter No.: 143072-TX WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, I HEREBY APPOINT AND DESIGNATE AUCTION.COM, LLC, AGENCY SALES AND POSTING, LLC, ALDRIDGE PITE, LLP or either one of them, as Substitute Trustee, to act, either singly or jointly, under and by virtue of said Deed of Trust and hereby request said Substitute Trustees or any one of them to sell the property in said Deed of Trust described and as provided therein. The address for the Substitute Trustee as required by Texas Property Code, Section 51 .0075(e) is Auction.com, | Mauchly, Irvine&ACA 92618. Assert and protect your rights as a member of the armed forces of the United States. If yc Se aN i spouse is serving on active military du including active military dut as a member of the Texas, Nattonal Guard or the National Guard of another state or as a member of a reserve component o df armed Yorces of the United States, please send written notice of the active du military service to the Sendéx_ of/thi S_notice immediately. By: PIOVAAY PIA Hollis Rose Hamilton, 4 Aldridge Pite, LLP Return to: © ALDRIDGE PITE, LLP 3333 Camino Del Rio South, Suite 225 P.O. BOX 17935 SAN DIEGO, CA 92108-0935 © CH FAX #: 619-590-1385 Phone: (866) 931-0036 2026 - 202600001568 07/02/2026 10:53 AM Page 3 of 3 eT aa Instrument Number: 202600001568 Foreclosure Posting Recorded On: July 02, 2026 10:53 AM Number of Page Total Recording: $2.00 .- val, IS PART OF THE INSTRUMENT “*##F4# 7 d reBtricts the Sale, Rentai or use of the described REAL PROPERTY oPeetoror race is invalid and unenforceable under federal law. File Information: A. : Record and Return To: Document Numbe Shelley Ortolani Receipt Nufyber; 9260702000391 14800 Landmark Blvd Ste 850 Recorded Daté ly 02, 2026 10:53 AM User: Thelma B GARLAND TX 75254 Station: Cc133 STATE OF TEXAS . Dallas County I hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Dallas County, Texas John F. Warren Dallas County Clerk 1g§—— Dallas County, TX