Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 “VG-705-2026-117435* Document No: 117435 Doc-117435 Billable Pages: 3 Recorded On: April 23, 2026 01:24 PM Number of Pages: 4 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 File Information: *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federa! law. Record and Return To: Document No: 117435 South Texas Court Services Receipt No: 20260423000212 14345 N. Los Ebanos Rd Recorded On: April 23, 2026 01:24 PM Original Returned to Customer Deputy Clerk: Marc Silva Mission TX 78573 Station: CH-1-CC-K16 tty, STATE OF TEXAS WNTY CO, GY s Sree in Mg COUNTY OF HIDALGO = i % % thereby certify that this Instrument was FILED in the File Number sequence on the date/time = * ; 3 x = printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. 2% se, wes Arturo Guajardo Jr. “ay OF FiOS County Clerk V7 , “ew J Hidaigo County, Texas ~ Doc-117435 TS No.: 2026-004 12-TX 18-002048-673 Notice of [Substitute] Trustee Sale nited States. If you are or vour spouse is s € military duty, including active military duty as a member of the Texas National Guard or the N ational Guard of another state or as a member of a reserve component of the armed forces of the United States, lease send written notice of the active duty military service to the sender of this notice immediately. 1. Date, Time and Place of Sale. Date: 06/02/2026 Time: The sale will begin at 10:00 AM or not later than three hours after that time Place: Hidalgo County, Texas at the following location: THE HIDALGO COUNTY ADMINISTRATIVE BUILDING, LOCATED AT 2802 S. BUSINESS HWY 281, EDINBURG, TX 78539 (OUTDOOR AREA ON THE WEST SIDE OF THE BUILDING)OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE AS THE PLACE WHERE FORECLOSURE SALES ARE TO TAKE PLACE OR AS DESIGNATED BY THE COUNTY COMMISSIONERS Property Address: 3735 Los Lagos Drive. Edinburg. TX 78539 2. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS [S. WHERE IS condition. without any express or implied warranties. except as to the warranties of title. if any. provided for under the deed of trust. Any conveyance of the property is subject to all matters of record atfecting the property. 3. Instrument to be Foreclosed: The instrument to be foreclosed is the Deed of Trust or Contract Lien dated 10/29/2004 and recorded 11/09/2004 in Document 1401855 . real property records of Hidalgo County. Texas. with Richard Romero III, joined herein Pro forma by his wife Rosemary Cuate Romero grantor(s} and HOME LOAN CORPORATION. D/B/A EXPANDED MORTGAGE CREDIT as Lender. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS. INC. as Beneficiary. 4. Appointment of Substitute Trustee: In accordance with Texas Property Code Sec. 51.0076. the undersigned authorized agent for the mortgage servicer has named and appointed. and by these presents does name and appoint AVT Vitle Services. LLC. located at 3177 Richmond Avenue Suite 1230. Houston. TX 77056, Substitute Trustee to act under and by virtue of said Deed of Trust. 5. Obligation Secured: Deed of Trust or Contract Lien executed by Richard Romero IIL, joined herein Pro forma by his wife Rosemary Cuate Romero, securing the payment of the indebtedness in the original principal amount of $102,400.00, and obligations therein described including but not limited to the promissory note: and all modifications. renewals and extensions of the promissory note. The Bank of New York Mellon Trust Company, N.A. as successor in interest to all permitted successors and assigns of The JPMorgan Chase Bank, National Association as Trustee for Speciaity Underwriting and Residential Finance Trust Mortgage Loan Asset-Backed Certificates, Series 2005-BC1 is the current mortgagee of the note and deed of trust or contract lien. Version Lt TX NOS 0217 Page Lats Doc-117435 TS No.: 2026-004 12-TX 18-002048-673 Notice of [Substitute] Trustee Sale 6. Default: A default has occurred in the pay ment of indebtedness. and the same is now w holly due. and the owner and holder has requested to sell said property to satisl\ said indebtedness. 7. Property to be sold: The property to be sold is described as follows: LOT TWO HUNDRED TWENTY (220), LOS LAGOS, PHASE HI SU BDIVISION, AN ADDITION TO THE CITY OF EDINBURG, HIDALGO COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 43, PAGES 53 and 54, MAP RECORDS, HIDALGO COUNTY, TEXAS, REFERENCE TO WHICH IS HERE MADE FOR ALL PURPOSES. 8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer ans resulting foreclosure of the lien securing the property referenced above. Onity Mortgage Corporation F/K/A PHH Mortgage Corporation. as Mortgage Servicer. is representing the current mortgagee. whose address is: C/O Onity Mortgage Corporation F/K/A PHH Mortgage Corporation PO BOX 2-605 West Palm Beach, FL 33416-4605 Phone: 877-744-2506 eons Faye a Verston TLE N NOS 0217 Page 2 ot3 Doc-117435 TS No.: 2026-004 12-TX 18-002048-673 Notice of [Substitute] Trustee Sale 9. Limitation of Damages: If the sale is set aside for any reason. the Purchaser at the sale shall be entitled only toa return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor. the Mortgagee. or the Mortgagee's attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Date: 04/14/2026 Mark Bombick — Attorney or Authorized Agent of The Mortgayee or Mortgaye Servicer C/O Power Default Services. Inc. 7730 Market Center Ave. Suite 100 EI] Paso. TX 799]2 Telephone: 855-427-2204 Fax: 866-960-8298 For additional sale information visit: www.auction.com or (800) 280-2832 POWER DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Houston. FX 770564 declare under pen: Uty of perjury thaton — * AST > Ze i filed this Notice of Foreclosure Sale at the office of the Hidalgo County Clerk and caused it to be posted at the location directed by the Hidalgo County Commissioners Court, VA Certificate of Posting lam CLL, a ak ao Whose address is co AVE Pitle Services. LLC. $177 Richmond Avenue. Suite 1236. Version LE TX NOS 0217 Page 3 of 3