START OF PAGE: 155 I FT : ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. DEED OF TRUST INFORMATION: Date: — 06/26/2020 Grantor(s): | JOHN VASGIRD AND BIANCA VASGIRD, HUSBAND AND WIFE Original Mortgagee: © MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP., ITS SUCCESSORS AND ASSIGNS. S mR an Original Principal: $317,144.00 c. Recording Information: Book 6467 Page 393 Instrument 2020-0017701 co Property County: Kaufman = Property: (See Attached Exhibit “A”) —_ Reported Address: | 3810 ORLEANS WAY, HEARTLAND, TX 75126 —_ MORTGAGE SERVICING INFORMATION: i ms oe The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagec pursuant to a MiitBage — Servicing Agreement. w Q Current Mortgagee: Idaho Housing and Finance Association © Mortgage Servicer: Idaho Housing and Finance Association wo Current Beneficiary: | Idaho Housing and Finance Association Mortgage Servicer Address: 565 W. Myrtle, Boise, ID 83702 Date of Sale: Tuesday, the 7th day of July, 2026 Time of Sale: 10:00AM or within three hours thereafter. Place of Sale: © Kaufman County Courthouse, 1902 US Highway 175, Kaufman TX 75142 in Kaufman County, Texas, Or, if the preceding area(s) is/are no longer the area(s) designated by the Kaufman County Commissioner's Court, at the area most recently designated by the Kaufman County Commissioner's Court. WHEREAS, the above-named Grantor previously conveyed the above described property in trust to secure payment of the Note set forth in the above-described Deed of Trust; and WHEREAS, a default under the Note and Deed of Trust was declared; such default was reported to not have been cured; and all sums secured by such Deed of Trust were declared to be immediately due and payable; and WHEREAS, the original Trustee and any previously appointed Substitute Trustee has been removed and Auction.com, LLC, Braden Barnes or Jamie E. Silver or Meagan Vlasak or Arthur Demske, any to act, have been appointed as Substitute Trustees and requested to sell the Property to satisfy the indebtedness; and WHEREAS, the undersigned law firm has been requested to provide these notices on behalf of the Current Mortgagee, Mortgage Servicer and Substitute Trustees; NOW, THEREFORE, NOTICE IS HEREBY GIVEN of the foregoing matters and that: 1, The maturity of the Note has been accelerated and all sums secured by the Deed of Trust have been declared to be immediately due and payable. 2. Auction.com, LLC, Braden Barnes or Jamie E. Silver or Meagan Vlasak or Arthur Demske, any to act, as Substitute Trustee will sell the Property to the highest bidder for cash on the date, at the place, and no carlier than the time set forth above in the Sale Information section of this notice. The sale will begin within three hours after that time. 3. This sale shall be subject to any legal impediments to the sale of the Property and to any exceptions referenced in the Deed of Trust or appearing of record to the extent the same are still in effect and shall not cover any property that has been released from the lien of the Deed of Trust. 4. No warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness for a particular purpose shall be conveyed at the sale, save and except the Grantor's warranties specifically authorized by the Grantor in the Deed of Trust. The property shall be offered "AS-IS", purchasers will buy the property "at the purchaser's own risk" and "at his peril", and no representation is made concerning the quality or nature of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor's assigns have in the property, subject to any liens or interests of any kind that may survive the sale, Interested persons are encouraged to consult counsel of their choice prior to participating in the sale of the property. Substitute Trustee(s): Auction.com, LLC, Braden Barnes or Jamic E. Silver or Meagan Vlasak or Arthur Demske, any to act. Substitute Trustee Address; 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 Document Prepared by: Bonial & Associates, P.C. 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 AS ATTORNEY FOR THE HEREIN TDENTIFIED MORTGAGEE AND/OR MORTGAGE SERVICER 9658-3962 2147049396 PGI POSTPKG  START OF PAGE: 156 Certificate of Posting lam address is 14841 Dallas Parkway, Suite 350, Dallas, TX 75254. I declare under penalty of perjury that on I filed and / or recorded this Notice of Foreclosure Sale at the office of the Kaufman County Clerk and caused it to be postef\at the loy i the Kaufman County Commissioners Court. Exhibit "A" LOT 8, IN BLOCK 28, OF HEARTLAND PHASE 10B, AN ADDITION IN KAUFMAN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN/UNDER CABINET 3, SLEEVE 422, MAP/PLAT RECORDS, KAUFMAN COUNTY, TEXAS; TOGETHER WITH CERTIFICATES OF CORRECTION OF ERROR(S) DATED 7/30/2018, FILED 7/31/2018, RECORDED IN/UNDER VOLUME 5755, PAGE 124, AND DATED 9/12/2018, FILED 9/13/2018, RECORDED IN/UNDER VOLUME 5803, PAGE 527, REAL PROPERTY RECORDS, KAUFMAN COUNTY, TEXAS. Return to: Bonial & Associates, P.C., 14841 Dallas Parkway, Suite 350, Dallas, TX 75254 9658-3962 2147049396 PG2 POSTPKG