S607 APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR. MORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee and/or Mortgage Servicer does hereby remove the original trustee and all successor substitute trustees and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, at 214 5* Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original trustee under the Deed of Trust, and further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein. 1. Date, Time, and Place of Sale. <Date: 6/2/2026 - 2 OW Stikie: The earliest time the sale will begin is 1:00 PM, or within three (3) hours after that time. 43 Cc e e HUON PR-2 ANI lade: | Denton County Courthouse, Texas, at the following location: 1450 East McKinney Street, Denton, TX 76209 THE COURTYARD AREA OF THE SOUTHWEST CORNER OF THE DENTON COUNTY COURTS BUILDING, or if the preceding area is no longer the designated area, at the te area most recently designated by the County Commissioners Court. - = ty “Property To Be Sold. LOT 6, IN BLOCK A, OF RANCH ESTATES, AN ADDITION TO THE CITY OF DENTON, 2. DEXFONSCOUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 2, PAGE 228, PLAT RECORDS Of DENTON COUNTY, TEXAS. ; FILED FOR RECORD Commonly known as: 3813 LARIAT RD DENTON, TX 76207-3237 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 11/6/2014 and recorded in the office of the County Clerk of Denton County, Texas, recorded on 11/7/2014 under County Clerk’s File No 2014-113997, in Book -- and Page -- The subject Deed of Trust was modified by Loan Modification recorded as Instrument No. 32222 and recorded on 03/23/2018; Loan Modification recorded as Instrument No. 222339 and recorded on 12/07/2021; and Loan Modification recorded as Instrument No. 17351 and recorded on 02/21/2024 and Loan Modification recorded as Instrument No. 110954 and recorded on 10/02/2025 in the Real Property Records of Denton County, Texas. Grantor(s): KEVIN J. VARDAS AND MELISSA D. VARDAS, HUSBAND AND WIFE Original Trustee: SCOTT R. VALBY Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for SUN WEST MORTGAGE COMPANY, INC., its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. ‘ 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If | applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at TS. #: 2026-22989-TX RTS-1338 https://www. fincen.gov/rre-faqs#D_5 or httpsi//www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6, Obligations Secured. The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including but not limited to: (1) the promissory note in the original principal amount of $225,732.00, executed by KEVIN J. VARDAS AND MELISSA D. VARDAS, HUSBAND AND WIFE, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for SUN WEST MORTGAGE COMPANY, INC., its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of Trustor(s) to the current holder of the Obligations to the mortgagee under the deed of trust. Default has occurred on the payment of said indebtedness, and the same is now wholly due and the owner and holder has requested to sell said property to satisfy the said indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, is representing the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is servin on active military duty, including active milita duty as a member of the Texas National Guard or the National Guard of another state or as.a member of a reserve component of the armed forces of the United States, please send _ written notice of the active-duty military service to the sender of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 3/31/2026 Christopher K. Baxter, Esq. SBOT 90001747 Senior Vice President 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052. T.S. #: 2026-22989-TX