TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2233 FILED 4/1/2026 3:35:28 PM _APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY ‘DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON * SIGNING’ THIS NOTICE IS THE ATTORNEY OR AUTHORIZED* AGENT OF THE MORTGAGEE OR. MORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code §51.0076, as atiomey- -in-fact for the Mortgagee and/or Mortgage icer does. hereby remove the otiginal. ‘trustee and all successor substitute trustees and appoints in their stead: Nestor 1s, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting stracts/Trustees of Texas, LLC, Resolve Frustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, at » Suite 205, Huntington Beach, California 92648, as Substitute Trustee, who shall hereafter exercise all. powers ide to'the said original trustee under the ‘Deed of Trast, and farther, does hereby request, authorize, and instruct T CENTER, MAGNOLIA SOUTH BALLROOM, LOCATED AT 77045, or if the preceding area is no longer the designated ted bythe County Commissioners Court. Deed of Trust dated 1/10/2022 and recorded in the 2 ul County Clerk’s File No RP-2022-22791, in ssul n Agreement recorded as Instrument No. RP- 3, Instrument to be Foreclosed. The instrument to be office of the County Clerk of Harris. County, Texas, recorde: Book -- and Page -- The subject Deed of Trust was modified by Lo: 2025-32107 and recorded on 01/29/2025. in the Real Property Records o: is County, Texas. Grantor(s): Juan Ibarra, An Unmarried M: Original Trustee: Thomas E, Black Jr. : . - Original Mortgagee: « Mortgage Electronic Registration Systems, Inc., as; , as nominee for . Cardinal Financial Company, Limited Partnership, 's and assigns Current Mortgagee: Freedoin Mortgage Corporation Mortgage Servicer:. ~ Freedom Mortgage Corporation 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, s the deed of trust permitting the mortgagee thereunder to have the bid credited to the note up to the secured by the deed of trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the proper “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title'tif any. for under the deed of trust. 5, Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) trustee’s sale may be required to- provide information, documentation and/or tertifi ication as mandated by applicable federal 7 law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by. federal reporting requirements effective for transfers of residential real property to covered transferee on.or after 3/1/2026. If applicable, the-required information must be provided to the trustee before a trustee’s, deed will be issued for covered transfers, Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.fincen.gov/rre-faqs#D_5 or _https:/Avww.federalregister. gov/documents/2024/08/29/2024- 19198/anti-money- laundering-regulations- -for-residential-real-estate-transfers: : TS. #: 2026-22620-TX .  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2233 FILED 4/1/2026 3:35:28 PM __. described (collectively the “Obligations”) including but not limited to ‘ _ of $319,113.00, executed by Juan Ibarra, An Unmarried Man, le to the order of Mortgage Electronic Registration " js authorized to collect the debt and to administer any resulting fore 6. Obligations Secured. The deed of trust provides that it secu Systems, Inc., as Beneficiary, as nominee for Cardinal Financial ited Partnership, its successors and assigns; (2) all renewals and extensions of the note; and (3) any aiid all:presen e indebtedness of Trustor(s) to the current holder of the Obligations to the mortgagee under the deed of trust. Defg ed on the payment of said indebtedness, and the _ same is now wholly due and the owner and holder has requested 7. Mortgage Servicer Information. The Mortgage Servicer i is autho agreement with the Mortgagee, Pursuant to the Servicing Agre s Property Code §51.0025, the Mortgage Servicer the lien securing the Property referenced above. Freedom Mortgage Corporation.as Mortgage Servicer, is represe current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4, FISHERS IN 46037-7939 ~ Phone: (855) 690-5900 | ESTOR SOLUTIONS, LLC, as attorney-in-fact for FREED: MORTGAGE CORPORATION er K. Baxter, Esq. SBOT 90001747 ice President 214 5th Street, Suite 205 ington Beach, California 92648 (888) 403-4115 Fax: (888) 345-5501 Dated: 3/27/2026 For sale information visit: _https://www.xome.com or Contact (800) 758-8052. "TS. #: 2026-22620-TX Oo t of the indebtedness and obligations therein” missory note in the original, principal amount - éd to represent the Mortgagee by virtue of'a servicing _  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2233 FILED 4/1/2026 3:35:28 PM : and CONTAINING. 1d derés (49.571, 84. FLyoffand. TS. #: 2026-22620-TX Exhibit “A” ' situated in the’ ‘George White: Survey. ct 2 deserbed in deeds ‘of retord under Glerk’s Fie No. 20160094222 and and being. np pone sescrted by- é ‘southwest Tight-dt-way. ROW) tne of Moore Road to Eugene Netson and Shite Nelson by , CO af erotthe herein Gescribed tract; o x 1-8 3178000" &, 47.52:teet to the beéginsing of a’et 2, 29.24 feet with the arc of said curve’ having, a radius 87°00'30" dnd a.chord that bears S os 1z07" _ the left 9 feat vath the arco: said'cutve havi Or anda cide that bears Ss: 1395349" Ef > ast comer-of the herein-described watt d 0 vet a céntral angle of a toa Sisinch iron rod found inatking me beginning ofa curveto ) feet, a ceniral.angle of : . {1014 N2inch iron rod with cap stave “OSE + satimariigthe 39, conivéyea to Rodalto:C. Estrada. at oydé diot record THENCE, $:25°3o'4a" W, 162.01 Tet with the west line of Lots 47.4 Tod /2stheh irotttod. sin vcap staniped Sc “sel ~under Clark's ‘ie No. J3338 10 and Clerk's Fite. No. TO33 247, DA marking the southeast comer of thehersin, Gegeribed : THENCE, Nos" 6a" were 6h féet with the nonthe lacintg River Authority by deed of récord under Clerk's ‘staring " “OSC sel, marking a awest.comern ‘of the herein described: act recordunder-Glerk's’ fish ‘00-94-0050, Deaen. toa strat, @rence, N58*0'00" E. 209, AGteet.with the southeast line-of th i.