2076 AUG PY ' C& M No. 44-26-03017/ FILE NOS S 11U.c:' EMP NOTICE OF TRUSTEE' S SALE AND APPOINTMENT OF SUIM' ' , '' AERti TEXAS TRUSTEE RY: DEPUTY Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Sender is: Codilis & Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed ofTrust dated September 09, 2024 and recorded under Clerk's File No. 2024000111296, in the real property records of COLLIN County Texas, with Chad Lee St John, single man as Grantor(s) and Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for SFMC LP dba Great Western Home Loans, its successors and assigns as Original Mortgagee. Deed of Trust executed by Chad Lee St John, single man securing payment of the indebtedness in the original principal amount of$503,500.00 and obligation therein described including but not limited to the promissory note and all modifications, renewal and extensions of the promissory note (the " Note") executed by Chad Lee St John. PennyMac Loan Services, LLC is the current mortgagee ( the " Mortgagee") of the Note and Deed of Trust or Contract Lien. Legal Description: BEING LOT 55, IN BLOCK X, OF TRINITY FALLS, PLANNING UNIT 2-PHASE 2, AN ADDITION TO COLLIN COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 2016, PAGE 146, OF THE PLAT RECORDS OF COLLIN COUNTY, TEXAS. SALE INFORMATION Date ofSale: 10/06/2026 Earliest Time Sale Will Begin: 10:00 AM Location ofSale: The place of the sale shall be: COLLIN County Courthouse, Texas at the following location: 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, atthearea mostrecently designated by the County Commissioner's Court TERMS OF SALE A default has occurred in the payment ofsaid herein referenced indebtedness, and the same is now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms ofsaid Deed ofTrust. The Sale will be conducted as apublic auction to the highest bidder for cash, except that Mortgagee' s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one ormore parcels and/or to sell all or only part ofthe property. Pursuant to Section 51.009 ofthe Texas Property Code, the Property will be sold in " AS IS," WHERE IS" condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed ofTrust. The sale will begin at the earliest time stated above, or within three( 3) hours after that time. Ifthe sale is set aside for any reason, the Purchaser atthe sale shall be entitled only to a return ofthe funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee orthe Mortgagee's attorney. STRICT COMPLIANCE WITHFINCEN RULESAND REGULATIONS IS REQUIRED FORPURCHASE OF THE PROPERTY AT THIS SALE. F 1111(11I )J?11j1ILL NOT ISSUE WITHOUT 1111 44-26-03017 COLLIN 48834774 SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE. WITH FINCEN. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE 'SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, I HEREBY APPOINT AND DESIGNATE Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, Bonny Mounger, Robin Shelton, Auction. com, LLC, or Codilis& Moody, P.C., as Substitute Trustee. Theaddress fortheSubstituteTrustee forpurposes ofSection51.0075(e) oftheTexasProperty Code is: Codilis& Moody,P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 281) 925- 5200 Executed on 08/07/2026. s/ Danya F. Gladney SHOT No. 24059786, Attorney at Law Codilis& Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 281) 925-5200 Posted and filed by: Printed Name: C& M No. 44-26-03017