TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5392 FILED 7/23/2026 10:47:25 AM C&M No. 44-22-2154/ FILE NOTICE OF TRUST LE AND APPOINTMENT OF SUBSTITUTE TRUSTEE ember of the armed forces of the United States, If you of a reserve component of the arimed forces of the United States, please send written notice of the active duty milita $ INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed of Trust dated January 07, 2008 and recorded under Vol 053-70, Page 2926 - 2936, or Clerk's File No 20080045535, 1n the real property records of HARRIS County Texas, with Joyce A Napier, an unmarried woman as Grantor(s) and Mortgage Electronic Registration Systems, Inc, as beneficiary, as nominee for Ryland Mortgage original principal amount of $148,243 0 promissory note and all modifications, renewal and Joyce A Napier US BANK TRUST NATI BUT SOLELY AS OWNER TRUSTEE “Mortgagee”) of the Note and Deed of Trust SOCIATION, NOT IN ITS INDIVIDUAL CAPACITY ACQUISITION TRUST 1s the current mortgagee (the The Mortgage Servicer 1s authorized to represent the gagee by virtue of a servicing agreement with the Mortgagee Pursuant to the Servicing Agreei s Property Code 51 0025, the Mortgage Servicer 1s authorized to collect the debt and to admim ng foreclosure of the property securing the above referenced loan Selene Finance ts acting as Servicer for the Mortgagee Selene Finance, 1s representing the Mortgagee, whose address ts 3501 Olymp’ vd Sth FL Ste 500, Coppell, TX 75019 Legal Description: LOT 8, BLOCK 1, OF MASON LAKES, S ADDITION IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THE CORDED IN FILE CODE NO. 538210 OF THE MAP RECORDS OF HARRIS COUNTY, TEXAS, SALE IN Date of Sale: 09/01/2026 Earhest Time Sale Will Begin’ 10°00 AM Location of Sale. The place of the sale shaff.be: RRIS County Courthouse, Texas at the following location Magnolia South Ballroom inside the Bayou inter or if the preceding area 1s no longer the designated area, at the area most recently designated b’ Commissioners Court TERMS:OF E A default has occurred in the payment of said herein re: ness, and the same 1s now wholly due, and the Mortgagee and/or Mortgage Servicer has requested"the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or. ceeds of said sale in accordance with the terms of said Deed of Trust The Sale wil! be conducted as a public auction to the high h, except that Mortgagee’s bid may be by credit against the indebtedness secured by the lien of the Deed’ o! t Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the prop ore parcels and/or to sell all or only part of the property Pursuant to Section 51 009 of the Texas Prope! de, the Property will be sold m “AS IS,” “WHERE IS” condition, without any express or imphed xcept as to the warranties of title, if any, provided for under the Deed of Trust. it | | | 44-22-2154 | ll HARRIS 4881822  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5392 FILED 7/23/2026 10:47:25 AM ¢ sale will begin at the earliest time stated above, or within three (3) hours after that time If the sale 1s set astde any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid The Purchaser shall have 0, further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney (CT COMPLIANCE WITH FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE T. PROPERTY AT THIS SALE. A FORECLOSURE DEED WILL NOT ISSUE WITHOUT SFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE ENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE SCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF bbie Murphy, Wayne Daughtrey, Steve Leva, Agency Sales and Posting, jubstitute Trustee. The address for the Substitute Trustee fo joses of Section 51 0075(e) of the Texas Property Code 1s Codilis & Moody, P C 20405 State Highway 249, Syste 1 Houston, TX 77070 (281) 925-5200 Executed on 07/22/2026 Posted and filed by Printed Name C&M No 44-22-2154 O O a)