' FILED pl( 2026 HAR 11 PH 12= 23 Notice of Substitute Trustee Sale ~i{ck~d COUNTY CLERK T.S. #: 25-17681 :FORT BF.NO COUNTY. Tl="Xt\~ Assert nnd prntccC: JQllt cl1bP as a member Q[fhe annffl focca of the ITnlted 8111:es lfxo11 are or JQllt spo11se is serving 0o active roilitaey d11t, Jocl1dto1 acdxe rnilitaey duty as a member of the nxas Natinoal G11am or tbe Nat!nual G11atd uf enptber stat:c or as e me■hcc ofe rcserve componnt of the enoffl fnrrcs of the IJnk@d Stehw please seed written nntlcc aftbe activt dub rnllttaCJ sccvice tn tbt sender aftbl• 1otfc1 irnrnedlafel~ Date, Time, and Place of Sale • The sale is scheduled to be held at the following date, time and place: Date: Tm1e: Place: 1'ts1202, The sale will begin no earlier than 1:00 PM or no later than three hours thereafter. The sale will be completed by no later than 4:00 PM Fort Bend County Cowthouse in Richmond, Texas, at the following location: At the Fort Bend Gus George Academy -Patton Hall, 1521 Eugene Heimann Circle, Richmond, TX 77469 or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner's Court OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold -The property to be sold is described as follows: WT 25, BLOCK 1, SWEETWATER SECTION 4, A SUBDMSION IN FORT BEND COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN SLIDE NOS. 1417/AAND 1417/B, OF THE MAP AND/OR PLAT RECORDS OF FORT BEND COUNTY, TEXAS. Instrument to be Foreclosed -The instrument to be foreclosed is the Deed of Trust is dated 10/28/2021 and is recorded in the office of the County Clerk of Fort Bend County, Texas, under County Clerk's File No 2022000812, recorded on 1/3/2022, of the Real Property Records ofFort Bend County, Texas. Property Address: 4103 nnsn.B HILL CT SUGAR LAND, TX 77479 Trustor(s): Cuttent Beneficiary: Current Substituted 'Ihlstees:· NAIFF ALTURKIANDSARA MEGUID Wilmington Savings Fund Society, FSB, not its individual capacity but solely as Owner Trustee for Verus Securitization Trust 2022-1 Original Beneficiary: Loan Servicer: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), AS BENEFICIARY,AS NOMINEE FOR MORTGAGE BANK OF CALIFORNIA, INC. ITS SUCCESSORS AND ASSIGNS NewRa LLC, F/K/A New Penn Financial, LLC, D/B/ A Shellpoint Mortgage Servicing Auction.com, LLC, Jeff Leva, Sandy Dasigenls, Megan Randle-Bender, Sabrina Palmer, Steve Leva, Megan L Randle, Ebbie Murphy, Riek Snoke, Wayne Daughtrey, Nicole Durrett , Prestige Default Services, LLC, Agency Sales and Posting LLC, Resolve Trustee Services, LLC, Prestige Posting and Publishing LLC The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is T.S. #: 2S-17681 authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale• The sale will be conducted as a public auction to the highest bidder for cash with funds being made payable to Prestige Default Services, LLC, subject to the provisions of the deed of trust permitting the beneficiary therewider to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the 1\ustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in "as is, where is" condition, without any express or implied warranties, except as to the wamnties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section S1.007S of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. 'lype of sale -The sale is a non-;judicial deed of trust lien and security interest foreclosure sale being conducted pursuant to the power of the sale granted by the deed of trust executed by NAIF F ALTURKIAND SARA MEGUID, HUSBAND AND WIFE. The real property and personal property encumbered by the deed of trust will be sold at the sale in accordance with the provisions of the deed of trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured -The deed of trust provides that it secures the payment of the indebtedness and obligations therein descn"bed (collectively the "Obligations") including by not limited to (I) the promissory note in the original principal amount of $878,000.00, executed by NAIF F ALTURKI AND SARA MEGUID, HUSBAND AND WIFE, and payable to the order of MORTGAGE ELECTRONIC REGISTRATION SYSIEMS, INC. ("MERS"), AS BENEFICIARY, AS NOMINEE FOR MORTGAGE BANK OF CALIFORNIA, INC. ITS SUCCESSORS AND ASSIGNS; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of NAIF F ALTURKI AND SARA MEGUID, HUSBAND AND WIFE to NAIF F ALTURKI AND SARA MEGUID. Wilmington Savings Fund Society, FSB, not its individual capacity but solely as Owner nustee for Verus Securitization Trust 2022-1 is the current owner and holder of the Obligations and is the beneficiary under the Deed ofTrust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and aU other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated loan documents, including, without limitation, all interest, default interest, late charges, advances, attorneys• fees and other costs and expenses. All checks must be made payable to Prestige Default Serviees, LLC Questions concerning the sale may be directed to the undersigned or to the beneficiary: Wilmington Savings Fund Society, FSB, aot its individual capacity but solely as Owner Trustee for Verus Securitization Trust 2022-1 c/o NewRez LLC, F/K/A New Peno Ftoaocial, LLC, D/B/A Sbellpoint Mortgage Servicing 75 Beattie Place, Suite 300 Greenville, South Carolina 29601-2743 800-365-7107 Lf( • T.S. #: 25-17681 Dated: 03/17/2026 Auction.com, LLC, Jeff Leva, Sandy Dasigenis, Megan Randle-Bender, Sabrina Palmer, Steve Leva, Megan L. Randle, Ebbie Murphy, Rick Snoke, Wayne Daughtrey, Nicole Durrett , Prestige Default Services, LLC, Agency Sales and Posting LLC, Resolve 'Irustee Services, LLC , Prestige Posting and Publishing LLC, Prmtigos±s.u 1 16801 Addison Road, Suite 350 Addison, Texas 7S001 Phone: (972) 893-3096 ext. 1035 Fax: (949) 427-2732 Sale Line Information: (949) 776-4697 Website: https:// prestigepostandpub.com AFfERRECORDING, PLEASE RETURN 10: Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 7S001 Attn: Trustee Department