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Foreclosure Notice*
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Document No: 118248
Billable Pages: 3
Recorded On: August 06, 2026 01:52 PM Number of Pages: 4
NOTICE OF FORECLOSURE
*****EFxamined and Charged as Follows*****
Total Recording: $ 22.00
*****THIS PAGE IS PART OF THE DOCUMENT*****
Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY
because of color or race is invalid and unenforceable under federal law.
File Information:
Document No: 118248
Record and Return To:
South Texas Title and Trustee Services LLC
Receipt No: 20260806000240 PO BOX 530493
Recorded On: August 06, 2026 01:52 PM Original Returned to Customer
Deputy Clerk: Marc Silva HARLINGEN TX 78553
Station: CC-ED-KF1015
niin, STATE OF TEXAS
SOT [0Up sm COUNTY OF HIDALGO
= “OU . 2
= ; 5 2 \ hereby certify that this Instrument was FILED in the File Number sequence on the date/time
= * H 3 x = printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas.
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4, ty. wes Arturo Guajardo Jr.
“May OF Lipo County Clerk Jem -
Ny, ry is p aw y
Hidalgo County, Texas
Doc-118248
NOTICE OF A LERATION AND NOTICE OF E’S SALE
Assert and protect your rights as a member of the armed forces of the United States. If you are or your
spouse is serving on active military duty, including active military duty as a member of the Texas National
Guard or the National Guard of another state or as a member of a reserve component of the armed forces
of the United States, please send written notice of the active duty military service to the sender of this
notice immediately.
DEED OF TRUST INFORMATION:
Date: March 2, 2004
Grantor(s): Juan Aristeo Cantu and Margarita Cantu
Original Bank of America, N.A.
Morigagee:
Original Principal: $91,000.60
Recording 1306589
Information:
Property County: Hidalgo
Property: ALL OF LOT 37, WHISPERING WINDS SUBDIVISION, AN ADDITION TO
THE CITY OF MCALLEN, HIDALGO COUNTY, TEXAS, ACCORDING TO
THE MAP OR PLAT THEREOF RECORDED IN VOLUME 21, PAGE 125,
MAP RECORDS OF HIDALGO COUNTY, TEXAS
Property Address: 4125 Gumwood Avenue
McAllen, TX 78501
MORTGAGE SERVICING INFORMATION:
The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to
a Mortgage Servicing Agreement.
Current Mortgagee: U.S. Bank Trust National Association, not in its individual capacity but solely as
owner Trustee for RCF 2 Acquisition Trust
Mortgage Servicer: Selene Finance LP
Mortgage Servicer 3501 Olympus Boulevard
Address: 5th Floor, Suite 500
Dallas, TX 75019
SALE INFORMATION:
Date of Sale: September 1, 2026
Time of Sale: 10:00 AM or within three hours thereafter,
Place of Sale: THE HIDALGO COUNTY ADMINISTRATIVE BUILDING, LOCATED AT 2802
S. BUSINESS HWY 281, EDINBURG, TX 78539 (OUTDOOR COVERED AREA
ON THE WEST SIDE OF THE BUILDING) OR AS DESIGNATED BY THE
COUNTY COMMISSIONER'S OFFICE.
Substitute Tejas Corporate Services, LLC, and Padgett Law Group, any to act
Trustee:
Substitute 546 Silicon Dr., Suite 103
Trustee Address: Southlake, TX 76092
PLG File Number: 25-012970-2 1
Doc-118248
APPOINTMENT OF SUBSTITUTE TRUSTEE:
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE
PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE
THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE
MORTGAGEE OR MORTGAGE SERVICER.
The undersigned is the attorney for the mortgagee and/or mortgage servicer, and in such capacity does
hereby remove the original trustee and all successor substitute trustees under the above-described Deed of Trust
and appoints in their place, any to act, those substitute trustees identified in the SALE INFORMATION section
of this notice, whose address is c/o Padgett Law Group, 546 Silicon Dr., Suite 103, Southlake, TX 76092 as
Substitute Trustee, who shall hereafter exercise all powers and duties to set aside the said original trustee under
said Deed of Trust, and further does hereby request, authorize, and instruct said Substitute Trustees to conduct
and direct the execution of remedies set aside to the beneficiary therein.
WHEREAS, the above-named Grantor(s) previously conveyed the above-described property in trust to
secure payment of the Note set forth in the above-described Deed of Trust; and
WHEREAS, a default under the Note and Deed of Trust was declared, such default was reported to not
have been cured, and all sums secured by such Deed of Trust are declared immediately due and payable.
WHEREAS, the original Trustee and any previously appointed Substitute Trustee under said Deed of
Trust has been hereby removed and the herein described Substitute Trustees, have been appointed as Substitute
Trustees and authorized by the Mortgage Servicer to enforce the power of sale granted in the Deed of Trust; and
WHEREAS, the undersigned law firm has been requested to provide these notices on behalf of the
Current Mortgagee, Mortgage Servicer and Substitute Trustees;
NOW, THEREFORE, NOTICE IS HEREBY GIVEN of the foregoing matters and that:
1. The maturity of the Note is hereby accelerated, and all sums secured by the Deed of Trust are
declared to be immediately due and payable.
2. The herein appointed Substitute Trustees, any to act, as Substitute Trustee will sell the Property to
the highest bidder for cash on the date, at the place, and no earlier than the time set forth above in
the Sale Information section of this notice. The sale will begin within three hours after that time.
3. The Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S, Department of
Treasury, now requires the collection, certification and reporting of certain information relating to
non-financed transfers of real property to legal entities and/or trusts, which such information the
successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale.
Interested bidders with questions regarding the necessary information to be provided are hereby
directed, generally, to FinCEN’s website and, more specifically to the FinCEN Real Estate Report
located in the forms bank thereof.
4. This sale shall be subject to any legal impediments to the sale of the Property to any exceptions
referenced in the Deed of Trust or appearing of record to the extent the same are still in effect and
shall not cover any property that has been released from the lien imposed by the Deed of Trust.
5. No warranties, express or implied, including but not limited to the implied warranties of
merchantability and fitness for the particular purpose shall be conveyed at the sale, save and except
the Grantor’s warranties specifically authorized by the Grantor in the Deed of Trust. The property
shall be sold “AS-IS”, purchaser’s will buy the property “at the purchaser’s own risk” and “at his
peril” and no representation is made concerning the quality or nature of title to be acquired.
Purchasers will receive whatever interest Grantor and Grantor’s assigns have in the property,
subject to any liens or interest of any kind that may survive the sale. Interested persons are
encouraged to consult counsel of their choice prior to participating in the sale of the property.
6. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of
PLG File Number: 25-012970-2 2
Doc-118248
the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee,
the Mortgagee’s Attorney, or the duly appointed Substitute Trustee.
ites
Padgett Law Group, LLC
CERTIFICATE OF POSTING
‘My name is Connie Cobb , and my address is c/o Padgett Law Group, 546
Silicon Dr., Suite 103, Southlake, TX 76092. I declare under penalty of perjury that on 98/06/2026 1
filed at the offjce ofthe Hidglgo County Clerk to be posted at the Hidalgo County courthouse this notice of sale.
Declarant’s Name: Connie Cobb
Date: 08/06/2026
Padgett Law Group
546 Silicon Dr., Suite 103, Southlake, TX 76092
(850) 422-2520
PLG File Number: 25-012970-2 3