FILEEDD. 2026APR - 2 AM8: 18 MiMP COUNTY CLERK TS No.: 2024- 00392-TX COLLIN COUNTY. TEXAS 2.t-utx i82-673 Notice of ISubstitutel Trustee Sale Assert and protect your rights as a member of the armed forces ofthe United States. Ifyou are oryouur spouse is serving on active military duty, including active military duty as a member ofthe Texas National Guard or the National Guard ofanother state or as a member ofa reserve component ofthe armed forces ofthe United States, please send written notice ofthe active duty military service to the sender ofthis notice immediately. 1. Date, Time and Place ofSale. Date: 06/02/2026 Time: The sale will begin at 10:00 AM or not later than three hours after that time Collin County. Texas at the following location: THE FRONT STEPS OFTHE COLLIN COUNTY Place: COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY. TX 750'11 OR AS DESIGNATED BY THE COUNTY COMMISSIONER' S OFFICE PURSUANT TO SECTION 51. 002 OFTHE TEXAS PROPERTY CODE AS THE PLACE WHERE FORECLOSURE SALES ARE TO TAKE PLACE ORAS DESIGNATED BYTHE COUNTY COMMISSIONERS Property Address: 417 WHiSPERFIELD DRIVE. MURPHY. TX 75094 2. TermsofSale: The salewill he conducted as a public auction to the highest bidder for cash. Pursuant tothe deed of trust. the mortgagee has the right to directthe Trustee to sell the property in oneormore parcelsand/orto sell all oronly part ofthe property. Pursuant to section 51.009 ofthe Texas Property Code. the property will be sold inAS IS. WHERE IS condition. without any expressor implied warranties.except as tothewarrantiesoftitle, ifany. provided for underthe deed oftrust. Any conveyance ofthe property is subject toall matters ofrecord affecting the property. 3. Instrument tobe Foreclosed: The instrument to he foreclosed is the Deed ofTrust orContract Lien dated 08/18/2005 and recorded 08/26/2005 in Book 05990 Page 02398 Document 2005-0119448. real property records ofCollinCounty. Texas. with HENRY L. HERNDON AND WIFE. SANDRA A. HERNDON grantorlsl and FREMONT INVESTMENT& LOAN as Lender. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS. INC. as Beneficiary. 4. Appointment ofSubstitute Trustee: In accordance with Texas Property Code Sec. 51.0076. the undersigned authorized agent forthe mortgage servicer has named and appointed. and by these presents does name and appoint AVT Title Services. LLC. located at 5177 Richmond Avenue Suite 1230. Houston. TX 77056. Substitute Trustee to act under and by virtue ofsaid Deed ofTrust. 5. Obligation Secured: Deed ofTrust or Contract Licn executed by HENRY L. HERNDON AND WIFE, SANDRA A. HERNDON, securing the payment ofthe indebtedness in the original principal amount ofS324,594.00. and obligations therein described including but not limited tothe promissory note: and all modifications. renewals and extensions ofthe promissory note. HSBC Bank USA, National Association. as Trustee for Nomura Home Equity Loan, Inc., Asset- Backed Certificates. Series 2006-FM1 is the current mortgagee ofthe note and deed oftrust or contract lien. Pap: 1of:4 uion I.1 TN NOS 0217TS No.: 2024-00392-TX 2-1-( 001R2.673 Notice of [Substitute[ Trustee Sale 6. Default: A default has occurred in the pay meat of indebtedness. and the same is no \ 1holly due, and the o‘kner and holder has requested to sell said property to satisfy said indebtedness. 7. Property to be sold: The property to he sold is described as folio\\ s: LOT 12, BLOCK S OF ROLLING RIDGE ESTATES- PHASE 2, AN ADDITION TO THE CITY OF MURPHY, COLLIN COUNTY,TEXAS ACCORDING TOTHE PLAT THEREOF RECORDED IN VOLUME 0,PAGE 306, MAP RECORDS, COLLIN COUNTY, TEXAS, AND CORRECTED IN VOLUME 5557, PAGE 2505, OF THE MAP RECORDS OF COLLIN COUNTY, TEXAS. 8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgagee by virtue ofa servicing agreement vith the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51. 0025. the Mortgage Servicer isauthorized to collect the debt and toadminister any resulting foreclosure ofthe lien securingthe property referenced above. Onity Mortgage Corporation F/K/A PHH Mortgage Corporation. as Mortgage Servicer. is representing the current mortgagee.\\ hose address is: CIO Onity Mortgage Corporation F/K/A PHH Mortgage Corporation PO BOX 24605 West Palm Beach, FL 33416- 4605 Phone: 877-744-2506 Page 2or? Veniiati I 1\ tic` 02 7TS No.: 2024-00392-TX 24-000182-673 Notice of (Substitute' Trustee Sale 9. Limitation ofDamages: Ifthe sale is set aside for reason. the Purchaser at the sale shall be entitled only to a return ofthe funds paid. The Purchaser shall have no further recourse against the Mortgagor. the Mortgagee. or the Mortgagee' s attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OFTHE MORTGAGEE OR MORTGAGE SERVICER. Date: 03/31/ 2026 Mark Bombick—Attorney or Authorized Agent ofThe Mortgagee or Mortgage Semicer C/O Power Default Services. inc. 7730 Market CenterAve. Suite 100 El Paso. TX 79912 Telephone: 855- 427- 2204 Fax: 866-960-8298 For additional sale information visit: N%W1s. tmmzntlaw. com/tx-investors POWER DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Certificate ofPosting I am Jeff Benton home address isc,oAV I title Sett ices. I.I.U. 5177 Richmond A‘ enuc. suite 1230. Ilouston. IX 77056. 1 declare under penall) ol'perjur) thaton . 04/02/26.._ ,_ 1 tiled this Notice ofForeclosure Sale at theoffice ofthe Collin Counts Clerk and caused it to he posted atthe location directed h ) (the ' ollin Count) Commissioners C'nun. rage 3of3 Version 1. 1 TX fit)S0217