NOTICE OF SUBSTITUTE TRUSTEE SALE. 2) & / re) o a Deed of Trust Date! Grantor(s)/Mortgagor(s):. 3/27/2020 DAVID.GIANCOLA-AND ANGELA .GIANCOLA, HUSBAND we AND WIFE Original Benefi iclary/Morigagee: Current Beneficiary/Mortgagee: ‘MORTGAGE ELECTRONIC. REGISTRATION SYSTEMS, INC... PENNYMAC LOAN SERVICES, ELC (“MERS") SOLELY AS A’ NOMINEE FOR. PROSPERI’ TY HOME MORTGAGE, LLG; ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume:.N/A. DENTON Page: N/A Instrument No: 70783: Mortgage Servicer: Mortgage Servicer’s Address: PennyMac Loan Services, ELC. is representing the Current 6101 Condor Drive,. Beneficiary/Mortgagec under-a servicing agreement with the Current Moorpark, CA.93021 Beneficiary/Mortgagee. Date of Sale: 8/4/2026 %:..# Earliest: Time Sale Will Begin::10:00 AM. BY THE. COMMISSIONER'S COURT, PURSUANT. TO SECTION. 51.002 OF THE TEXAS PROPERTY. CODE. Legal Description: LOT-48, BLOCK: A; COYOTE RIDGE, PHASE:1, AN ADDITION TO: THE CITY OF CARROLLTON, TEXAS, ‘ACCORDING TO:THE MAP OR: PLAT. RECORDED ‘IN CABINET Q, PAGE’ 20, PLAT RECORDS OF DENTON COUNTY, TEXAS; AND CORRECTED BY CERTIFICATE OF CORRECTION RECORDED IN VOLUME 4310, PAGE 666, REAL PROPERTY RECORDS, DENTON COUNTY, TEXAS In accordance with Tex. Prop. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attomey. for. Mortgagee or Mortgage Servicer does hereby remoye:the original. Trustee and all successor substitute trustees and appoints in their stead, Atiction,com, LLC,’Payton Hreha,: Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha or Carol Danmon, Cole Patton, Myra Homayoun, Thuy Frazicr, McCarthy & Holthus, LLP, as Substitute Trustee, who'shall hereafter exercise all powers:and duties sct.aside.to the said original.Trustec under there said’ Deed of Trust; and, further, does ‘hereby request, authorize, and instruct said Substitute Trustee td conduct and direct.the execution of remedies set aside to the benefic iciary therein The Substitute. Trustee. will sell the property: by. public.auction to the highest. bidder for cash at the place and date Specified. The salewill begin at:the’earliest time stated above or within three (3) hours after.that time. The Property willbe sold “AS IS,” without any express or. implied warranties, except as to. warranties of title, and at the purchaser’s awn risk, pursuant to the terms of Tex, Prop, Cone §51.002 and §51.009, Prospective bidders are advised to’conduct an independent investigation of the nature and physical condition of the Property. Substitute. Trustee reserves the right-to set further: reasonable :conditions for conducting the: public-atiction. Any stich further conditions.shall be announced -before bidding is opened for-the first sale of the day held by Substitute Trustee... THIS INSTRUMENT APPOINTS THE: SUBSTITUTE TRUSTEE(S) IDENTIFIED. TO ‘SELL THE. PROPERTY. DESCRIBED: IN THE SECURITY INSTRUMENT. IDENTIFIED IN THIS NOTICE OF. SALE. THE PERSON SIGNING, THIS NOTICE Is THE:‘ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51. 002(I): :ASSERT.AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF’ YOU-OR-YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY,-INCLUDING ACTIVE: MILITARY. DUTY. AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR‘AS A MEMBER OF A RESERVE COMPONENT OF THE ‘ARMED. FORCES OF ‘THE UNITED STATES, ‘PLEASE SEND WRITTEN NOTICE OF THE:ACTIVE’ DUTY. MILITARY: ‘SERVICE’ TO THE SENDER OF THIS NOTICE IMMEDIATELY. : Dated::7/8/2026 Thuy.Frazier, Attorney “Substitute Trustee: McCarthy & Holthus,: LLP c/o Atiction.com 1255. West.1 5th Street, Suite.1060 1255 West'I 5th Street, Suite 1060 Plano, TX:75075 Plano, TX 75075 Attorneys for PennyMac Loan Services, LLC https://sales:mecarthyholihus.com/ MH File Number: “TX-26-128487-POS. Loan Type: Conventional Residential