e i iS 155 T.S.#: 2026-22 56-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned, inaccordance withTexas Property Code§ 51.0076, asattorney-in-factforthe MortgageeorMortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one ofthem, do Nestor Solutions, LLC, 214 5th Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee underthe DeedofTrust, and further authorizes and directs the Substitute Trustee toconduct andexecute the remediesprovided tothe beneficiary therein. I. Date, Time, and Place ofSale. Date: 6/2/2026 Time: The earliest time the sale will begin is 10:00 AM, or within three( 3) hours after that time. Collin County Courthouse, Texas, at the following location: The front steps ofthe Collin County Place: Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. Property To Be Sold. BEING LOT 1 BLOCK M OF HILLCREST ESTATES SECTION II. PHASE V, AN ADDITION TO THE 2. CITYOFFRISCO.COLLINCOUNTY.TEXAS,ACCORDING TOTHEPLATTHEREOFRECORDED INVOLUMEK,PAGE74, MAP RECORDS. COLLIN COUNTY. TEXAS. Commonly known as: 4304 Sandalwood Ln, Frisco, Texas75035 Instrument to be Foreclosed. The instrument to be foreclosed is the Deed ofTrust dated 6/22/2022 and recorded in the 3. office ofthe County Clerk ofCollin County, Texas, recorded on 6/27/2022 underCounty Clerk's File No 2022000099642, in Book-- and Page-- in the Real Property Records ofCollin County, Texas. Grantor( s): BILLY MCMULLEN, UNMARRIED MAN Original Trustee: Scott R. Valby Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Original Mortgagee: Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation Lv N o r— cr. rn 0to A 11 N vT.S.it: 2026-22056-TX Terms ofSale. The salewill beconducted asa public auction to the highest bidder forcash, subject tothe provisions ofthe 4. Deed ofTrust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount ofthe unpaid debt secured by the Deed ofTrust at the time ofsale. Pursuant to §51.009 ofthe Texas Property Code, the property will be sold in AS IS, WHERE IS" condition, without any express or implied warranties, except as to the warranties oftitle( ifany) provided for under the Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (" purchaser") at this trustee'ssale may berequired toprovide information, documentation and/orcertification asmandated by applicablefederal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/ 1/ 2026. If applicable, the required information must be provided tothe trustee before atrustee' s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- https:// www. fincen. gov/rre-faqs#D_5 or laundering-regulations-for-residential-real-estate-transfers. Obligations Secured. The Deed ofTrust provides that itsecures the payment ofthe indebtedness andobligations described 6. therein( collectively, the" Obligations"), including, but not limited to:( 1) the promissorynote in theoriginal principal amount of$595,000.00, executed by BILLY MCMULLEN, UNMARRIED MAN, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns;( 2) all renewals and extensions ofthe note; and( 3) any and all present and future indebtedness ofthe Trustor(s) to the current holder ofthe Obligations, secured by the Deed ofTrust. Default has occurred in the payment ofthe indebtedness, and the same is now wholly due and payable. The owner and holder ofthe Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue ofaservicing 7. agreement withthe Mortgagee. Pursuant tothe Servicing Agreement andTexas Property Code§ 51.0025, theMortgage Servicer is authorized to collect the debt and administer any resulting foreclosure ofthe lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/oFreedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037- 7939 Phone:( 855) 690-5900 Assert and protectyour rights asa member ofthearmed forces ofthe United States. Ifyou areoryourspouse is serving on active military duty. including active military duty as a member ofthe Texas National Guard orthe National Guard of another state or as a member ofa reserve component ofthe armed forces of the United States. please send written notice ofthe active- duty military service to the sender of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney- in-fact for FREEDOM MORTGAGE CORPORATION 4 II ' i r' By: Dated: 4/13/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone:( 888) 403- 4115 Fax:( 888) 345-5501 For sale information visit: https:// www. xome.com orContact( 800) 758- 8052