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Foreclosure Notice*
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APPOINTMENT OF SUBSTITUTE TRUSTEE and xondor Qustéi¥eaue
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TS. #: 2026-23057-TX
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY
DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING
THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER.
The undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer,
hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions,
LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC,
Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5"
Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties
conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct
and execute the remedies provided to the beneficiary therein.
1. Date, Time, and Place of Sale.
Date: 6/2/2026
Time: The earliest time the sale will begin is 12:00 PM, or within three (3) hours after that time.
Place: Rockwall County Courthouse, Texas, at the following location: 1111 East Yellow Jacket Lane,
Rockwall, TX 75087 THE AREA IMMEDIATELY OUTSIDE ON THE FRONT STEPS OF THE
ROCKWALL COUNTY COURTHOUSE, LOCATED AT 1111 YELLOWJACKET LANE, IN
ROCKWALL, ROCKWALL COUNTY, TX, or if the preceding area is no longer the designated
area, at the area most recently designated by the County Commissioners Court.
2. Property To Be Sold. LOT 19, BLOCK A, OF WOODCREEK PHASE 6L, AN ADDITION TO THE CITY OF FATE, ROCKWALL
COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED UNDER CLERK'S DOCUMENT NO.
2024000001 1943, OFFICIAL PUBLIC RECORDS OF ROCKWALL COUNTY, TEXAS.
Commonly known as: 4340 GRAYSON LANE FATE, TX 75189
3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 2/27/2025 and recorded in the
office of the County Clerk of Rockwall County, Texas, recorded on 2/28/2025 under County Clerk’s File No 20250000003384,
in Book -- and Page --_ in the Real Property Records of Rockwall County, Texas.
Grantor(s):
Original Trustee: Angela R Hernandez
Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for DHI
Mortgage Company, Ltd., its successors and assigns
Current Mortgagee: Freedom Mortgage Corporation
Mortgage Servicer: Freedom Mortgage Corporation
TS. #: 2026-23057-TX
4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the
Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt
secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in
“AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided
for under the Deed of Trust.
5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this
trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law,
and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal
reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If
applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers.
Additional information regarding these regulations and the required transferee information and certifications can be found at
https://www.fincen.gov/rre-faqs#D_5 or _ https://www.federalregister.gov/documents/2024/08/29/2024- 191 98/anti-money-
laundering-regulations-for-residential-real-estate-transfers.
6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described
therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount
of $319,544.00, executed by GABRIELA E ROMERO ANGARITA, AN UNMARRIED WOMAN, AND MARIA
MARCOLINA ANGARITA, AN UNMARRIED WOMAN, and payable to the order of Mortgage Electronic Registration
Systems, Inc., as Beneficiary, as nominee for DHI Mortgage Company, Ltd., its successors and assigns; (2) all renewals and
extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the
Obligations, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now wholly
due and payable. The owner and holder of the Obligations has requested that the Substitute Trustee sell the Property to satisfy
the indebtedness.
7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgage by virtue of a servicing
agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer
is authorized to collect the debt and administer any resulting foreclosure of the lien securing the Property referenced above.
Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is:
c/o Freedom Mortgage Corporation
11988 EXIT 5 PKWY BLDG 4
FISHERS IN 46037-7939
Phone: (855) 690-5900
Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is servin:
on active military duty, including active military duty as a member of the Texas National Guard or the National Guard
of another state or as a member of a reserve component of the armed forces of the United States, please send written
notice of the active-duty military service to the sender of this notice immediately.
NESTOR SOLUTIONS, LLC, as attorney-in-fact for
FREEDOM MORTGAGE CORPORATION
By:
Dated: 4/8/2026 Christopher K. Baxter
Senior Vice President
Texas Bar No. 90001747
214 5th Street, Suite 205
Huntington Beach, California 92648
Phone: (888) 403-4115 Fax: (888) 345-5501
For sale information visit: https://www.xome.com or Contact (800) 758-8052