TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3661 FILED 5/21/2026 10:57:29 AM NOTICE OF ACCELERATION AND NOTICE OF TRUSTEE’S SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. “ EED OF T. : Date: March 28, 2018 - Grantor(s): MICHAEL A. CRUZ, A SINGLE MAN Original MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS Mortgagee: NOMINEE FOR CALIBER HOME LOANS, INC. : Original Principal: $217,978.00 Recording RP-2018-132025 Information: Property County: Harris . Property: LOT FIVE (5), IN BLOCK TWO (2), OF BAY RIVER COLONY SECTION FIVE FINAL PLAT, A SUBDIVISION IN HARRIS COUNTY, TEXAS ACCORDING TO THE MAP OR PLAT THEREOF FILED FILE NO. 2012038845 0) D FILM CODE SC xAS opel : S er | Lane jaytown: 7 E SERVICING INF The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement. Current Mortgagee: NewRez LLC Mortgage Servicer: Shellpoint Mortgage Servicing Mortgage Servicer 75 Beattie Place Address; Greenville, SC 29601 SALE INFORMATION: Date of Sale: July 7, 2026 Time of Sale: 10:00 AM or within three hours thereafter. Place of Sale: | Bayou City Event Center, Magnolia South Ballroom, 9401 Knight Road, Houston TX 77045 or, if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner’s Court. Substitute Auction.com, LLC, and Padgett Law Group, any to act Trustee: . : : Substitute 546 Silicon Dr., Suite 103 Trustee Address: Southlake, TX 76092 PLG File Number: 26-008515-1 / 1  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3661 FILED 5/21/2026 10:57:29 AM APPOINTMENT OF SUBSTITUTE TRUSTEE: The undersigned is the attorney for the mortgagee and/or mortgage servicer, and in such capacity does hereby remove the original trustee and all successor substitute trustees under the above-described Deed of Trust and appoints in their place, any to act, those substitute trustees identified in the SALE INFORMATION section of this notice, whose address is c/o Padgett Law Group, 546 Silicon Dr., Suite 103, Southlake, TX 76092 as Substitute Trustee, who shall hereafter exercise all powers and duties to set aside the said original trustee under said/Deed of Trust, and further does hereby request, authorize, and instruct said Substitute Trustees to conduct and direct the execution of remedies set aside to the beneficiary therein. WHEREAS, the above-named Grantor(s) previously conveyed the above-described property in trust to secure payment of the Note set forth in the above-described Deed of Trust; and WHEREAS, a default under the Note and Deed of Trust was declared, such default was reported to have been cured, and all sums secured by such Deed of Trust are declared immediately due and payab WHEREAS, the original Trustee and any previously appointed Substitute Trustee eed of Trust has been hereby removed and the herein described Substitute Trustees, have bi bstitute Trustees and authorized by the Mortgage Servicer to enforce the power of sale grant ust; and WHEREAS, the undersigned law firm has been requested to provide the: nonce ehalf of the Current Mortgagee, Mortgage Servicer and Substitute Trustees; NOw, THEREFORE, NOTICE IS HE ig Matters and that: 1. The maturity of the i ereby a a and all sums secured by the Deed of Trust are 2 Ti i wees, any to act, as Substitute Trustee will sell the Property to nm the date, at the place, and no earlier than the time set forth above in nfofination séction of this notice. The sale will begin within three hours after that time. nancial’ Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of , now requires the collection, certification and reporting of certain information relating to on-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby « directed, generally, to FinCEN’s website and, more specifically to the FinCEN Real Estate Report “ located in the forms bank thereof. r 4. This sale shall be subject to any legal impediments to the sale of the Property to any - exceptions referenced in the Deed of Trust or appearing of record to the extent the same are still in effect and ‘ shall not cover any property that has been released from the lien imposed by the Deed of Trust. 5. No warranties, express or implied, including but not limited to the implied warranties of ‘merchantability and fitness for the particular purpose shall be conveyed at the sale, save and except the Grantor’s warranties specifically authorized by the Grantor in the Deed of Trust. The property shall be sold “AS-IS”, purchaser’s will buy the property “at the purchaser’s own risk” and “at his peril” and no representation is made concerning the quality or nature of title to be/acquired. Purchasers will receive whatever interest Grantor and Grantor’s assigns have in the property, subject to any liens or interest of any kind that may survive the sale. Interested persons are encouraged to consult counsel of their choice prior to participating in the sale of the property. 6. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of PLG File Number: 26-008515-1 ‘ . 2  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3661 FILED 5/21/2026 10:57:29 AM th The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, the M igee’s Attorney, or the duly appointed Substitute Trustee. / Padgett Law Group, POSTING My name is _, and my address is c/o Padgett Law Group; 546 Silicon Dr, Suite 103, Southlake, TX 2. I declare under penalty of perjury that on 05/21/2026 I k to be posted at the Harris County courthouse this notice of sale. filed at the office of the H Declarant’s Name: effLeva Date; __ 05/21/2026 Padgett Law Group 546 Silicon Dr., Suite 103, Southlake, 6092 (850) 422-2520 WITNESS MY HAND this day of PLG File Number: 26-008515-1