TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3960 FILED 6/5/2026 2:30:26 PM TS. #: 2026-24756-TX ‘ APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. “The undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints-in their stead: Nestor Solutions, LLC, Auction.com; LLC, Xome Inc,, Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5" Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct arid execute the remedies provided to the beneficiary: therein. 1. Date, Time, and Place of Sale. Date: 8/4/2026 Time: The earliest time the sale will begin is 10:00 AM, or. within three (3) hours ai “Place: Harris County Courthouse, Texas, at the following oc i 01 Kuni Re Hi THE BAYOU CITY EVENT en : BAI if the pre ‘tie ‘a is no lo ‘ounty Comitihissio! ‘0 KNIGHT RD, HOU, TX so X the area most re . e 'o Be Sala. LOT SIX (6), LO ; OF BAY RIVER COLONY SECTION FIVE FINAL PLAT, f SION IN HARRIS COUN XAS ACCORDING TO THE MAP OR PLAT THEREOF FILED UNDER Commonly known as: 4403 JUNIPER BAY LANE BAYTOWN, TX 77521 3. Instrument to be Foreclosed. The instrument. to be foreclosed is the Deed of Trust dated 9/30/2013 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 10/4/2013 under: County Clerk’s File No 20130509886, in Book -- and Page -- The subject Deed of Trust. was modified by Loan Modification recorded as Instrument RP-2016-197801 and recorded on 05/11/2016, and further recorded as Instrument RP- 2019-253117 and recorded on 06/14/2019 in the Real Property Records of Harris County, Texas.” Grantor(s): Ursula D. Williams, a single person Original Trustee: * Scott R. Valby : _ Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, | as nominee for Gregg &. Valby Mortgage Services, LLC d/b/a Affinity Lending. Solutions, its successors and assigns . - Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation 20388453, RECORDED AT FILM CODE NO.. 648107, OF THE MAP RECORDS OF HARRIS  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3960 FILED 6/5/2026 2:30:26 PM ’ TLS. #: 2026-24756-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust. permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as. mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.fincen.gov/rre-faqs#D_5 or _https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $150,696.00, executed by Ursula D. Williams, a single person, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Gregg & Valby Mortgage Services, LLC d/b/a Affinity Lending Solutions, its. successors and assigns; (2) all renewals and ‘extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now wholly due and payable. The owner and holder of the Obligations has, requested that the Substitute Trustee sell the Property to satisfy the indebtedness. . 1 as Freedo oration as Mo! e Servicer; represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporat 7 11988 EXIT 5 PKWY BLDG 4 : . FISHERS IN 46037-7939 _ . n 01 Information, The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing gee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer debt and any resulting foreclosure of the lien securing the Property referenced above. Phone: (855) 690-5900 tice of the active-duty military service to the sender of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION ~ By: . : : Dated: 6/2/2026 Christopher K. Baxter : Senior Vice President Texas Bar No. 90001747 214 Sth Street, Suite 205 , Huntington Beach, California 92648 : Phone: (888).403-4115 Fax: (888) 345-5501 'For sale information visit: https://www.xome.com or Contact (800) 758-8052 Ne