START OF PAGE: 54 TS No.: 2026-01018-TX 26-000531-673 Notice of [Substitute} Trustee Sale Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active militarv duh•, including actin militan· duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. t. Date, Time and Place of Sale. Date: I 0/06/2026 Time: The sale will begin at 0 I :00 PM or not later than three hours after that time Place: Fort Bend County. Texas at the following location: FORT BEND COUNTY GUS GEORGE ACADEMY - PATTON HALL, 1521 EUGENE HEIMANN CIRCLE, RICHMOND, TEXAS 77469, (BETWEEN THE HOURS OF 10:00a.m. AND 4:00 p.m.) ORAS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE PURSUANT TO SECTION 51.002 OFTHE TEXAS PROPERTY CODE AS THE PLACE WHERE FORECLOSURE SALES ARE TO TAKE PLACE OR AS DESIGNATED BY THE COUNTY COMMISSIONERS Property Address: 4403 RUSSET ELM LANE. ROSENBERG. TX 77469 2. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust. the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code. the property will be sold in AS IS. WHERE IS condition. without any express or implied warranties. except as to the warranties of title, if any. provided for under the deed of trust. Any conveyance of the property is subject to all matters of record affecting the property. 3. Instrument to be Foreclosed: The instrument to be foreclosed is the Deed of Trust or Contract Lien dated 07/30/2025 and recorded 07/31/2025 in Document 2025077875 . real property records of Fort Bend County. Texas. with BRANDON DWAYNE BOWEN AND JOHANNAANDREA BOWEN, MARRIED TO EACH OTHER grantor(s) and OHi MORTGAGE COMPANY LTD as Lender. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS. INC. as Beneficiary. 4. Appointment of Substitute Trustee: In accordance\\ ith Texas Property Code Sec. 51.0076. the undersigned authorized agent for the mortgage servicer has named and appointed. and by these presents does name and appoint AVT Tille Services. LLC. located at 5177 Richmond Avenue Suite 1230. Houston. TX 77056. Substitute Trustee to act under and by virtue of said Deed of Trust. 5. Obligation Secured: Deed of Trust or Contract Lien executed by BRANDON DWAYNE BOWEN AND JOHANNA ANDREA BOWEN, MARRIED TO EACH OTHER, securing the payment of the indebtedness in the original principal amount of$376,543.00, and obligations therein described including but not limited to the promissory note; and all modifications. renewals and extensions of the promissory note. ONITY MORTGAGE CORPORATION F/K/A PHH MORTGAGE CORPORATION is the current mortgagee of the note and deed of trust or contljil£t lien. Ve~ion I.I TX NOS 02 I 1 c::::, ~ ~ c.... C: r- N w -0 c5 c..., c:, ·~ !~ l;: lj -.:·· Page I ot'3 START OF PAGE: 55 TS No.: 2026-01018-TX 26-000531-673 Notice of [Substitute] Trustee Sale 6. Default: A default has occurred in the payment ofindebtedness. and the same is 110\\ wholly due. and the owner and holder has requested to sell said property to satisfy said indebtedness. 7. Property to be sold: The property to be sold is described as follows: Lot 7, Block 2, of EVERGREEN SECTION 2, an addition in the City of Rosenberg, Fort Bend County, Texas, according to the map or plat thereof recorded in Plat No. 20240107, Plat Records of Fort Bend County, Texas. 8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025. the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the property referenced above. Onity Mortgage Corporation f/kla PHH Mortgage Corporation. as Mortgage Servicer. is representing the current mortgagee. whose address is: C/O Onity Mortgage Corporation f/k/a PHH Mortgage Corporation POBOX2460S West Palm Beach, FL33416-4605 Phone: 877-744-2506 Version 1.1 TX NOS 0217 Page 2 of3 START OF PAGE: 56 .. TS No.: 2026-01018-TX 26-000531-6 73 Notice of [Substitute] Trustee Sale 9. Limitation of Damages: If the sale is set aside for any reason. the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor. the Mortgagee. or the Mortgagee's attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE($) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Date: July 20, 2026 9wik1~ Hunter Wilson-Attorney or Authorized Agent of The Mortgagee or Mortgage Servicer C/O Power Default Services, Inc. 114 Mesa Park Drive. Suite I 00 El Paso. TX 799 I 2 Telephone: 855-427-2204 '--Fax: 866-960·8298 For additional sale infonnation visit: \.Vww.hubzu.com or (855) 882-1314 POWER DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Certificate of Postine: I am _____________ \\h~ address is cio AVT Title Sm·iccs. LLC. 5177 Richmond An:nuc. Suite 1230. Houston. TX 77056.1 declare underpcnalt) ofperjuf} that on _______ I tiled this Notice ofFor.:closurc Sale at the office of the Fort Bend County Clerk and caused it to be posted at the lo~-ation directed b) the Fon Bend Count~ Commissioners Coun. Version I.I TX 1'0S 0217