START OF PAGE: 345 ,· NOTICE OF SUBSTITUTE TRUSTEE'S SALE August 11, 2026 STA TE OF TEXAS COUNTY OF FORT BEND § § KNOW ALL MEN BY THESE PRESENTS: DEED OF TRUST ("Deed of Trust"): Dated: August 17, 2023 Grantor: HOANG YEN HO Trustee: Lender: Recorded in: Property: Secures: Substitute Trustee(s): FORECLOSURE SALE: Date: Time: Place: Terms of Sale: Loan T. Tran JANE NGUYEN Official Public Records of Real Property of FORT BEND County Texas under file No. 2023084372 Lot 4, in Block 5, of KELLIWOOD GREENS, a subdivision in Fort Bend County Texas, according to the map or plat thereof recorded in Slide No. 1130/A of the Plat Records of Fort Bend County, Texas; MORE COMMONLY KNOWN AS 4407 Perdido Bay Dr., Katy, TX 77450 Promissory Note executed August 17, 2023 ("Note") in the original principal amount of $35,000.00, executed by HOANG YEN HO ("Borrower") and payable to the order of Lender and all other indebtedness of Borrower to Lender. Vo & Pham Law Firm PLLC and Loan T. Tran 10300 Westoffice Dr., Ste 101, Houston, TX 77042 Tuesday, September 1, 2026 The sale of the Property will be held between the hours of 10:00 A.M. and 4:00 P.M. local time; the earliest time at which the Foreclosure Sale will begin is 12:00 PM and not later than three hours thereafter. Gus George Law Enforcement Academy -Patton Hall 1521 Eugene Heiman Circle, Richmond, TX 77469 or as designated by the County Commissioner's Court. The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that Lender's bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS," without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. • i:---- , ..... START OF PAGE: 346 . ..1 WHEREAS a default has occurred in the payment of the Note and in the. performance of the obligations of the Deed of Trust Because of that default, Lender, present owner and holder of the Note, has appointed Vo & Pham Law Firm PLLC and Loan T. Tran as Substitute Trustee, pursuant to the terms and conditions of the Deed of Trust, to succeed to all the rights, powers, privileges vested in the Original Trustee under the Deed of Trust. WHEREAS Lender has requested Substitute Trustee to sell the property. NOW, THEREFORE NOTICE IS HEREBY GIVEN that on and at the Date, Time, and Place for the Foreclosure Sale described above, Substitute Trustee will sell the Property in accordance with the Terms of Sale described above, the Deed of Trust, and applicable Texas law. If Lender passes the Foreclosure Sale, notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Deed of Trust and the Texas Property Code. The Foreclosure Sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. For the avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed of Trust by Lender. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to section 51.0075(a) of the Texas Property Code, Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTNE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTIIER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTNE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. ls/Loan Tammy Tran Loan Tammy Tran Attorney for Lender State Bar No.: 24069159 ttran@vophamlaw.com 10300 Westoffice Dr., Ste 101, Houston, Texas 77042 Phone: 713-271-8886 Fax:713-271-8897