2026 - 202600001013 05/14/2026 11:10 AM Page 1 of 3 ” NOTICE OF SUBSTITUTE TRUSTEE SALE “peed of Trust Date: Grantor(s)/Mortgagor(s): 6/15/2020 SAUL CALVILLO RAMIREZ, SINGLE MAN Original Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) SOLELY AS A NOMINEE FOR AMERICAN FINANCIAL NETWORK, INC., ITS SUCCESSORS AND ASSIGNS Recorded in: Volume: N/A Page: N/A Instrument No: 202000154419 Mortgage Servicer: PennyMac Loan Services, LLC is representing the Current Beneficiary/Mortgagee under a servicing agreement with the Current Beneficiary/Mortgag Current Beneficiary/Mortgagee: PENNYMAC LOAN SERVICES, LLC Property County: DALLAS Mortgage Servicer’s Address: 6101 Condor Drive, Moorpark, CA 93021 Place of Sale of Property: George Allen Courts Building, 600 Commerce Street, Dallas, TX 75202 OR IN THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. ew 7 Legal Description: LEGAL DESCRIPTION ATTACHED AS EXHIBIT A In accordance with TEX. PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned a remove the original Trustee and ali successor substitute trustees and appoints in their stead, Auctio ¢ Ortolgni, Michele Hreha, Mary Mancuso, Francesca Ortolani, Carol Dunmon or Payton Hreha, Cole Patton, Myra Homayoun, Thuy Frazier, McGartly & Holt f Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; a es hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for ga stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express or implied warranties, except a bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUST INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. T! D TO SELL THE PROPERTY DESCRIBED IN THE SECURITY ERS ING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT ROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A RD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE c/o Auction.com 1255 West 15th Street, Suite 1060 Plano, TX 75075 érvices, LLC https://sales. mecarthyholthus.com/ Plano, TX 750% Attorneys for Pertx MH File Number: TX-26-129053-POS Loan Type: FHA 2026 - 202600001013 05/14/2026 11:10 AM Page 2 of 3 TX-26-129053-POS Legal Description BEING A PORTION OF LOT 1, IN BLOCK B, OF SKYLARK ADDITION, AN ADDITION TO THE CITY OF BALCH SPRINGS, DALLAS COUNTY, TEXAS, ACCORDING TO THE MAP RECORDED IN VOLUME 71237, PAGE 2480, OF THE MAP RECORDS OF DALLAS COUNTY, TEXAS, BEING A PARCEL OF LAND CONVEYED TO DOUGLAS LEMUS, AS RECORDED IN INSTRUMENT NO. 201900065287 OF THE OFFICIAL PUBLIC OF DALLAS COUNTY, TEXAS 4 SHOWN ON SURVEY, AND BEING MORE PARTICULARLY DESCRIBE1 AND BOUNDS AS FOLLOWS: THENCE EAST, ALONG SAID SEAGOVILLE RIGHT ¢ ; 116.00 FEET TO A FOUND 5/8 INCH YELLOWCAPPED TRON ROD FOR CORNER; 0 SECONDS WEST, A DISTANCE OF 116.00 FEET TO A FOUND §@) W CAPPED IRON ROD FOR CORNER, BEING ON THE EAST RIGH KOPF OF SAID HONEYSUCKLE DRIVE; THENCE NORTH 00 D 2 N RIGHT OF WAY, A DISTS OF 70.00 FEET TO A PLACE OF BEGINNING AND UM EET OR 0.186 OF AN ACRE OF LAND, MORE OR LESS. 2026 - 202600001013 05/14/2026 11:10 AM Page 3 of 3 NOUN] BES Instrument Number: 202600001013 Foreclosure Posting Recorded On: May 14, 2026 11:10 AM Number of Pagess Total Recording: $2.00 IS PART OF THE INSTRUMENT *******#*#* RERKEKKKKEEE ~ Any provision reel) tricts the Sale, Rental or use of the described REAL PROPERTY because ofedloyor race is invalid and unenforceable under federal law. File Information: Record and Return To: Document 00001013 Shelly Ortolani Receipt Number; 1260514000401 14800 Landmark Blvd., Ste850 Recorded Daté May 14, 2026 11:10 AM User: Javen H ADDISON TX 75001 Station: Cc136 STATE OF TEXAS Dallas County I hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Dallas County, Texas John F..Warren Dallas County Clerk 1f-—— Dallas County, TX