TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3500 FILED 5/14/2026 8:44:17 AM C&M No, 44-26-01556/ FILE NOS NOTICE OF TRUSTEE'S SALE AND APPOINTMENT OF SUBSTITUTE ' TRUSTEE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Sender is: Codilis & Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed of Trust dated May 08, 2023 and recorded under Clerk's File No RP-2023-167323, in the real property rgterds of HARRIS County Texas, with Luis Florentino Ortiz and Karen Lisseth Ramos, husband and wife as g and Mortgage Electronic Registration Systems, Inc , as beneficiary, as nominee for Cardinal Financial oriie ie Original principal amount of $294,566 00 and obligation therein described including but not issory note an modifications, renewal and extensions. of the promissory note (the “Note”) executed by Luis Florentino Ortiz 1ew Loan Servicing, LLC 1s the current mortgagee (the “Mortgagee”) of the Note and Deed of Trust or Contract:Lien; : The Mortgage Servicer 1s autho; to Mortgagee Pursuant to the Servicmg authonzed to collect the debt and to a ister an} closure of the property securing the above referenced loan LoanCare, LLC 1s acting as i r for the Mortgagee LoanCare, LLC, 1s representing the Mortgagee, whose address 1s 3637 nia VA 23452 Legal Desertption: LOT 1, BLOCK 3, IN STERLING POINT SEC 1 FINAL PLAT; BD. CATED IN HARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT ORDEDZUNDER FILM )CODE NO, 698741 OF THE MAP RECORDS, HARRIS COUNTY, TEXA‘ SALE INFORMATION O Date of Sale, 07/07/2026 Earhest Time Sale Will Begin. 10°00 AM Locatton of Sale’ The place of the sale-shall be’ HARRIS County Courthouse, Texas at the follow: location Magnolia South Ballroom inside the Bayou City Event Center or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court ortgagee by virtue of a servicing agreement with the TERMS OF SALE A default has occurred in the payment of said herein referenced indebtedness, and the same 1s now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms of said Deed of Trust : The Sale will be conducted as a public auction to the highest bidder for cash, except that Mortgagee’s bid may be by credit agatnst.the indebtedness secured by the lien of the Deed of Trust Pursuant to the Deed of Trust, the mortgagee has the nght to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “AS IS,” “WHERE IS” condition, without any express or mphed warranties, except as to the warranties of ttle, if any, provided for under the Deed of Trust . ato LOAN AA AA 4874600  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-3500 FILED 5/14/2026 8:44:17 AM x The sale will begin at the earliest time stated above, or within three (3) hours after that time If the sale 1s set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid The Purchaser shall have no. further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney . STRICT COMPLIANCE WITH FINCEN.RULES AND REGULATIONS IS REQUIRED FOR PURCHASE OF THE PROPERTY AT THIS SALE, A FORECLOSURE DEED WILL NOT ISSUE WITHOUT SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN. IS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE OPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF RIGAGEE OR MORTGAGE SERVICER Codihs & »; aS Substitute Trustee. The address for the Subs tee for purposes of Section 51 0075(e) of the Texas Property Code 1s Codilis & Moody, P . . 20405 State High’ 9, Suste 170 ‘ Houston, TX 77070 (281) 925-5200 Executed on 05/12/2026 o : oo Posted and filed by Printed Name C&M No 44-26-01556