221iSEPI9 19. 07 Notice ofSubstitute Trustee SaleCOUNTY CLERK COLLNCOUNTY. TEXAS T.S.:238412lY DEPUTY Assertandprotectyourrightsasamember ofthearmedforcesoftheUnitedStates. Ifyouareoryourspouseisserving onactivemilitary duty.including activemilitary dutyasamember oftheTexasNational Guard ortheNational Guard of another stateorasamember ofareserve component ofthearmed forcesoftheUnited States, pleasesendwritten notice oftheactivedutymilitary service tothesender ofthisnoticeimmediately. Date,Time,andPlaceofSaleThesaleisscheduled tobeheldatthefollowing date,timeandplace: Date: 1152024 Time: Thesalewillbeginnoearlierthan10:00AMornolaterthanthreehoursthereafter. Thesalewillbecompleted bynolaterthan1:00PM Place: CollinCountyCourthouse inMcKinney, Texas, atthefollowing location: THE SOUTHWEST ENTRANCE OFTHE JACK HATCHELL COLLIN COUNTY ADMINISTRATION BUILDING LOCATED AT 2300 BLOOMDALE ROAD, MCKINNEY, TEXAS 75071 ORINTHEAREA DESIGNATED BYTHE COMMISSIONER SCOURT, PURSUANT TO SECTION 51.002OFTHETEXAS PROPERTY CODE Property ToBeSoldTheproperty tobesoldisdescribed asfollows: Lot9,BlockHofPreston1.akes,PhaseFive,anAdditiontotheCityofPlano,CollinCounty,Texas, accordingtotheMapthereofrecordedinVolumeQ,Page261,Map,Records,Collin,County,Texas. Instrument tobeForeclosed Theinstrument tobeforeclosed istheDeedofTrustisdated10202021andis recordedintheofficeoftheCountyClerkofCollinCounty,Texas,underCountyClerksFileNo 20211124002410120 recordedon11242021oftheRealPropertyRecordsofCollinCounty,Texas. 4809PYRAMID DRIVE PLANO Texas 75093 Trustor s: AFIAFAGH GHOBADI Original Beneficiary: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.,AS NOMINEE FOR HIGHLANDS RESIDENTIAL MORTGAGE, LTD., ITS SUCCESSORS AND ASSIGNS Current Wilmington Savings Fund LoanServicer: NewRez LLC,FKANew Beneficiary: Society,FSB, notitsindividual PennFinancial, LLC,DBA capacitybutsoleyasOwner Shellpoint Mortgage Trustee forVerus Securitization Servicing Trust20221 Current Auction. com,Carol Dunmon, Donna Stockman, Brenda Wigga, David Stockman, Substituted MichelleSchwartz, GuyWiggs,PaytonHreha,JanetPinder,MaryMancuso, Michele Trustees: Hreha,ShelleyOrtolani, Francesca Ortolani, BrandyBacon,JamieDworsky, Angela Cooper, RickSnoke, Prestige Default Services, LLCT.S.:238412 TheMortgage Servicer isauthorized torepresent theMortgagee byvirtueofaservicing agreement withthe Mortgagee. PursuanttotheServicing Agreement andTexasPropertyCode 51.0025, theMortgage Serviceris authorized tocollectthedebtandtoadminister anyresulting foreclosure oftheproperty securing theabove referenced loan. Terms ofSale Thesalewillbeconducted asapublicauctiontothehighestbidderforcash, subjecttothe provisions ofthedeedoftrustpermitting thebeneficiary thereunder tohavethebidcreditedtothenoteuptothe amountoftheunpaiddebtsecuredbythedeedoftrustatthetimeofsale.Prospective biddersarestronglyurgedto examinetheapplicable propertyrecordstodetermine thenatureandextentofsuchmatters,ifany. Pursuanttothe DeedofTrust,thebeneficiary hastherighttodirecttheTrusteetosellthepropertyinoneormoreparcelsandorto sellalloronlypartoftheproperty.Pursuanttosection51.009oftheTexasPropertyCode,thepropertywillbesold inasis,whereiscondition, withoutanyexpressorimpliedwarranties, exceptastothewarranties oftitleifany providedforunderthedeedoftrust.Prospective biddersareadvisedtoconductanindependent investigation ofthe natureandphysicalcondition oftheproperty. Pursuanttosection51.0075oftheTexasPropertyCode,thetrustee reservestherighttosetfurtherreasonable conditions forconducting thesale. Anysuchfurtherconditions shallbe announced beforebiddingisopenedforthefirstsaleofthedayheldbythetrusteeoranysubstitute trustee. TypeofsaleThepresentBeneficiary undertheDeedofTrusthaselectedtoconductaunifiedforeclosure sale pursuanttotheprovisionsofTexas Business andCommercial Code9.604aandtoincludeinthenonjudicial foreclosure pursuanttothepowerofthesalegrantedbythedeedoftrustdescribed inthisNoticeofTrusteesSale allofthepersonalpropertyandfixturesasmorefullydescribed intheDeedofTrust. ThepresentBeneficiary reservestherighttorevokeitselectionastosomeorallofsaidpersonalpropertyandorfixtures,ortoadd additional personalpropertyandorfixturestotheelectionhereinexpressed, atthepresentBeneficiary ssole election,fromtimetotimeandatanytimeuntiltheconsummation ofthetrusteessaletobeconducted pursuantto theDeedofTrustandNoticeofTrusteesSale.Therealpropertyandpersonalpropertyencumbered bythedeedof trustwillbesoldatthesaleinaccordance withtheprovisions ofthedeedoftrustandaspermitted bysection 9.604aoftheTexasBusiness andCommerce Code. Obligations Secured Thedeedoftrustprovides thatitsecuresthepayment oftheindebtedness andobligations therein describedcollectivelytheObligations including bynotlimitedto1thepromissory noteintheoriginal principalamountofS479,200.00,executedbyAFIAFAGHGHOBADI, JOINEDHEREINPROFORMABYHER SPOUSE, KEVINROHANI, andpayabletotheorderofMORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.,ASNOMINEE FORHIGHLANDS RESIDENTIAL MORTGAGE, LTD., ITSSUCCESSORS ANDASSIGNS 2allrenewalsandextensions ofthenoteand3anyandallpresentandfutureindebtedness of AFIAFAGH GHOBADI, JOINED HEREIN PROFORMA BYHERSPOUSE, KEVIN ROHANI toAFIAFAGH GHOBADI. Wilmington SavingsFundSociety, FSB, notitsindividual capacitybutsoleyasOwnerTrusteefor VerusSecuritization Trust20221isthecurrentownerandholderoftheObligations andisthebeneficiary underthe DeedofTrust. Thesalewillbemade, butwithoutcovenant orwarranty, expressed orimplied, regarding title, possession, or encumbrances, topaytheremaining principalsumoftheNoteandallotheramountslawfullyowingundertheNote, theDeedofTrust,andalloftheotherassociated loandocuments, including, withoutlimitation, allinterest,default interest, latecharges, advances, attorneys feesandothercostsandexpenses. Questions concerning thesalemaybedirectedtotheundersigned ortothebeneficiary: Wilmington SavingsFundSociety,FSB,notitsindividual capacitybut solelyasOwnerTrusteeforVerusSecuritization Trust20221 cNewRezLLC,FKANewPennFinancial, LLC,DBAShellpoint Mortgage Servicing 55Beattie Place, Suite100 Greenville, SouthCarolina 296012743 8003657107T.S. :238412 Dated: 91924Auction. com,CarolDunmon, DonnaStockman, Brenda Wiggs,DavidStockman, MichelleSchwartz, GuyWiggs,PaytonHreha,JanetPinder,MaryMancuso, MicheleHreha,ShelleyOrtolan,Francesca Ortolani,BrandyBacon,Jamie Dworsky, Angela Cooper, RickSnoke, Prestige Default Services, LLC Oir: tt.. Prestige Default Services, LLC 16801Addison Road,Suite350 Addison, Texas75001 Phone: 9728933096ext. 1035 Fax:9494272732 AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801Addison Road,Suite350 Addison, Texas 75001 Attn:Trustee Department