' \' . tC'i ··F\LED rf' 1026 t=t~R -"5 PM 12: ·2 6 ~ •• la --~~d. NOTICE OF SUBSTITUTE TRUSTEE'S SALE~'( CLERK . <; . . c8F.~ll couHT,V. lf.,il}.~ lfORl-• Assert and protect your rights as a member of the armed forces of the United States. Uyou are or your spouse Is serving on active military duty. including active military duty as a member orthe Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military service to the sender of this notice Immediately. Date, Time. and Place of Sale -The sale is scheduled to be held at the following date, time and place: Date: .~/7/2026 . Time: The earliest time the sale will begin is 1:00 PM , or within three (3) hours after that time. Place: Fort Bend County Com1house, Texas, at the following location: TIIE FORTBEND COUNTY GUS GEORGE ACADEMY-PATTON HALL, 1521 EUGENE HEIMANN CIRCLE, RICHMOND, TX 77469; OR AS DESIGNATED BY TI-IE COUNTY COMMISSIONER'S OFFICE Or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court, pursuant to section 51.002 of the Texas Property Code. Property To Be Sold -The property to be sold is descnbed as follows: LOT 45, BLOCK 8, RIDGEMONT, SECTION THREE, A SUBDMSION IN FORT BEND COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED IN VOLUME 20, PAGE 2, OF TI1E MAP AND/OR PLAT RECORDS OF FORT BEND COUN1Y, TEXAS. Commonly known as: 4810 RA VEN RIDGE DR HOUSTON, TX 77053 Instrument to be Foreclosed- The instrument to be foreclosed is the Deed of Trust dated 6/23/%023 and recorded in the office oftbe County Clerk of Fort Bend County, Texos, recorded on 6/26/2023 under County Clerk's File No 10230S9262, in Book -and Page -of the Real Property Records of Fort Bend County, Texas. Grantor(s): Original Trustee: Substitute Trustee: Original Mortgagee: Current Mortgagee: Mortgage Servicer: VICTOR O V ARGAS·SANTIAGO and STEPHANIE RODRIGUEZ ARIZMENDI, HUSBAND AND WIFE Shawn P. Black Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstractstrrustees of Texas, LLC, Resolve Trustee Services, LLC Mortgage Electronic Registration Systems, Inc:., as Beneficiary, a, nominee for Southwest Funding, LP., its successors and assigns Freedom Mortgage Corporation Freedom Mortgage Corporation Tho Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is { . T.S.#:2025-15853-TX authomed to collect the debt and to administer any resulting foreclosure of the referenced property securing the above referenced loan. Terms of Sale -The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is sold. The sale will be made expressly subject to any title matters set forth in the deed of trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, If any, to the extent that they remain in force and effect and have not been subordinated to the deed of trust Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in "as is, where is" condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting th~ sale. Any such further conditions shall be announced before bidding is opened for.the first sale of the day held by the trustee or any substitute trustee. Notit.e to Bidders -Please be advised that the Trustee may require entity or trust bidders at this trustee's sale to provide information, documentation and/or certification of the vesting instructions and the data required to be reported pursuant to FinCEN regu]ations effective for transfers of residential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a trustee's deed upon sale will be issued for covered transfers. These federal regulations will require reporting if a trustee's deed is issued on or after March I, 2026, even if the foreclosure sale is conducted prior to March 1, 2026. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.federalregister.gov/documents/2024/08/29'2024-19198/anti-money-laundering-regulations-for­ residential-real-estate-transfers and https://www.fincen.gov/m:-faqs#D_S. Obligations Secured ~ The deed of trust provides that it secures the payment of the indebtedness and obligations therein descnoed (collectively the "Obligations") including by not limited to (1) the promissory note in the original principal amount of$198,341.00, executed by VICTOR O VARGAS SANTIAGO and STEPHANIE RODRIGUEZ ARIZMENDI, HUSBAND AND WIFE, and payable to the order of Mortgage Electronic Registration Systems. Inc., as Beneficiary, as nominee for Southwest Funding, LP., its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness ofTrustor(s) to the cunent holder of the Obligations to the mortgagee under the deed of trust The sale will be made, but without co'venant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the ~d of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Questions concerning the sale may be directed to the undersigned or to the Mortgagee: Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 T.S. #: 2025-15853-TX Default and Request to Act -Default has occWTed under the deed of trust, and the mortgagee has requested me, as Trustee, to conduct this sale. Notice is given that before the sale the mortgagee may appoint another person substitute trustee to conduct the sale. Dated: 03/05/2026 Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees ofTexas, LLC, Resolve Trustee Services, LLC c/o Ns:)olutit:"ifLC L = 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052. SENDER OF TIIlS NOTICE: AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC 214 5th Street, Suite 205 Huntington Beach, California 92648