a C&M No. 44-25-01204/ FILE NOS NOTICE OF TRUSTEE'S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or_as a member of a2 reserve component of the armed forces of the United States lease send written notice of Services as Original Mortgagee. Deed of Trust executed by Vernon Ratliff and wife, Andrea Ratliff seg original principal amount of $146,330.00 and obligation therein des promissory note and all modifications, renewal and extensions of the ff Vernon Ratliff, Andrea Ratliff. Lakeview Loan Servicing, LL Note and Deed of Trust or Contract Lien, p (the “Note”) executed by ee (the “Mortgagee”) of the The Mortgage Servicer is authorized to represent the Mostra Mortgagee. Pursuant to the Servicing Agreement and TéxasyProyerty Lode 51.0025, the Mortgage Servicer is authorized to collect the debt and to administe esulty oréplosure of the property securing the above referenced loan. M & T Bank is acting as the Mortg i the Mortgagee. M & T Bank, is representing the Mortgagee, whose address is: One Fountain Plaza Legal Description: LOT 23, BLOCK 603, OF CAND ¢, AN ADDITION TO THE CITY OF FORT WORTH, HE PLAT THEREOF, RECORDED IN CABINET A, Earliest Time Sale Will Begin: 11:00 AM gce of the sale shall be: TARRANT County Courthouse, Texas at the following building of the Tarrant County Courthouse, or if the preceding area is no longer the most recently designated by the County Commissioner's Court. TERMS OF SALE property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms of said Deed of Trust. The Sale will be conducted as a public auction to the highest bidder for cash, except that Mortgagee’s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “AS IS,” “WHERE IS” condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed of Trust. E ! L. E 5 _— INV EVOLNNNN = SR 8s TARRANT 4886517 COUNTY CLERK, TARRANT P226014520 $ we The sale will begin at the earliest time stated above, or within three (3) hours after that time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. STRICT COMPLIANCE WITH FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE OF THE PROPERTY AT THIS SALE. A FORECLOSURE DEED WILL NOT ISSUE WITHOUT SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Stockman, Brenda Wiggs, Guy Wiggs, Janet Pinder, Brandy Bacon, Michelle Schway@ nie Angela Brown, Jeff Benton, Leslie Shuler, Bonny Mounger, Robin Shelton, Agency Sates Lars i or Codilis & Moody, P.C., as Substitute Trustee. The address for the Substitute Trustee for purposes of Section 51.0075(e) of Xas Phen) Cbde Codilis & Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 (281) 925-5200 Executed on 09/08/2026. Posted and filed by: Printed Name: Donna C&M No. 44-2 FILED SEP 10 2026 GOUNTY CLERK, TARRANT C0., TEXAS BY CEPT Page 2 of 2