* 2026 - 2026000462 07/30/2026 11:00 AM Page 1 of 3 - RECEIVED JUL 3 0 2025 NOTICE OFPDEFAULT AND FORECLOSURE SALE cp, KA RA SANDS “s. NUECES COUNTY TERS WHEREAS, on September 25, 2008, a certain Adjustable Rate Homé Equity Conversion Deed of Trust (“Reverse Mortgage”) was executed by URSULA G MILLER, as ‘mortgagor in favor of WELLS FARGO BANK, N.A., as mortgagee and ROBERT K. FOWLER, as trustee, and was recorded on October 7, 2008 under Clerk's Instrument Number 2008044829 in the real property records of Nueces County, Texas. WHEREAS, the Reverse Mortgage was insured by the United States Secretary of Housing and Urban Development (the “Secretary”) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the Reverse Mortgage is now owned by the Secretary, pursuant to an assignment dated September 17, 2019, and recorded on September 18, 2019, under Clerk's Instrument Number.201 9-2019038388 in the real property records of Nueces County, Texas; and WHEREAS, a default has been made-in the covenants and conditions ofthe Reverse Mortgage in that the Mortgagors are now deceased; and WHEREAS, by virtue of the défault, the Secretary has declared.the entire amount of the indebtedness secured by the Reverse Mortgage to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, recorded on October 15, 2007 in Dallas County under Clerk’s File Number 20070369306, notice is hereby given that on September 1, 2026, at 10:00 AM local time or no later than three hours thereafter, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: LOT THIRTY (30), BLOCK, EIGHT (8), LINCOLN -TERRACE, A SUBDIVISION OF THE CITY OF CORPUS CHRISTI, NGECES COUNTY, TEXAS, AS SHOWN BY\THE MAP OR PLAT THEREOF RECORDED IN VOLUME 15, PAGE 24, MAP RECORDS OF NUECES COUNTY, TEXAS, TO WHICH REFERENCEYS HERE MADE FOR ALL PERTINENT PURPOSES. Commonly known as: 4825sMABLE ST, CORPUS CHRISTINTX 78411. The sale will be held in Nueces County, Texas at the following location: "COURTHOUSE DOOR" IS DESIGNATED AS THE SOUTH ENTRANCE OF THE NUECES COUNTY COURTHOUSE FACING LIPAN STREET OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE or as designated by the County Commissioners Court. The Secretary of Housing and Urban Development will bid $152,653.90. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorate share of any real estate taxes that have been_paid by the Secretary to the date'of the foreclosure sale. When making their bids, all bidders’except the Secretary must submit-a deposit totaling $15,265.39 inthe form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. Ifthe successful bid is oral, a deposit ‘of $15,265.39 must be presentedsbefore the bidding is closed. The déposit is nonrefundable. The remainder of the purchase price must bé delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments féria fee of $500.00, paid in advanced The extension fee shall be in the form of a certified or cashier’s chéck made payable to the Secretary Of HUD. Ifthe high bidder cldses the sale prior to the expirationef any extension period, the unuséd portion of the extension fee shall be applied toward the amount ‘due. 25-0000 14-430-1 2026 ~- 2026000462 07/30/2026 11:00 AM Page 2 of 3 ~~... ne. If the high bidder is unable to close thésale within the required period,opwithin any extension of time granted by the Secretary, the high bidder may be required to forfeit the-cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD représentative, will be liable to HUD for any costs incurred as a result.ofsuch failure. The Commissionenmay, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of sérvice of this notice of default and foreclosure sale, or all amounts due/under the mortgage agreement,are tendered to the Foreclosure Commissioner, in the form of a certified-or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be paid in full prior the scheduled sale is $152,653.90, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of- pocket costs incurred by the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tenderof payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: July 29, 2026 L. Keller Mackie Foreclosure Commissioner Mackie Wolf Zientz & Mann, P.C. Parkway Office Center, Suite 900 14160 Dallas Parkway Dallas, TX 75254 (214) 635-2650 (214) 635-2686 Fax 25-0000 14-430-1 2026 ~- 2026000462 07/30/2026 11:00 AM Page 3 of 3 i) == Instrument Number: 2026000462 Foreclosure Posting FORECLOSURE NOTICE Recorded On: July 30, 2026 11:00 AM Number of Pages: 3 “ Examined and Charged as Follows: " Total Recording: $7.00 STATE OF TEXAS Nueces County I hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Nueces County, Texas Kara Sands Nueces County Clerk Hora S | ) Nueces County, TX weaeeneeeee THIS PAGE IS PART OF THE INSTRUMENT *********** Any-provision herein which restricts the Sale, Rental or use of the described REAL PROPERTY because of color or race is-invalid and unenforceable under federal law. File Information: Record’and Return To: Document Number: 2026000462 PIONEER LAND SERVICES Receipt Number: 20260730000059 3737 REYNOSA ST Recorded Date/Time: July 30, 2026 11:00 AM User: Tim O CORPUS CHRISTI TX 78416-1528 Station: CLERK01