NOTICE OFSUBSTITUTE TRUSTEE SALE Deed ofTrust Date: Grantor( s)/ Mortgagor( s): 10/7/2022 REBECCA BIBLE-DAVIDS, A SINGLE WOMAN Original Beneficiary/ Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. LAKEVIEW LOAN SERVICING, LLC MERS") SOLELY AS A NOMINEE FOR FAIRWAY INDEPENDENT MORTGAGE CORPORATION, ITS SUCCESSORS ANDASSIGNS Recorded in: Property County: Volume: N/A COLLIN Page: N/A Instrument No: 2022000150721 Mortgage Servicer: Mortgage Servicer' sAddress: M& T Bank is representing the Current Beneficiary/ Mortgagee undera 1 Fountain Plaza, servicing agreement with the Current Beneficiary/ Mortgagee. Buffalo, NY 14203 Date ofSale: 12/1/ 2026 Earliest Time Sale Will Begin: 10:00 AM Place ofSale ofProperty: THE FRONT STEPS OFTHE COLLIN COUNTY COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; ORAS DESIGNATED BY THE COUNTY COMMISSIONER' S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER' S COURT, PURSUANT TO SECTION 51. 002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT 6, BLOCK F, FINAL PLAT OF APPLE'S CROSSING, AN ADDITION TO THETOWN OF FAIRVIEW, COLLIN COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 2017, PAGE 913, MAP RECORDS, COLLIN COUNTY, TEXAS In accordance withTEX. PROP.CODE§ 51.0076andthe DeedofTrust referenced above,the undersigned asattorney forMortgageeorMortgage Servicerdoes hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Payton Hreha, FrancescaOrtolani, ShelleyOrtolani, Mary Mancuso, Liz Hach, Michele HrehaorCarol Dunmon, Cole Patton, Myra Homayoun,Thuy Frazier,McCarthy& Holthus, LLP, asSubstitute Trustee, who shall hereafter exercise all powers andduties setaside tothe saidoriginal Trustee undertheresaid Deed ofTrust;and, further, does hereby request, authorize, and instruct said Substitute Trustee toconduct and direct the execution ofremedies set aside tothe beneficiary therein The Substitute Trustee will sell the property by public auction to thehighest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above orwithin three( 3) hours after that time. The Property will be sold" AS IS," without any express or implied warranties, except as to warranties oftitle, and at the purchaser' sown risk, pursuant to the terms of TEX. PROP. CODE§ 51.002 and§ 51.009. Prospective bidders are advised toconduct an independent investigation ofthe nature and physical condition ofthe Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding isopened forthe first sale ofthe day held bySubstitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OFTHE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TOTEX. PROP. CODE§ 51.002( 1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OFTHE ARMED FORCES OFTHE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OFA RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OFTHIS NOTICE IMMEDIATELY. 2 3 Dated: 9/21/2026 Dated: iati_ o&tru: Thuy Frazier, Attorney Substitute Trustee McCarthy& Holthus, LLP c/oXome 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for M&T Bank httns:// sales. mccarthyholthus.com/ A, ro o" r- 1 1 a,. .: Aspra rr- , 4 z. rn _. r t'" ' -_u.,- .. X N N MH File Number: TX-26-132500-POS Q1 Loan Type: FHA