2026 - 202600002034 08/10/2026 01:29 PM Page 1 of 2 ATTENTION SERVICE MEMBERS: ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. 'F YOU ARE OR YOUR SPOUSE IS SERVING IN ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, MATTHEW GARFIAS, A SINGE MAN delivered that one certain Deed of Trust dated NOVEMBER 22, 2019, which is recorded in INSTRUMENT NO. 201900317707 of the real property records of DALLAS County, Texas, conveying to the Trustee(s) therein named the real property therein described, to secure the payment of a Promissory Note in the principal amount of $232,703.00 payable to the order of PRIMELENDING, A PLAINSCAPITAL COMPANY, to which reference is hereby made for a description of the Promissory Note, the terms and covenants of the Deed of Trust, and the property therein conveyed; and WHEREAS, default, as same is defined in the Promissory Note and/or the Deed of Trust, has occurred a e outstanding indebtedness on same is now wholly due; and WHEREAS, the undersigned has heen appointed Substitute Trustee in place of the original Tr contingency and the manner authorized by the Deed of Trust; and WHEREAS, GATEWAY MORTGAGE, A DIVISION OF GATEWAY FIRST BANK, the has instructed a Substitute Trustee to sell reat property described in the Deed of [rus secured thereby. THEREFORE, NOTICE IS HEREBY GIVEN that on SEPTEMBER 1, three (3) hours after that time, a Substitute Trustee will sell, to the bt or money order, the following described real property: COUNTY, TEXAS, ACCORDING TO THE MAP T MAP RECORDS OF DALLAS COUNTY, TEXAS. e Mortgage Servicer is GATEWAY MORTGAGE, P.0. BOX 1560, JENKS, OK 74037. The Ute Trustee is Michael J. Schroeder, 3610 North Josey Lane, Suite 206, Carrollton, Texas Dated: AUGUST 10, 2026. ry a SUBSTITUTE TRUSTEE(S) MICHAEL J. SCHROEDER OR ROSALIE C SCHROEDER, JOHN BEAZLEY, LOGAN THOMAS, PHILLIP PIERCEALL, TERRY WATERS, DOUGLAS RODGERS, CLAY GOLDEN, BRUCE MILLER, JOSHUA SANDERS, RAMIRO CUEVAS, MATTHEW HANSEN OR DANIEL HART FILE NO.: GMG-3514 NOTICE SENT BY: PROPERTY: 4909 COLLINGWOOD DR MICHAEL J. SCHROEDER GARLAND, TEXAS 75043 3610 NORTH JOSEY LANE, SUITE 206 CARROLLTON, TEXAS 75007 MATTHEW GARFIAS Tele: (972) 394-3086 Fax: (972) 394-1263 2026 - 202600002034 08/10/2026 01:29 PM Page 2 of 2 MAT ze Instrument Number: 202600002034 Foreclosure Posting Recorded On: August 10, 2026 01:29 PM Number of Pages “ Examined and Charged as Foll Total Recording: $2.00 EEKKRREKRAR EK, S @ rastricts the Sale, Rental or use of the described REAL PROPERTY ause ome alop’or race is invalid and unenforceable under federal law. File Information: Record and Return To: Document Numbe 5 MICHAEL J SCHROEDER, PC Receipt Nur 3610 N JOEY LN STE 206 Recorded Daté August 10, 2026 01:29 PM User: Edgar M CARROLLTON TX 75007 Station: Cc140 STATE OF TEXAS Dallas County I hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Dallas County, Texas John F. Warren Dallas County Clerk 'g$-———~ Dallas County, TX