Doc-117215 MMMM Document No: 117215 Billable Pages: 2 Recorded On: March 26, 2026 12:41 PM Number of Pages: 3 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invatid and unenforceable under federal law. File Information: Record and Return To: Document No: 117215 Connie Cobb South Texas Title & Trustee Receipt No: 20260326000151 PO BOX 530493 Recorded On: March 26, 2026 12:41 PM original returned to customer Deputy Clerk: Imelda Leal Harlingen TX 78553 Station: CH-1-CC-K27 iltllitiny, STATE OF TEXAS Sp ONTY Loup, %, COUNTY OF HIDALGO ” Hw hereby certify that this Instrument was FILED in the File Number sequence on the date/time printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. oe [~) uy “2 ies = Dyn... Arturo Guajardo Jr. OF won . Mn, F HIDA County Clerk y/ nO y (ham Hidalgo County, Texas Doc-117215 500 Choke Cyn, Edinburg, TX 78542 25-016346 NOTICE OF [SUBSTITUTE] TRUSTEE’S SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. 1. Date, Time, and Place of Sale. Date: 06/02/2026 Time: Between 10:00 AM — 1:00 PM and beginning not earlier than 10:00 AM and ending on not later than three hours thereafter. Place: The area designated by the Commissioners Court of Hidalgo County, pursuant to §51.002 of the Texas Property Code as amended: if no area is designated by the Commissioners’ Court, the sale will be conducted in the area immediately adjacent (next) to the location where this Notice of Trustee’s Sale was posted. 2. Terms of Sale. Highest bidder for cash. 3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated September 24, 2020 and recorded in the real property records of Hidalgo County, TX and is recorded under Clerk’s File/Instrument Number 3152471 with Rene Flores and Monica Valle, Husband and Wife (grantor(s)) and Mortgage Electronic Registration Systems, Inc., acting solely as nominee for CrossCountry Mortgage, LLC, its successors and assigns mortgagee to which reference is herein made for all purposes. 4, Obligations Secured. Deed of Trust or Contract Lien executed by Rene Flores and Monica Valle, Husband and Wife, securing the payment of the indebtedness in the original amount of $196,436.00, and obligations therein described including but not limited to the promissory note and all modifications, renewals and extensions of the promissory note. CrossCountry Mortgage, LLC is the current mortgagee of the note and Deed of Trust or Contract Lien. 5. Property to be Sold. ALL OF LOT 77, RUSSELL PARK SUBDIVISION PHASE IJ, AN ADDITION TO THE CITY OF EDINBURG, HIDALGO COUNTY, TEXAS, ACCORDING TO THE MAP FILED JULY 5, 2019, UNDER DOCUMENT NUMBER 3028460 IN THE OFFICE OF THE COUNTY CLERK OF HIDALGO COUNTY, TEXAS. 6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above-referenced loan. Nationstar Mortgage LLC d/b/a Mr. Cooper 8950 Cypress Waters Blvd Coppell, TX 75019 7. Substitute Trustee(s) Appointed to Conduct Sale. In accordance with Texas Property Code §51.0076, the undersigned attorney for the mortgage servicer has named and appointed, and by these presents does name and appoint Kirk Schwartz, Esq., or Carson Emmons, Esq., or Justin Ritchie, Esq., or Jeffrey Kramer, Esq., or Agency Sales and Posting LLC, whose address is 7500 Dallas Pkwy #200, Plano, TX 75024 OR AUCTION.COM LLC, or XOME Inc and Tejas Corporate Services LLC, or Abstracts/Trustees of Texas, LLC, or Tejas Corporate Services, LLC, or Connie Cobb, Clyde Cobb, Constance Lewis, Sandra Mendoza, Arnold Mendoza, Alexis Mendoza, as Substitute Trustee to act under and by virtue of said Deed of Trust. Doc-117215 THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEK(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Please be advised that the trustee will require any entity or trust bidder at this trustee's sale to provide beneficial ownership information, documentation, and written certification as required under FinCEN's Anti-Money Laundering Regulations for Residential Real Estate Transfers, effective for transfers to covered transferees closing on or after March 1, 2026, This requirement applies where the purchaser is a legal entity (including an LLC, corporation, or partnership) or a trust, and the transfer is not financed by an institutional lender subject to existing anti-money laundering requirements. The required information and certification must be provided to the trustee prior to issuance of the trustee's deed upon sale. No trustee's deed will be issued for a covered transfer until all required FinCEN information has been received and certified. Additional information regarding these regulations and required transferee disclosures can be found at: https://www.fincen.gov/tre and https:/Avww.fincen.gov/rre-fags March 24, 2026 03/26/2026 Executed on Executed on /s/Kirk Schwartz James E. Albertelli, P.A. SUBSTIT Kirk Schwartz, Esq. Agency Sales and Posting LLC, or AUCTION.COM Carson Emmons, Esq. LLC, or Tejas Corporate Services, LLC Justin Ritchie, Esq. 7500 Dallas Pkwy #200 Jeffrey Kramer, Esq. Plano, TX 75024 6565 N. MacArthur, Suite 470 Irving, TX 75039 CERTIFICATE OF POSTING My name is Connie Cobb , and my address is 7500 Dallas Pkwy #200, Plano, TX 75024. I erjury that on 03/26/2026 I filed at the office of the ted at the Hidalgo County courthouse this notice of sale. Declarant’s Date: 09/26/2026