NOTICE OFFORECLOSURE SALE ASSERT AND PROTECT YOUR RIGHTS AS AMEMBER OFTHEARMED FORCES OFTHE UNITED STATES. IFYOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS AMEMBER OF THETEXAS NATIONAL GUARD ORTHENATIONAL GUARD ORANOTHER STATE ORASAMEMBER OFARESERVE COMPONENT OFTHEARMED FORCES OFTHE UNITED STATES, PLEASE SEND WRITTEN NOTICE OFTHE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OFTHIS NOTICE IMMEDIATELY. LProperty toBeSold.The property tobesold isdescribed as follows: LOT 1, IN BLOCK E, OF SHADOW LAKES PHASE B,AN ADDITION TOTHECITYOFALLEN, COLLIN COUNTY,TEXAS,ACCORDING TOTHEMAPOR.PLATTHEREOF RECORDED IN/UNDER CABINETI,SLIDE 452,MAP/PLATRECORDS, COLLINCOUNTY,TEXAS. 2.InstrumenttobeForeclosed.Theinstrumenttobeforeclosed istheDeedofTrustdated07/08/2024andrecorded inDocument 2024000082907 realpropertyrecordsofCollin County,Texas. 3.Date,Time,andPlaceofSale.Thesaleisscheduledtobeheldatthe followingdate, time,andplace: Date: 07/07/2026 Time: 10:00AM Place: Collin County,Texas atthefollowing location: THEFRONTSTEPS OFTHECOLLIN COUNTY COURTHOUSE LOCATED AT2100 BLOOMDALE ROAD, MCKINNEY, TX75071 ORAS DESIGNATED BYTHE COUNTY COMMISSIONER' SOFFICE orasdesignated by the County Commissioners Court. 4. Terms ofSale. The sale will be conducted as apublic auction to the highest bidder for cash. Pursuant to the deed oftrust, the mortgagee has the right to direct theTrustee tosell the property in one ormore parcels and/or to sell all oronly part ofthe property. Pursuant tosection 51.009 oftheTexas Property Code, theproperty will besold inAS IS,WHERE IS condition, without any express or implied warranties, except astothewarranties oftitle, ifany, provided forunder the deed oftrust. 5. Obligations Secured. The Deed ofTrust executed by TINGTING XU AND YANBING GUO, provides that itsecures the payment ofthe indebtedness in the original principal amount ofS423, 750.00, and obligations therein described including but not limited to( a) the promissory note; and( b) allrenewals and extensions ofthenote. UMB BANK,NATIONAL ASSOCIATION, NOTINITS INDIVIDUAL CAPACITY BUT SOLELYAS OWNER TRUSTEE FOR VERUS SECURITIZATION TRUST 2024- 8is the current mortgagee ofthe note and deedoftrustandNEWREZ LLC ismortgage servicer. Aservicing agreement between themortgagee, whose address isUMB BANK, NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VERUS SECURITIZATION TRUST2024-8doNEWREZ LLC, 17000KatyFreeway,Suite300,Houston,TX77094andthemortgage servicerand Texas Property Code§ 51.0025 authorizes themortgage servicer tocollect the debt. 6.Substitute Trustee(s)AppointedtoConductSale.InaccordancewithTexasProperty CodeSec.51.0076,theundersigned attorney forthe mortgage servicer hasnamed and appointed, and by these presents does name and appoint AVT Title Services, LLC, located at5177 RichmondAvenue Suite 1230,Houston,TX77056, SubstituteTrusteetoactunderandbyvirtueofsaid DeedofTrust. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED INTHIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE ISTHE ATTORNEY ORAUT DAGENT OFTHE MORTGAGEE OR MORTGAGE SERVICER. Mac)cie.Wolf Zientz& Ma. , P.C. BrandonWolf,Attorney at w L.Keller Mackie, Attorney atLaw Michael Zientz,AttorneyatLaw Chelsea Schneider, Attorney atLaw EsterGonzales, Attorney atLaw Sheridan Stills,Attorney atLaw Parkway Office Center, Suite 900 14160 Dallas Parkway Dallas, TX 75254 Foradditional sale information visit:www.mwzrulaw.eom/nc-investors Certificate ofPosting Iam Jeff Benton whose address isdo AVT Title Services, LLC, 5177 Richmond Avenue, Suite 1230, Houston, TX77056. Ideclare underpenalty ofperjury thaton 5/10/25 1 filed thisNotice ofForeclosure Sale attheoffice oftheCollin County Clerk and caused ittobe posted atthe location directed by the Collin County Commissioners Court. ev e7 t7 r caf Q—t zr_n IN, rrr _ rs- r-.i=- o j, 26-000108- 505-I// 506 STRETFORD LANE, ALLEN, TX75002