’ NOTICE OF TRUSTEE’S SALE ee OF TRUST INFORMATION: [Grantor(s) __| Christa Elaine Home Deed of Trust Date ptember 14, 2023 Original Mortgagee | Credit Union of Texas Original Principal Instrument #: 2023000109538 in Collin | Original Trustee | V. Eric Pointer Information County, Texas Property Address | 511 Saddle Club Way, Princeton, TX Property County om 75407 MORTGAGE SERVICER INFORMATION: ot Credit Union of Texas Mortgage Servicer | Credit Union of Texas ortgag JTX) Current Credit Union of Texas Mortgage Servicer | 900 W.Bethany Drive, Beneficiary Address Attn: Collections Department, Allen, TX 75013 SALE INFORMATION: Date of Sale 03/03/2026 Time of Sale 10:00 AM or no later than 3 hours thereafter Place of Sale The front steps of the Collin County Courthouse locatédat 2100 Bloomdale Road, McKinney, TX 75071 in Collin County, tom, or if the preceding area is no longer the designated area, ed: S Substitute Trustees | Francesca Ortolani, Shelley “Ontolati Mary Mancuso, Liz Hach, Michele Hreha, Carol Dunmon, Payton Hreha, Taherzadeh, PLLC, Auction.com, Selim Taherzadeh, or Michael Linke, any to act 15851 N. Dallas Parkway, Suite 410, Addison, TX,75001 Address PROPERTY INFORMATION: Legal Description as per the Deed of Trust: LOT 5, BLOCK "M", WINCHESTER CROSSING, PHASE 2, AN ADDITION TO THE CITY OF PRINCETON, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED UNDER CLERK'S DOCUMENT NO. 2019211010005340, OFFICIAL PUBLIC RECORDS OF COLLIN COUNTY, TEXAS, AND IN CABINET 2019, SLIDES 824-825) OF THE PLAT RECORDS OF COLLIN COUNTY, TEXAS. The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement. Default ids occurred under the, Deed of Trust and all sums secured by the Deed of Trust were declared immediately due and payable. The Beneficiary has, or caused another to, removed the Original Trustee and appointed Substitute Trustees. On behalf of the Mortgagee, Mortgage Servicer, and Substitute Trustees, the undersigned is providing this Notice of Trustee’s Sale; The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Beneficiary thereunder to have the bid credited to the Note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all other matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the property that has been released from the lien of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Taherzadeh, PLLC Notice of Trustee’s Sale- 165-00121 Page 1  NOTICE OF TRUSTEE’S SALE Pursuant to the Deed of Trust, the Beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Purchasers will buy the property “at the purchaser’s own risk” and “at his/her peril”, and no representation is made concerning the quality of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor’s assigns have in the property. Pursuant to the Texas Property Code, the Trustee reserves the right to set further reasonable conditions for conducting the Sale, Any such further conditions shall be announced before bidding is opened for the first Sale of the day held by the Trustee or any Substitute Trustee. The Deed of Trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another day.\In that case, the Trustee, or any subsequently appointed Trustee, need not appear at the date, time, and place ofa scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements, of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale. Interested parties are encouraged to consult counsel of their choice prior to participating imthe sale of the property. Dated January 13, 2026. /s/ Selim H. Taherzadeh Selim H. Taherzadeh 15851 N. Dallas Parkway a i = JI ts Gd Suite 410 ss Addison, TX 75001 S Return to: Taherzadeh, PLLC S 15851 N. Dallas Parkway, Suite 410 ¥ z= Addison, TX 75001 fF a = o — w Taherzadeh, PLLC Page 2 Notice of Trustee’s Sale- 165-00121  Filed: 1/7/2026 2:10 PM Michael Goutd District Clerk Collin County, Texas By Jessica Peltier Deputy Envelope ID: 109766784 CAUSE NUMBER 296-09081-2025 IN RE: ORDER FOR FORECLOSURE IN THE DISTRICT COURT CONCERNING Lr 511 SADDLE CLUB WAY PRINCETON, TX 75407 UNDER TEX. R. CIV. PROC. 736 296th JUDICIAL DISTRICT OF Petitioner: CREDIT UNION OF TEXAS, Respondent: AN LAG LN LP LI LN ST? LN LP) GI? LP) M1 HP) Ps CHRISTA ELAINE HORNE COLLIN COUNTY, TEXAS FAULT ORDE LO Credit Union of Texas, Petitioner, on behalf of itself, its successors and assigns, has brought before this Court for consideration its Application fomCourt Order Allowing Foreclosure of a Lien Under Texas Constitution Article XVI, Section 50(a)(6)(D) (“Application”). Having considered the evidence presented, the Court finds that: 1) the Application complies with Texas Rules of Civil Procedure (“TRCP”) 736.1; 2) the Application was properly served in accordance with TRCP 736.3; 3) a Respondent did not file a response to the Application by the due date; and 4) the return of service has been on file with the Clerk of the Court for at least 10 days; and 5) Petitioner has established the basis for foreclosure and finds that: (a) Petitioner is the holder of a Texas Home Equity Note secured by a lien created under Texas Constitution Article XV1, Section 50(a)(6). A debt exists. DEFAULT ORDER ALLOWING FORECLOSURE 165-00121  (b) Installment payments have not been made when due and owing pursuant to the terms of the Note and Deed of Trust. (c) The obligation secured by the lien sought to be foreclosed is in default. (d) The requisite notice to cure the default has been mailed to each person as required under applicable law and the loan agreement, contract, or lien sought to be foreclosed and the opportunity to cure has expired. Before the Application was filed, any other action required under applicable law and the loan agreement, contract, or lien sought to be foreclosed was performed. IT IS THEREFORE ORDERED that: i. Credit Union of Texas, together with its successors andpassigns, is hereby authorized to serve Notice of Sale on each Respondent and«may proceed with a foreclosure sale in accordance with the security agreement and Texas Property Code Section 51.002 concerning the property with a commonly known mailing address of 511 Saddle Club Way, Princeton, TX 75407 and legal description as described in thé/Real PropertyRecords of Collin County, Texas as follows: LOTS, BLOCK "M", WINCHESTER CROSSING, PHASE 2, AN ADDITION TO THE,CITY OF PRINCETON, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED UNDER CLERK'S DOCUMENT NO. 2019211010005340, OFFICIAL PUBLIC RECORDS OF COLLIN COUNTY, TEXAS, AND IN CABINET 2019, SLIDES 824-825, OF THE PLAT RECORDS OF COLLIN COUNTY, TEXAS. 2. The name and last known address of each Respondent subject to the order are: Christa Elaine Horne 511 Saddle Club Way Princeton, TX 75407 DEFAULT ORDER ALLOWING FORECLOSURE 165-00121  3. The recording or indexing information of each lien to be foreclosed is as follows: Instrument #: 2023000109538 in the Real Property Records of Collin County, Texas. 4. A conformed copy of an Order Allowing Foreclosure must be attached to the trustee or substitute trustee’s foreclosure deed in accordance with Rule 736.12 of the ‘Texas Rules of Civil Procedure. 5. Petitioner may communicate with each Respondent and all third parties as reasonably necessary to conduct a foreclosure sale. 6. Notice of Foreclosure Sale must be mailed,to Respondent’s counsel’ by certified mail if a Respondent is represented by counsel. Signed, this day of 2re0ge 2026. Cat No). Judge Presiding DEFAULT ORDER ALLOWING FORECLOSURE 165-00121  Return to: Taherzadeh, PLLC 15851 N. Dallas Parkway, Suite 410 TX 75001 ~ WS O \S DEFAULT ORDER ALLOWING FORECLOSURE 165-00121