NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 10/4/2023 SOPHIA TERRAZAS, AN UNMARRIED WOMAN Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS. INC, Lakeview Loan Servicing. LLC (“MERS”) SOLELY AS A NOMINEE FOR FAIRWAY INDEPENDENT MORTGAGE CORPORATION. ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A TARRANT Page: N/A Instrument No: D223180794 Mortgage Servicer: Mortgage Servicer’s Address: M&T Bank is representing the Current Beneficiary/Mortgagee under a 1 Fountain Plaza. servicing agreement with the Current Beneficiary/Mortgagee. Buffalo, NY 14203 Date of Sale: 10/6/2026 Earliest Time Sale Will Begin: 10:00 AMS AQ \, Place of Sale of Property: THE WEST SIDE OF THE 1895 COURTHOUSE LOCATED AT 100 W. WEATHERF OBE “OR R TX: OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OR IN THE AREA DESIGNATED EVM COMMISSIONER'S COURT. PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. CS Legal Description: BEING LOT 11 AND 12. BLOCK 74. OF CHAMBERLAIN ARLINGTON HEIGHTS. SECONDAIL * BITION TO THE CITY OF FORT WORTH. TARRANT COUNTY. TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME jEWO, YE MAP RECORDS OF TARRANT COUNTY, TEXAS set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for ¢a stated above or within three (3) hours after that time Nace and date specified. The sale will begin at the earliest time The Property will be sold “AS IS.” without any express or implied varran@e P. Bs of title, and at the purchaser's own risk, pursuant to the terms of TEX, PROP. CODE $51.002 and $51.009. Prospective bidders are advised to cond d Substitute Trustee reserves the right to set further reasonable conditiop ud é public auction. Any such further conditions shall be announced betore THIS INSTRUMENT APPOINTS THE SUBSTITISSB S }) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE QF 64 SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT NOTICE PURSUANT TO TEX. PROP. COD UNITED STATES. IF YOU OR YOUR SPQ MEMBER OF THE TEXAS NATIONAL O -RT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE NG ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF batey. 08/20/26 Donna Stockman Printed Name: C ) Substitute Trustee c/o Xome 1255 West 15th Street. Suite 1060 Plano. TX 75075 https)‘. sales. mecarthyholthus.com/ Thuy Frazié McCarthy & 1255 West 15th Plano, TX 75075 Attorneys for M&T Bank FILED AUG 20 2026 COUNTY CLERK, TARRANT CO., Le fp EP MBH File Number: TX-26-131045-POS BY, Loan Type: FHA