TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6482 FILED 9/4/2026 10:14:23 AM 240 NT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY TY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING NEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. ith Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, hereby removes stee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, ‘ome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5 Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under thi ed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the ben i 1. Date, Time, and Place of Sale. Date: 10/6/2026 Time: The earliest time the sal Place: — Harris County Courtho, 2. Property To Be Sold. LOT 6, BLOCK 3, K. TEXAS, ACCORDING TO THE MAP OR PLAT T! RECORDS OF HARRIS COUNTY, TEXAS. Book -- and Page -- The subject Deed of trust was modified by Loa recorded on 02/07/2023 and Loan modification recorded as Instrume! Real Property Records of Harris County, Texas. Grantor(s): JULIAN D. TAYLOR AND AYAK Original Trustee: RUTH W. GARNER Original Mortgagee: Mortgage Electronic Registration System! KBHS HOME LOANS, LLC, its successors and assi; Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6482 FILED 9/4/2026 10:14:23 AM T.S. #: 2026-24014-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.fincen.gov/rre-faqs#D_5 or _ https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note in the original principal amount of $220,900.00, executed by JULIAN D. TAYLOR AND AYAKO S. TAYLOR, HUSBAND AND WIFE, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for KBHS HOME LOANS, LLC, its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the payment of th Substitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgag agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas 51 é is authorized to collect the debt and administer any resulting fore €0 fhe Pri y re erenced above. Freedom Mortgage Corporation as Mortgage Servicer, re] ‘ent ess is: c/o Freedom Mortgage Corporati 11988 EXIT 5 PRWY BLD! FISHERS IN 46037-7939 NESTOR SOLUTIONS, LEC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Dated: 9/2/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052