Doc# 20260800253 07/08/2026 04:04 PM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk NOTICE OF SUBSTITUTE TRUSTEE'S SALE ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. | A “28268 DATE, TIME, PLACE OF SALE: Date: Tuesday, the Ist day of September, 2026 Time: 10:00 AM or not later than three hours after that time Place: AT The area located outside on the west side of the Bexar County Courthouse which is near the intersection of East Nueva Street and the closed portion of South Main Avenue, San Antonio or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner’s Court in Bexar County, Texas. TERMS OF SALE: CERTIFIED FUNDS FOR FULL PURCHASE PRICE MUST BE PRESENTED AT THE TIME OF SALE. FinCEN data submission and certification requirements, if applicable, must be met timely by entities and trusts as defined by 89 CFR 70258. We ask for the required data or exemption to be submitted and certified to the law firm at the time of sale and no later than one (1) business day after the sale, if applicable. DEED OF TRUST INFORMATION - INSTURMENT TO BE FORECLOSED: Date: December 1, 2023 Grantor(s): Fresh Start Residential LLC, a Delaware Limited Liability Company Original] Mortgagee: Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Homexpress Mortgage Corp., its successors and assigns Original Principal: $153,750.00 Recording Information: Deed Inst.# 20230220684, Current Mortgagee/Beneficiary: CITIBANK, N.A., not in its individual capacity but solely as Trustee for Morgan Stanley Secures: Residential Mortgage Loan Trust 2024-NQM2 The Promissory Note (the “Note”) in the original principal amount of $153,750.00 and all obligations contained therein. All sums secured by the Deed of Trust have been and are hereby declared immediately due and payable as a result of default under the Note and/or Deed of Trust. MODIFICATIONS AND RENEWALS: As used herein, the terms “Note” and “Deed of Trust” mean the Note and Deed of Trust as modified, renewed, and/or extended. PROPERTY TO BE SOLD: Property County: Bexar Property Description: (See Attached Exhibit "A") Property Address: 5138 Village Lawn, San Antonio, TX 78218 Condition and Important Recitals: Should a conflict occur between the property address and the legal description contained in “Exhibit A” the legal description shall control. The property will be sold “AS IS” without any representations, warranties, or recourse, and subject to any liens or interests that may survive the sale. Any purchaser who purchases the property does so at his/her/its own risk and is strongly encouraged to engage in significant due diligence prior to sale. MORTGAGE SERVICING INFORMATION: The Mortgage Servicer represents the Current Mortgagee pursuant to a mortgage servicing agreement with the Mortgagee. Pursuant to Texas Property Code § 51.0025, as well as the mortgage servicing agreement, the Mortgage Servicer is authorized to collect the debt and to institute foreclosure of the deed of trust referenced above. The Mortgage Servicer information is below: File No.: 26-04099TX Doc# 20260800253 07/08/2026 04:04 PM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk Mortgage Servicer: NewRez, LLC d/b/a Shellpoint Mortgage Servicing Mortgage Servicer Address: 75 Beattie Place, Suite 300 Greenville, SC 29601 SUBSTITUTE TRUSTEE(S): McCalla Raymer Leibert Pierce, LLP, Auction.com LLC SUBSTITUTE TRUSTEE ADDRESS: 1320 Greenway Drive, Suite 780 Irving, TX 75038 ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (Rule), found at 89 FR 70258, will go into effect.* The Rule applies to certain residential real estate sale transactions, including nonjudicial foreclosures, where the transfer is to a legal entity or trust, and the source of funds is non-financed (which includes cash, certified funds, private financing, or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement.) As part of this Rule, non-exempt purchasers are required to provide additional information and documentation about themselves, their legal entities, and the source of funds used in the reportable transaction, if applicable.* The collection of this information and documentation by our firm is required to comply with the Rule’s federal reporting requirements, if applicable. To submit and certify the required information, review informative resources/guides, or to certify an exemption please visit https://fincen.foreclosurehotline.net/. Note that a data submission or exemption form provided by an auctioneer may not be complete, which could require further data collection by the firm. Please submit and certify the required information at the time of sale and no later than one (1) business day after the sale, if applicable. If you have questions about the Rule or its applicability to you, please seek the advice of your own independent legal counsel, as this firm cannot give you legal advice. * The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust, and (3) to confirmation that the successful bidder has timely provided to the firm all information required by the Rule, 89 FR 70258, if applicable. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. /s/ Maisyn Oliver Maisyn Oliver - Bar #: 24130719 Attorney for CITIBANK, N.A., not in its individual capacity but solely as Trustee for Morgan Stanley Residential Mortgage Loan Trust 2024-NQM2 Maisyn.Oliver@mccalla.com 1320 Greenway Drive, Suite 780 Irving, TX 75038 (469) 942-7141 Office (469) 533-6670 Fax DOCUMENT PREPARED BY: McCalla Raymer Leibert Pierce, LLP 1320 Greenway Drive, Suite 780 Irving, TX 75038 AS ATTORNEY FOR THE HEREIN IDENTIFIED MOR TGAGEE AND/OR MORTGAGE SERVICER Certificate of Posting lam M l CAEL L N OA whose address is [ 4 & EAST NuevA- I declare under penalty perjury that al | g| elt I filed and/or recorded this Notice of Foreclosure Sale at the office of the Bexar County Clerk and caused it to be posted at the location directed by the Bexar County Commissioners. Return to: McCalla Raymer Leibert Pierce, LLP, 1320 Greenway Drive, Suite 780 Irving, TX 75038 File No.: 26-04099TX Doc# 20260800253 07/08/2026 04:04 PM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk EXHIBIT “A” Lot 8, Block 2, New City Block 15769, Park Village Subdivision, Unit 1, in the City of San Antonio, Bexar County, Texas, according to plat thereof recorded in Volume 5502, Page 188, Deed and Plat Records of Bexar County, Texas FILE INFORMATION Document Number: 20260800253 Date/Time: 7/8/2026 4:04:38 PM Total Pages: 3 FILED IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00 File No.: 26-04099TX