V/glla Solutions. LLC P.O. Box 3309 FILED Anaheim. California 92803 For Sale Information: ( 888) 313-1969 For Reinstatement Requests: 1- 866-874-5860 P 26 PM 3: I 0 Pay OffRequests: 1- 800-561-4567 TS#: 26-39332 COUM Y BKP t COLLIN COUNTY, TEXAS BYI4 2 nEPUTY NOTICE OF SUBSTITUTE TRUSTEE' S SALE WHEREAS, on 1/ 27/2022, Nicholas Ryan Kobres and Kasey Kim Kobres, husband and wife, as Grantor/Borrower, executed and delivered that certain Deed of Trust, in favor ofAngela R. Hernandez, as Trustee, Mortgage Electronic Registration Systems, Inc., as beneficiary. as nominee for DHI Mortgage Company, Ltd., as Beneficiary which deed of trust secures the payment ofthat certain promissory note ofeven date therewith in the original amount of $241,404.00,payable totheorderofMortgageElectronicRegistration Systems, Inc.. asbeneficiary, as nominee for DHI Mortgage Company, Ltd., which Deed of Trust is Recorded on 1/ 31/ 2022 as Volume 20220131000166610, Book, Page , in Collin County, Texas, Deed ofTrust covers all ofthe real property, personal property, and fixtures described therein, including, but not limited to, all the following described property, rights and interests( the" Property"), to-wit; Lot 9, Block" T", ofMagnolia,Phase 7, anAddition to Collin County,Texasaccording to the map orplat thereof recorded under Clerk's Document no. 20210119010000120, official public records ofCollin County,Texasand inCabinet2021, Slides 18-20,oftheNat records ofCollin County,Texas. Commonly known as: 516 CISTERN WAY JOSEPHINE, TX 75189 WHEREAS,theTrusteenamedin the DeedofTrusthaving been removed, the legal holderofthe indebtedness described in the Deed ofTrust appointed Dustin George, Auction.com, LLC,Agency Sales and Posting LLC, Xome Inc., Prestige Posting and Publishing, LLC,Tejas Corporate Services LLC, orany one ofthem, as Substitute Trustee( each being referred to as the" Substitute Trustee"), upon the contingency and in the manner authorized by the Deed ofTrust: and WHEREAS, defaults have occurredinthecovenantsoftheDeedofTrust,monetary orotherwise,andthe indebtedness secured by and described in the Deed ofTrustis now wholly due, and Carrington Mortgage Services, LLC whose address is 500 N. State College Blvd., Suites 1030, 1300& 1400, Orange, CA 92868, is acting as the mortgage servicer for Carrington Mortgage Services, LLC, which is the mortgagee ofthe Note and Deed ofTrust or mortgage and the legal holderofsuchindebtednessandthe liens securingsamehas requested eitherone ofthe SubstituteTrustees to sellthe Property in accordancewith applicable law andthe terms andprovisionsofthe DeedofTrust. Carrington Mortgage Services,LLCis authorized to representthe mortgageebyvirtue ofawritten servicing agreementwith themortgagee. Pursuant to that agreement and Texas Property Code Section 51.0025, Carrington Mortgage Services, LLC is authorized to administer the foreclosure referenced herein. NOW, THEREFORE, NOTICE IS HEREBY GIVEN, that on 6/2/2026 at 10:00 AM, or no later than three( 3) hours aftersuchtime, in Collin County, Texas, the SubstituteTrustee will sell the Property atpublic venueto thehighestbidder for cash. The sale will take place at the area designated by the Commissioner' s Court for sales ofreal property under a power ofsale conferred by a deed oftrust or other contract lien as follows: THE FRONT STEPS OF THE COLLIN COUNTY COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; OR AS DESIGNATED BY THE COUNTY COMMISSIONER' S OFFICE NOTICE IS FURTHER GIVEN that, except tothe extent thatthe Substitute Trustee may bind and obligate Mortgagors to warrant title theProperty underthe terms oftheDeed ofTrust,conyaylane* ofthe Property shall bemade without any representations or warranties whatsoever, express or implied. HiuNlill III I1IIII!IIIIItI II 4869813Ifthe Trustee is unable toconvey title for any reason, the successful bidder's sole and exclusive remedy shall be the return ofmonies paid to the Trustee, and the successful bidder shall have no further recourse. Ifthe sale is set aside for any reason, the Purchaser at the sale shall be entitled only to areturn ofthe deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, orthe Mortgagee' s Attorney. Please be advised that the trustee mayrequire entity ortrust bidders at this trustee's sale toprovide information, documentation and/orcertification ofthe vesting instructions and the data required to be reported pursuant to FinCEN regulations effective fortransfers ofresidential real property to covered transferees on or afterMarch 1, 2026. The required information must be provided to the trustee before a substitute trustee' s deed will be issued for covered transfers. The Buyer may be required to pay charges associated with the gathering and reporting ofinformation to FinCEN. Additional information regarding these regulations and the required transferee information and certifications can befound at: https://www.federalregister. gov/documents/2024/08129/2024- I9198/anti-money-launderinbregulations-for-residential- real-estate-transfers and https:// www.fincen.gov/rre-fags#D_5 ASSERT ANDPROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OFTHEUNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OFANOTHER STATE OR AS A MEMBER OFA RESERVE COMPONENT OFTHE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. 3 c WITNESS. my hand this 3/24/2026 WITNESS, my hand this wow.. By: Grecia Moreno, Trustee Sale Specialist By: Su stit4te Trustee(s) Vylla Solutions. LLC as Dustin George, Auc ' . com, LLC, Agency Sales authorized agent for Mortgagee or Mortgage andPosting LLC, Xome Inc., Prestige Posting and Servicer Publishing, LLC,Tejas Corporate Services LLC 1600 South Douglass Road, Suite 140 C/O Vylla Solutions, LLC Anaheim, CA 92806 1600 South Douglass Road, Suite 140 Anaheim, CA 92806