oflos7 NOTICE OF FORECLOSURE SALE ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OR ANOTHER STATE ORAS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. 1. Property to Be Sold. The property to be sold is described as follows: LOT 2R, BLOCK 3, THE SETTLEMENT II, AN ADDITION TO THE CITY OF ARGYLE, DENTON COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN CABINET H, PAGE 330, OF THE PLAT RECORDS OF DENTON COUNTY, TEXAS. 2. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 06/20/2005 and recorded in Document 2005-82956 real property records of Denton County, Texas. 3. Date, Time, and Place of Sale. The sale is scheduled to be held at the following date, time, and place: Date: 05/05/2026 Time: 10:00 AM. Place; Denton County, Texas at the following location: THE COURTYARD AREA OF THE SOUTHWEST CORNER OF THE DENTON COUNTY COURTS BUILDING OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE or as designated by the County Commissioners Court. 4, Terms of Sale, The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS IS, WHERE IS condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deed of trust. 5. Obligations Secured, The Deed of Trust executed by ALAN M. OSENBAUGH AND DEBRA OSENBAUGH, provides that it secures the payment of the indebtedness in the original principal amount of $315,000.00, and obligations therein described including but not limited to (a) the promissory note; and (b) all renewals and extensions of the note. HSBC BANK USA, N.A., AS INDENTURE TRUSTEE FOR THE REGISTERED NOTEHOLDERS OF RENAISSANCE HOME EQUITY LOAN TRUST 2005-3, RENAISSANCE HOME EQUITY LOAN ASSET-BACKED NOTES, SERIES 2005-3 is the current mortgagee of the note and deed of trust and ONITY MORTGAGE CORPORATION F/K/A PHH MORTGAGE CORPORATION is mortgage servicer. A servicing agreement between the mortgagee, whose address is HSBC BANK USA, N.A., AS INDENTURE TRUSTEE FOR THE REGISTERED NOTEHOLDERS OF RENAISSANCE HOME EQUITY LOAN TRUST 2005-3, RENAISSANCE HOME EQUITY LOAN ASSET-BACKED NOTES, SERIES 2005-3 c/o ONITY MORTGAGE CORPORATION F/K/A PHH MORTGAGE CORPORATION, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409 and the mortgage servicer and Texas Property Code § 51.0025 authorizes the mortgage servicer to collect the debt. 6. Order to Foreclose. HSBC BANK USA, N.A., AS INDENTURE TRUSTEE FOR THE REGISTERED NOTEHOLDERS OF RENAISSANCE HOME EQUITY LOAN TRUST 2005-3, RENAISSANCE HOME EQUITY LOAN ASSET-BACKED NOTES, SERIES 2005-3 obtained a Order from the 43 1st District Court of Denton County on 08/28/2025 under Cause No. 25- 4610-431. The mortgagee has requested a Substitute Trustee conduct this sale pursuant to the Court's Order. 17. Substitute Trustee(s) Appointed to Conduct Sale, In accordance with Texas Property Code Sec. 51.0076, the undersigned attorney for the mortgage servicer has named and appointed, and by these presents does name and appoint AVT Title Services, LLC, located at 5177 Richmond Avenue Suite 1230, Houston, TX 77056, Substitute Trustee to act under and by virtue of said Deed of Trust. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON te SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR < MORTGAGE SERVICER. : Mackie Wolf Zientz & Mann, P.C. 4 Z Brandon Wolf, Attorney at Law ‘Keller Mackie, Attorney at Law lichael Zientz, Attorney at Law Lori Liane Long, Attomey at Law Chelsea Schneider, Attorney at Law Ester Gonzales, Attorney at Law Karla Balli, Attorney at Law Parkway Office Center, Suite 900 14160 Dallas Parkway Dallas, TX 75254 For additional sale information visit: www.mwzmlaw.com/tx-investors Certificate of Posting THT we ee I ¥E270 ALNNOZ Cl wy 92 UWH 92 2439 cL Aine} XF1OON 1am__ Donna Stockman whose address is c/o AVT Title Services, LLC, 5177 Richmond Avenue, Suite (230, Houston, TX 77056. [ declare under penalty of perjury that on 03/26/26, T filed this Notice of Foreclosure Sale at the office of the Denton County Clerk and caused it to be posted at the location directed by the Denton County Commissioners Court. 25-000) 12-671-2 // 517 FOREST TRAIL, ARGYLE, TX 76226 35040314