2026 - 202600002451 09/14/2026 11:32 AM Page 1 of 4 NOTICE OF FORECLOSURE SALE Deed of Trust: Dated: March 3, 2025 Grantor: JOHNNY GANDY JR. Trustee: Chris Ferguson, managing attorney of Jack O’Boyle and Associates, a professional limited liability company Lender: Capital Fund I, LLC, an Arizona limited liability company Loan Servicer: Capital Fund I, LLC, an Arizona limited liability compan Recorded: Instrument #202500051731, recorded on March 14, official Real Property (Deed) Records of DALLA Texas Secures: Promissory Note (“Note”) in the original améunt of $174,000.00, executed by JOHNNY GA Barrower” and payable to the order of Lender Maturity Date: March 1, 2026 Legal Description: LOT 3, BLOCK 7, OE.SOUT WS ADDITION, 47 SECTION, AN ADD TO E CITY OF DESOTO, DALLAS COUNTY, ACCORDING TO THE PLAT THEREOF REC OLUME 83235, PAGE 5069, OF THE Mép DALLAS COUNTY, TEXAS; FORECLOSURE SALE: <> and more com as 518 Bob White St, DeSoto, TX 75115 G Date: da tober 6, 2026 Time: sale’of the Property will be held between the hours of 1:00 and 4:00 p.m. local time; the earliest time at which the oreclosure Sale will begin is 1:00 p.m. and not later than three ours thereafter. c ON THE NORTH SIDE OF THE GEORGE ALLEN COURTS BUILDING FACING COMMERCE STREET BELOW THE OVERHANG, OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA MOST RECENTLY DESIGNATED BY THE COUNTY COMMISSIONERS COURT Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that Lender’s or Loan Servicer’s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Noneworponssese TATE Paceron 4887060 2026 - 202600002451 09/14/2026 11:32 AM Page 2 of 4 Substitute Trustee: Bennett M. Wyse, Ted Gambordella, Shelley Ortolani, Mary Mancuso, Michele Hreha, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Carol Dunmon, Payton Hreha, Jeff Benton, Leslie Shuler, Bonny Mounger, and/or Robin Shelton Default has occurred in the payment of the Note and in the performance obligations of the Deed of Trust. Because of that default, Lender, the owner and holder Note, or its Loan Servicer, has requested Substitute Trustee to sell the Property. The Deed of Trust may encumber both real and personal property. hereby given of Lender’s, or Loan Servicer’s election to proceed against and Commerce Code. Therefore, notice is given that on and at the Date, Th Sale described above, Substitute Trustee will sell the Sale described above, the Deed of Trust, and applical# If Lender or Loan Servicer passes the Foye€losure rescheduled foreclosure sale will be repo pts and) retiled i St: {Pm erty Code. o{fest and have not been subordinated to the Deed of Trust. sclosufe Sale will not cover any part of the Property that has necessarily be made subject (6 2 é of record affecting the Property, if any, to the been released of public reé Lender, or Loan ServjetrProspgctive bidders are strongly urged to examine the applicable property records to d ey heMature and extent of such matters, if any. Prospective bidders are advised to conduct an independent ature and physical condition of the Property. ght to section 51.0075(a) of the Texas Property Code, Substitute Trustee reserves tt-to” set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED HEREIN TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT NOTICE OF FORECLOSURE SALE PAGE 2 OF 3 2026 - 202600002451 09/14/2026 11:32 AM Page 3 of 4 IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY, SUBSTITUTE TRUSTEE, OR OTHER AUTHORIZED AGENT OF THE MORTGAGEE OR LOAN SERVICER. SUBSTITUTE TRUSTEE: Dallas, Texas 75206 Tel. (214) 473-5551 Fax. (214) 540-9333 Tgambordella@p ck. aoe) Ted Gambordella, Substitute Truste 5910 N Central Expy, Suite 920 NOTICE OF FORECLOSURE SALE PAGE 3 OF 3 2026 - 202600002451 09/14/2026 11:32 AM Page 4 of 4 eT as Instrument Number: 202600002451 Foreclosure Posting Recorded On: September 14, 2026 11:32 AM Number of Pages Total Recording: $2.00 4 S fo é (eres the Sale, Rental or use of the described REAL PROPERTY ofsetoror race is invalid and unenforceable under federal law. File Information: Record and Return To: Document Numbe Shelly Ortolani Receipt Number: 9260914000528 14800 Landmark Blvd., Ste850 Recorded Daté Zeptember 14, 2026 11:32 AM User: Javen H ADDISON TX 75001 Station: Cc136 STATE OF TEXAS Dalias County I hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Dallas County, Texas John F. Warren Dallas County Clerk — Dallas County, TX