State of Texas County of Fort Bend § § § NOTICE OF FORECLOSURE SALE Notice is hereby given of a public non-judicial foreclosure sale. I. Property To Be Sold. The property to be sold is described as follows: FILED 2026 APR 13 PH 3: 50 ~;_~k-~l COUNTY CLERK FORT RFNIJ r.Ol!t•HV. TFXA<: 'S11,tff" LOT 3 BLOCK 2, CINCO RANCH WEST SEC. 24, AN ADDITION IN FORT BEND COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT RECORDED IN SLIDE NO. 2481/A, PLAT RECORDS OF FORT BEND COUNTY, TEXAS. 2. Date, Time, and Place of Sale. The sale is scheduled to be held at the following date, time, and place: Date: May 5, 2026 / Time: The sale shall begin no earlier than 01:00 PM or no later than three hours thereafter. Place: Fort Bend County Courthouse in Richmond, Texas, at the following location: the area designated by the Commissioners Court of Richmond, Fort Bend County, Texas, pursuant to § 51.002 of the Texas Property Code as the place where foreclosure sales are to take place (ifno such place is so designated, the sale will take place in the area where this Notice of Substitute Trustee's Sale is posted). The deed of trust permits the Mortgagee of Record to postpone, withdraw, or reschedule the sale for another day. In that case, the trustee or substitute trustee under the deed of trust need not appear at the date, time, and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in "as is, where is" condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. 3. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the Mortgagee of Record thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay their bid immediately in cash if their bid is accepted. The sale will be made expressly subject to any title matters set forth in the deed of trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the deed of trust. The sale shall not cover any part of the property that has been released of public record from the lien of the deed of trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's 1007892-4 attorney. 4. Type of Sale. The sale is a non-judicial deed of trust lien and security interest foreclosure sale being conducted pursuant to the power of sale granted by the Deed of Trust executed by Allan McKenzie and Zena McKenzie, husband and wife. 5. Obligations Secured. The Deed of Trust is dated September 25, 2020, and is recorded in the office of the County Clerk of Fort Bend County, Texas, in/under 2020134573, Official Public Records of Fort Bend County, Texas. The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the "Obligations") including but not limited to the promissory note in the original principal amount of$212,400.00, executed by Allan McKenzie, Zena McKenzie, and payable to the order of Gateway Mortgage Group, a division of Gateway First Bank. 6. 7. Original Mortgagee: Gateway Mortgage Group, a division of Gateway First Bank. Current Mortgagee of Record: Gateway Mortgage Group, a division of Gateway First Bank whose address is 244 South Gateway Place, Jenks, OK 74037. Default and Request To Act. Default has occurred under the deed of trust, and the beneficiary has requested me, as Substitute Trustee, to conduct this public sale. Notice is given that before the sale the beneficiary may appoint another person substitute trustee to conduct the sale. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Sent by: Clare V. Cougill Robertson Anschutz Vetters, LLC 10375 Richmond Avenue, Suite 200 Houston, TX 77042 DATED April 13, 2026. Bruce M. Badger and/or Travis C. Badger , Substitute Trustee c/o Robertson Anschutz Vetters, LLC 10375 Richmond Avenue, Suite 200 Houston, TX 77042 Phone: (713) 244-1360 THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE($) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT INDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. 1007892-4 Certificate of Posting I am Travis Badger whose address is PO Box 270, East Bernard, TX 77435 . I declare under_penalty of perjury that on April 13 2026 I filed this Notice of Substitute_Trustees Sale at the office of the Fort Bend County Clerk and caused it to be posted_at the location directed by the F Ort Bend County Commissioners Court. . I .1£hi: • rro.;t·i~:\- Declarer's Name Travis Badger Date 04/13/2026