07/056 NOTICE OF TRUSTEE’S SALE Deed of Trust Date | January 20,20 a & Prod Original Principal | $435,000.00 DEED OF TRUST INFORMATION: Grantor(s) Barbara D. Fetzer Collins and Larry L. Collins Original Mortgagee | Mortgage Electronic Registration Systems, . Inc. ("MERS"), as beneficiary, as nominee fe for PHH Mortgage Corporation dba > a rs) Liberty Reverse Mortgage, its successors Ka J o and assigns cal x B Information Texas _ Property Address §229 Pruitt Dr., The Colony, TX 75056 MORTGAGE SERVICER INFORMATION: Current Onity Mortgage Corporation f/k/a PHH Mortgage Servicer | Onity Mortgage Mortgagee | Mortgage Corporation Corporation f/k/a PHH Mortgage Corporation Current Onity Mortgage Corporation f/k/a PHH Mortgage Servicer | 1661 Worthington Road, Beneficiary | Mortgage Corporation Address Suite 100, West Palm Beach, FL 33409 SALE INFORMATION: 07/07/2026 01:00 PM or no later than 3 hours thereafter Place of Sale The Courtyard area of the Southwest corner of the Denton County courts building in Denton meee County, Texas, or if the preceding area is no longer the designated area, at the area most recently designated by the Denton County Commissioner’s Court. Substitute Trustees | Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha, Carol Dunmon, Taherzadeh, PLLC, Auction.com, Selim Taherzadeh, or Michael Linke, any to act Substitute Trustees’ | 15851 N. Dallas Parkway, Suite 410, Addison, TX 75001 Address “~ a PROPERTY INFORMATION: Legal Description as per the Deed of Trust: LOT EIGHT (8) IN BLOCK ONE HUNDRED TWENTY-FIVE (125) OF THE COLONY NO. 19, AN ADDITION TO THE CITY OF THE COLONY, DENTON COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 16, PAGE 36 OF THE PLAT RECORDED OF DENTON COUNTY, TEXAS. The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement. Default has occurred under the Deed of Trust and all sums secured by the Deed of Trust were declared immediately due and payable, The Beneficiary has, or caused another to, removed the Original Trustee and appointed Substitute Trustees. On behalf of the Mortgagee, Mortgage Servicer, and Substitute Trustees, the undersigned is providing this Notice of Trustee’s Sale. , The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Beneficiary thereunder to have the bid credited to the Note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all other matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the property that has been released from the lien of the Deed of Trust. Prospective bidders Taherzadch, PLLC . Notice of Trustee's Sale- 281-01305 Page | NOTICE OF TRUSTEE’S SALE eee are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the Beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Purchasers will”. buy the property “at the purchaser’s own risk” and “at his/her peril”, and no representation is made concerning the quality of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor's assigns have in the property. Pursuant to the Texas Property Code, the Trustee reserves the right to set further reasonable conditions for conducting the Sale. Any such further conditions shall be announced before bidding is opened for the first Sale of the day held by the Trustee or any Substitute Trustee. The Deed of Trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another day. In that case, the Trustee, or any subsequently appointed Trustee, need not appear at the date, time, and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale, Interested parties are encouraged to consult counsel of their choice prior to participating in the sale of the property. The U.S. Financial Crimes Enforcement Network (FinCEN) has implemented a new Anti-Money Laundering Rule (the "Rule"), found at 89 FR 70258 and 31 CFR 1031.320. The Rule applies to certain non-financed residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust. More infor- mation regarding the Rule can be found at: https://ww.w. fincen.gov/rre You are encouraged to consult with your own independent legal counsel if you have questions about how the Rule affects your transactions. If the property being purchased is residential real property and the Purchaser is a legal entity or trust, then the sale is conditional and contingent upon the Purchaser, WITHIN SEVEN (7) DAYS OF THE DATE OF THE FORE- CLOSURE SALE (“Deadline”) providing the required information for reporting under the Rule to the law firm that was handling the foreclosure on behalf of the mortgagee or mortgage servicer. The specific information you will be required to produce can be found at: http s://osacfiling-sandbox.fincen.pov/forms/RERX.pdf Purchaser hereby agrees that the Reporting Person has the SOLE RIGHT to use its reasonable discretion to determine if the Purchaser has complied with the conditions of sale regarding the Rule. THE PURCHASER HEREBY AGREES THAT THE PURCHASER IS SOLELY RESPONSIBLE FOR ANY PEN- ALTIES ASSESSED AND/OR INCURRED FOR INCOMPLETE AND/OR INACCURATE INFORMATION PRO- VIDED BY PURCHASER, THE PURCHASER HEREBY AGREES TO INDEMNIFY THE REPORTING PERSON FOR ANY PENALTIES CHARGED DUE TO THE INACCURACY OF THE REQUIRED INFORMATION OF THE PURCHASER UNDER THE RULE. : Time is of the essence to ensure compliance with the Rule. IF THE REQUIRED INFORMATION IS NOT FULLY AND COMPLETELY PROVIDED BY THE PURCHASER TO THE REPORTING PERSON, BY THE DEADLINE, THE FORECLOSURE SALE WILL BE RESCINDED PURSUANT TO TEXAS PROPERTY CODE SECTION 51.016. You are advised to contact the law firm that handled the foreclosure as soon as possible in order to determine the best way to provide the necessary forms and information needed to comply with the Rule. If you are unsure if you can comply with the conditions of sale, including but not limited to the timelines as provided therein, then DO NOT BID. If the sale must be rescinded pursuant to the conditions stated herein, Purchaser hereby agrees that the SOLE and ABSOLUTE remedy for the Purchaser due to the rescission of the foreclosure sale because of the Rule will be the return of the consideration/purchase price paid, MINUS THE a ————— Teherzadch, PLLC Notice of Trustee's Sale- 281-01305 Page 2 NOTICE OF TRUSTEE’S SALE ——eeEeeeoeeeeeeeEeEeEEoEooeeeoooooooooEoEoooooooEEoExuouaaaaaEeEeEeEeEeoeEeeEE , REASONABLE AND NECESSARY FEES AND COSTS INCURRED BY THE LAW FIRM FOR RESCIND- ING THE SALE AND RE-FORECLOSURE OF THE PROPERTY. Assert and protect your rights as a member of the armed forces of the United States. If you or your spouse is serving on_active military duty, including active military duty as_a_member of the Texas — National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. THIS INSTRUMENT APPOINTS THE SUBSTITUTE _TRUSTEE(S) .TDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN _ THIS NOTICE OF SALE THE PERSON SIGNING. THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE ee eae eee ene nr ee A A MORTGAGEE OR MORTGAGE SERVICER. Dated May 14, 2026. /s/ Selim H. Taherzadeh Selim H. Taherzadeh TAHERZADEH, PLLC 15851 N. Dallas Parkway, Suite 410 Addison, TX 75001 Foreclosure@taherzlaw.com P: (469) 729-6800 F: (469) 828-2772 Retum to: Taherzadeh, PLLC 15851 N. Dallas Parkway, Suite 410 Addison, TX 75001 re a SS Ssh PS SSS SA SSSR NSS Taherzadch, PLLC “ Notice of Trustee's Sale- 281-01305 Page 3 FILED: 5/13/2026 9:53 AM David Trantham Denton County District Clerk By: Katlynn Poyorena, Deputy CAUSE NUMBER 26-3396-431 IN RE: ORDER FOR FORECLOSURE IN THE DISTRICT COURT CONCERNING 5229 PRUITT DR. THE COLONY, TX 75056 UNDER TEX. R. CIV. PROC. 736 OF DENTON COUNTY, TEXAS ONITY MORTGAGE CORPORATION F/K/A PHH MORTGAGE CORPORATION, Respondent(s): BARBARA D. FETZER COLLINS, 431st JUDICIAL DISTRICT § § § § § § § § Petitioner: § § § § § § : DECEASED, AND LARRY L. COLLINS. § DEFAULT ORDER ALLOWING FORECLOSURE Onity Mortgage Corporation f/k/a PHH Mortgage Corporation, Petitioner, on behalf of itself, its successors and assigns, has brought before this Court for consideration its Application for Court Order Allowing Foreclosure of a Lien Under Texas Constitution Article XVI, Section 50(k)(6) (“Application”). Having considered the evidence presented, the Court finds that: 1) the Application complies with Texas Rule of Civil Procedure (“TRCP”) 736.1; 2) the Application was properly served in accordance with TRCP 736.3; 3) a Respondent did not file a response to the Application by the due date; and - 4) the return of service has been on file with the Clerk of the Court for at least 10 days; and 5) Petitioner has established the basis for foreclosure and finds that: (a) Petitioner is the holder of a Texas Home Equity Conversion Note secured by a DEFAULT ORDER 281-01305 lien created under Texas Constitution Article XVI, Section 50(k). A debt exists. (b) The obligation secured by the lien sought to be foreclosed is in default. (c) The requisite notice to cure the default has been mailed to each person as required under applicable law and the loan agreement, contract, or lien sought to be foreclosed and the opportunity to cure has expired. Before the Application was filed, any other action required under applicable law and the loan agreement, contract, or lien sought to be foreclosed was performed. IT IS THEREFORE ORDERED that: 1. Onity Mortgage Corporation f/k/a PHH Mortgage Corporation, together with its successors and assigns, is hereby authorized to serve Notice of Sale on each Respondent and may proceed with a foreclosure sale in accordance with the security agreement and Texas Property Code Section 51.002 concerning the property with a commonly known mailing address of 5229 Pruitt Dr., The Colony, TX 75056 and legal description as described in the Real Property Records of. Denton County, Texas as follows: LOT EIGHT (8) IN BLOCK ONE HUNDRED TWENTY-FIVE (125) OF THE COLONY NO. 19, AN ADDITION TO THE CITY OF THE COLONY, DENTON COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 16, PAGE 36 OF THE PLAT RECORDED OF DENTON COUNTY, TEXAS. 2. The name and last known address of each Respondent subject to the order are: Larry L. Collins 11216 S Miller Ave. Oklahoma City, OK 73170 DEFAULT ORDER 281-01305 Barbara D. Fetzer Collins, Deceased 11216 S Miller Ave. Oklahoma City, OK 73170 3. The recording or indexing information of each lien to be foreclosed is as follows: Instrument #: 17767 in the Real Property Records of Denton County, Texas. 4. A conformed copy of an Order Allowing Foreclosure must be’attached to the Trustee or Substitute Trustee’s Foreclosure Deed in accordance with TRCP 736.12. 5. Petitioner may communicate with each Respondent and all third parties as reasonably necessary to conduct a foreclosure sale. 6. Notice of Foreclosure Sale must be mailed to Respondent’s counsel by certified mail ifa Respondent is represented by counsel. Signed, this__ day of , 2026. 5/13/2026 DEFAULT ORDER 281-01305 Approved as to form by: By: /s/ Scott H. Crist Q Q Selim H. Taherzadeh * Texas Bar No. 24046944 st@taherzlaw.com Jeremiah B. Hayes Texas Bar No. 24048532 . jh@taherzlaw.com Scott H. Crist Texas Bar No. 24057814 sc@taherzlaw.com 15851 N Dallas Parkway, Ste 410 Addison, TX 75001 Telephone: (469) 729-6800 Facsimile: (469) 828-2772 ATTORNEYS FOR PETITIONER DEFAULT ORDER 281-01305