C7 Vylla Solutions, LLC l' P.O. Box 3309 xoCr) r= vag r- Anaheim, California 92803 For Sale Information: ( 888) 313- 1969 For Reinstatement Requests: 1- 866- 874-5860 j Pay OffRequests: 1- 800-561-4567 cJ TS#: 26-41206 x c CD GJ NOTICE OF SUBSTITUTE TRUSTEE' S SALE WHEREAS, on 8/ 1/ 2022, Julio Cesar Calderon Ibarra, a single person and Martha R. Romero, a single person, as Grantor/Borrower, executed and delivered that certain Deed ofTrust, in favor ofScott Gesell, as Trustee, Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Gateway Mortgage, a division ofGateway First Bank, as Beneficiary which deed oftrust secures the payment ofthat certain promissory note of even date therewith in the original amount of $295,075.00, payable to the order ofMortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Gateway Mortgage, a division ofGateway First Bank, which Deed ofTrust is Recorded on 8/2/2022 as Volume 2022000118861, Book, Page , in Collin County, Texas, Deed ofTrust covers all ofthe real property, personal property, and fixtures described therein, including , but not limited to, all the following described property, rights and interests ( the" Property"), to-wit; Lot 11, Block K,in Bridgewater phase 1B, a subdivision located in Collin County, Texas, according to the map or plat thereof recorded under County Clerk's File No. 2020-198 ofthe Plat Records ofCollin County, Texas. Commonly known as: 5349 VINEBROOK WAY PRINCETON, TX 75407 WHEREAS, the Trustee named in the Deed ofTrust having been removed, the legal holder ofthe indebtedness described inthe Deed ofTrust appointed Dustin George, Auction.com, LLC,Agency Sales and Posting LLC, Xome Inc., Prestige Posting and Publishing, LLC, Tejas Corporate Services LLC, NFPDS- TX LLC, or any one ofthem, as Substitute Trustee( each being referred to as the" Substitute Trustee"), upon the contingency and in themanner authorized by the Deed ofTrust: and WHEREAS, defaults have occurred inthe covenants ofthe Deed ofTrust, monetary or otherwise, and the indebtedness secured by and described in the Deed ofTrust is now wholly due, and Carrington Mortgage Services, LLC whose address is 500 N. State College Blvd., Suites 1030, 1300& 1400, Orange, CA 92868, is acting asthe mortgage servicer for Carrington Mortgage Services, LLC, which is the mortgagee ofthe Note andDeed ofTrust ormortgage andthe legal holder ofsuch indebtedness and the liens securing same has requested either one ofthe Substitute Trustees to sell the Property inaccordance with applicable law and the terms andprovisions ofthe Deed ofTrust. Carrington Mortgage Services, LLC is authorized to represent the mortgagee by virtue ofa written servicing agreement with the mortgagee. Pursuant to that agreement and Texas Property Code Section 51.0025, Carrington Mortgage Services, LLC is authorized to administer the foreclosure referenced herein. NOW, THEREFORE, NOTICE IS HEREBY GIVEN, that on 10/6/2026 at 10:00 AM, orno later than three( 3) hours after such time, in Collin County, Texas, the Substitute Trustee will sell the Property at public venue to the highest bidder for cash. The sale will take place at the area designated by the Commissioner' s Court for sales ofreal property under a power ofsale conferred by a deed oftrust orother contract lien as follows: THE FRONT STEPS OF THE COLLIN COUNTY COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; OR AS DESIGNATED BY THE COUNTY COMMISSIONER' S OFFICE NOTICE IS FURTHER GIVEN that, except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms ofthe Deed ofTrust, conveyance ofthe Property shall be made without any representations or warranties whatsoever, express or implied. Ill IIIIII I I III IIIIIIII11111 1111111 4880894Ifthe Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return ofmonies paid to the Trustee, and the successful bidder shall have no further recourse. Ifthe sale is set aside foranyreason,the Purchaser atthe sale shall be entitled onlyto areturn ofthe depositpaid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee' s Attorney. Please be advised that the trustee may require entity or trust bidders at this trustee's sale to provide information, documentation and/orcertification ofthe vesting instructions and the data required to bereportedpursuantto FinCEN regulations effective for transfers ofresidential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a substitute trustee' s deed will be issued for covered transfers. The Buyer may be required to pay charges associated with the gathering and reporting ofinformation to FinCEN. Additional information regarding these regulations and the required transferee information and certifications can be found at: https:// www.federalregister. gov/documents/ 2024/08/29/2024- 19198/ anti-money-laundering- regulations- for-residential- real- estate- transfers and htlps:// www.fincen. gov/rre-fags# D_5 ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOUARE ORYOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WITNESS, my hand this 7/ 14/2026 WITNESS, my hand this By: Grecia Moreno, Trustee Sale Specialist By: Substitute Trustee(s) Vylla Solutions, LLC as Dustin George, Auction.com, LLC,Agency Sales authorized agent for Mortgagee or Mortgage and Posting LLC, Xome Inc., Prestige Posting and Servicer Publishing, LLC, Tejas Corporate Services LLC, 500 N. State College Blvd., Suite 1400A NFPDS- TX LLC Orange, CA 92868 C/O Vylla Solutions, LLC 500 N. State College Blvd., Suite 1400A Orange, CA 92868