TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2203 FILED 3/26/2026 12:00:16 PM NOTICE OF SUBSTITUTE TRUSTEE’S SALE Date. Time. and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 5/5/2026 Time: The earli e the sale will begin is 10:00 AM , or within three (3) hours after that ti Place: Hi Cor e, Texas, at the following location: 940] Knight Rd, Houston, BAYOU CITY EVENT CENTER, MAGNOLIA SOUTH M, ‘ATED AT 9401 KNIGHT RD, HOUSTON, TX 77045 Or if the preceding area er the designated area, at the area most recently designated by th ‘ommissioners Court, pursuant to section 51.002 of the Texas Property C Lot Thirteen (13), in Block Forty-eight (48) of Greenw County, Texas, according to the map or plat thereof recorded in Vol County, Texas. Seven (7), a subdivision in Harris e 82 of the Map Records of Harris Commonly known as: 5503 SPANISH OAK DR HOUSTON, TX 6-244 Instrument to be Foreclosed — The instrument to be foreclosed is the De dated 8/5/2016 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 6 under Cor Cletk’s File No RP-2016-351040, in Book -- and Page -- The subject Deed of Trust was modified ication recorded as Instrument No. RP-2023-52910 and recorded on 02/15/2023, Loan Modifica trument No. RP-2025-281352 and recorded on 07/21/2025. of the Real Property Records of Harris ty, Grantor(s): WAYNE MCGINNIS AND MONICA MCGINNI! ; WIFE Original Trustee: Thomas E. Black, Jr. Substitute Trustee: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas te Services, LLC, NFPDS-TX LLC, Agency Sales and Posting L Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, L! Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Primary Residential Mortgage, Inc., its successors and assigns :  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2203 FILED 3/26/2026 12:00:16 PM T.S. #: 2026-22206-TX Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the referenced property securing th above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, si iO provisions of the deed of trust permitting the mortgagee thereunder to have the bid credited to theen amount of the unpaid debt secured by the deed of trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay cash ed sold. The sale will be made expressly subject to any title matters set forth in the deed o: , but ive bidders are reminded that by law the sale will necessarily be made subject to all prior matters rd ig the property, if any, to the extent that they remain in force and effect and have een d to the deed of trust. Prospective bidders are strongly urged to examine the applicable pr ecords to ‘ine the nature and extent of such matters, if any. parcels and/or to sell all or only part of the prope: ion 51.009 of the Texas Property Code, the property will be sold in “as is, where is” conditi ss or implied warranties, except as to the warranties of title (if any) provided for und ‘ospective bidders are advised to conduct an independent investigation of the nature and i ion, of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserv: such further conditions shall be ann any substitute trustee. Notice to Bidders - Please be advised the Trustee may require entity or trust bidders at this trustee's sale to ~ provide information, documentation an certification of the vesting instructions and the data required to be reported pursuant to FinCEN regulations effective for transfers of residential real property to covered transferees on . The required information must be provided to the trustee before a trustee’s deed upon sale transfers. These federal regulations will require reporting if a trustee’s deed is issued on or if the foreclosure sale is conducted prior to March 1, 2026. Additional information ms and the required transferee information and certifications can be found at https:// /documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real- s://www.fincen.gov/tre-faqs#D_5. is opened for the first sale of the day held by the trustee or - The deed of trust provides that it secures the payment of the indebtedness and obligations described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original incipal amount of $250,267.00, executed by WAYNE MCGINNIS AND MONICA MCGINNIS, HUSBAND AND WIFE, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Primary Residential Mortgage, Inc., its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of Trustor(s) to the current holder of the Obligations to the mortgagee under the deed of trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-2203 FILED 3/26/2026 12:00:16 PM TS. #: 2026-22206-TX Questions concerning the sale may be directed to the undersigned or to the Mortgagee: Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 Default and Request to Act - Default has occurred under the deed of trust, and the mortgagee aS Trustee, to conduct this sale. Notice is given that before the sale the mortgagee may app person substitute trustee to conduct the sale. Dated: 03/26/2026 Nestor Solutions, LLC, Auction.com, LLC, ome 5 ‘orporate Services, LLC, NFPDS-TX LLC, Agence: ostizig LLC, Abstracts/ Trustees of Texas, LLC, Resolve Trustee S c/o NestorSolutions, LLC 214 5th Street, Suite 2! Huntington Beach, Phone: (888) 403-4 Fax: (888) 345-5501 For sale information visit: https://www.xome.c t (800) 758-8052. SENDER OF THIS NOTICE: AFTER FILING, PLEASE RE’ TO: Nestor Solutions, LLC 214 5th Street, Suite 205 Huntington Beach, California 92648 ~ >