START OF PAGE: 203 MC WIN TO om pene JUN TO PH &? 06 NOTICE OF FORECLOSURE SALE Deed of Trust: B ve {VA Dated: January 2, 2026 Grantor: DANIEL J. MORRIS AND COURTNEY J. MORRIS Trustee: John A. Garza Jr. Lender: Financial Perspectives, LLC Recorded in: Document #2026-0000098 recorded in the real property records of KAUFMAN COUNTY, Texas Secures: Promissory Note ("Note") in the original principal amount of $81,500.00, executed by DANIEL J. MORRIS AND COURTNEY J. MORRIS ("Borrower"), with a maturity date of January 1, 2056. Legal Description: Lot 26, Block O, AMENDED FINAL PLAT OF THE TRAILS OF CHESTNUT MEADOW PHASE 4, an Addition to the City of Forney, Kaufman County, Texas, according to the Map or Plat Thereof Recorded in Cabinet 3, Page 9, of the Map and/or Plat Records of Kaufman County, Texas; and more commonly known as 412 Bur Oak Trl, Forney, Texas 75126. Foreclosure Sale: Date: Tuesday, July 7, 2026 Time: The sale of the Property will be held between the hours of 11:00 A.M. and 2:00 P.M. local time; the earliest time at which the Foreclosure Sale will begin is 11:00 A.M. and not later than three hours thereafter. Place: At the Commissioners Court of Kaufman county does hereby designate the front steps of the Kaufman county Justice center located at 1902 US Highway 175 as the appropriate site for all foreclosure sales and auctions. Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that FINANCIAL PERSPECTIVES, LLC's bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Substitute Trustee: | Bennett M. Wyse, or Ted Gambordella, Jeff Benton, Brandy Bacon, Jack Beckman, Brenda Wiggs, Guy Wiggs, David Stockman, Donna Stockman, Janet Pinder, Brandy Bacon, Page | of 3 LA AA 4877823  START OF PAGE: 204 Michelle Schwartz, Jamie Dworsky, Angela Brown, Leslie Shuler, Bonny Mounger, and/or Robin Shelton Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust. Because of that default, FINANCIAL PERSPECTIVES, LLC, the owner and holder of the Note, has requested Substitute Trustee to sell the Property. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of FINANCIAL PERSPECTIVES, LLC's election to proceed against and sell both the real property and any personal property described in the Deed of Trust in accordance with FINANCIAL PERSPECTIVES, LLC's rights and remedies under the Deed of Trust and section 9.604(a) of the Texas Business and Commerce Code. Therefore, notice is given that on and at the Date, Time, and Place for the Foreclosure Sale described above, Substitute Trustee will sell the Property in accordance with the Terms of Sale described above, the Deed of Trust, and applicable Texas law. If FINANCIAL PERSPECTIVES, LLC passes the Foreclosure Sale, notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Deed of Trust and the Texas Property Code. The Foreclosure Sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. For the avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed of Trust by FINANCIAL PERSPECTIVES, LLC. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS," without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to section 51.0075(a) of the Texas Property Code, Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Page 2 of 3  START OF PAGE: 205 By: Ted Gambordella, Substitute Trustee 5910 N Central Expy, Suite 920 Dallas, Texas 75206 P: 214-473-5551 F: 214-540-9333 Tgambordella@prattaycock.com www. prattaycock.com Page 3 of 3