NOTICE OF FORECLOSURE SALE ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IFYOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OR ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. l. Property to Be Sold. The property to be sold is described as follows: BEING LOT I 0, IN BLOCK 1 /2146, OF GREENVILLE CREST, AN ADDITION TO THE CITY OF DALLAS, DALLAS COUNTY , TEXAS, ACCORDING TO THE MAP THEREOF RECORDED IN VOLUME 3, PAGE 8, OF THE MAP RECORDS OF DALLAS COUNTY, TEXAS. 2. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 05/08/2020 and recorded in Document 202000122329 real property records of Dallas County, Texas. 3. Date, Time, and Place of Sale. The sale is scheduled to be held at the following date, time, and place: Date: l 1/04/2025 Time: 12:00 PM Place: Dallas County, Texas at the following location: NORTH SIDE OF THE GEORGE ALLEN COURTS BUILDING FACING COMMERCE STREET OR AS DESIGNATED BY THE COUNTY COMMISSIONERS OFFJCE or as designated by the County Commissioners Court. 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS IS, WHERE IS condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deed of trust. 5. Obligations Secured. The Deed ofTrust executed by JEFFREY KARETNICK , provides that it secures the payment of the indebtedness in the original principal amount of$337,200.00, and obligations therein described including but not limited to (a) the promissory note; and (b) all renewals and extensions of the note. Benchmark Bank is the current mortgagee of the note and deed of trust and BENCHMARK BANK is mortgage servicer. A servicing agreement between the mortgagee , whose address is Benchmark Bank c/o BENCHMARK BANK, 2007 Randall St., Dallas, TX 75201 and the mortgage servicer and Texas Property Code § 51.0025 authorizes the mortgage servicer to collect the debt. 6. Substitute Trul'teeM Appointed to Conduct Sale. In accordance with Texas Property Code Sec. 51.0076, the undersigned attorney for the mortgage servicer has named and appointed, and by these presents does name and appoint AVT Title Services, LLC, located at 5177 Richmond Avenue Suite 1230, Houston, TX 77056, Substitute Trustee to act under and by virtue of said Deed of Trust. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIB ED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER ~ Mackie WolfZientz & Mann, P.C. Brandon Wolf, Attorney at Law ./ L. Keller Mackie, Attorney at Law Michael Zientz, Attorney at Law Lori Liane Long, Attorney at Law Chelsea Schneider , Attorney at Law Ester Gonzales , Attorney at Law Karla Balli, Attorney at Law Parkway Office Center, Suite 900 14160 Dallas Parkway Dallas, TX 75254 For additional sale information visit: www.mwzmlaw.com /tx-investors Certificate of Posting I am Donna Stockman whose address is c/o AVT Title Services, LLC, 5177 Richmond Avenue, Suite 1230, Houston, TX 77056. I declare under penalty of perjury that on 10/9/25 I filed this Notice of Foreclosure Sale at the office of the Dallas County Clerk and caused it to be posted at the location directed by the Dallas County Commissioners Court.