NOTICE OF SUBSTITUTE TRUSTEE SALE RE ET UTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 3/15/2023 CESAR SANTIAGO AND CANDICE SANTIAGO, HUSBAND AND WIFE, Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Lakeview Loan Servicing, LLC (“MERS”) SOLELY AS A NOMINEE FOR AMERICAN MORTGAGE ADVISERS, INC, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: | Volume: N/A COLLIN Page: N/A Instrument No: 2023000027320 Mortgage Servicer: Mortgage Servicer’s Address: M&T Bank is representing the Current Beneficiary/Mortgagee under a 1 Fountain Plaza, servicing agreement with the Current Beneficiary/Mortgagee. Buffalo, NY 14203 Date of Sale: 7/7/2026 Earliest Time Sale Will Begin: 10:00 AM Place of Sale of Property: Collin County Courthouse, 2100 Bloomdale Road, McKinney, TX 75071 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: BEING LOT THIRTY (30) IN BLOCK NN OF BRIDGEWATER PHASE 4B, A SUBDIVISION IN GOLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED UNDER CLERK'S FILE NO. 2022-3, OF THE MAP/PKAT RECORDS OF COLLIN COUNTY, TEXAS. The Substitute Trustee will sell the property by public auction to the highest bidder for.cash atthe place and.date specified. The sale will begin at the carliest time stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express or implied warranties, except as tOwarrantics oPMitle, and at the purchaser’s own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustees THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE, THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE §51.002(1);, ASSERTAND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL ORSTHE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE)SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. . aes, (D | a | Bea Dated: 6/1/2026 Dla OP t a Ontclan Thuy Frazier, Attorney Substitute Trustee McCarthy & Holthus, LLP c/o Auction.com 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for M&T Bank hittps://sales. mecarthyholthus.con/ MH File Number: TX-26-129091-POS Loan Type: Conventional Residential