NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 1/ 24/2022 SEBRON D SNYDER JR., AND CHINIKA POLK, HUSBAND AND WIFE Original Beneficiary/ Mortgagee: Current Beneficiary/ Mortgagee: MORTGAGE ELECTRONIC REGISTRATIONSYSTEMS, INC. PENNYMAC LOAN SERVICES, LLC MERS") SOLELY AS A NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A COLLIN Page: N/A Instrument No: 20220125000130240 Mortgage Servicer: Mortgage Servicer' sAddress: PennyMac Loan Services, LLC is representing the Current 3043 Townsgate Rd, Suite 200, Beneficiary/Mortgagee under aservicing agreementwiththeCurrent Westlake Village, CA 91361 Beneficiary/ Mortgagee. Date ofSale: 5/5/2026 EarliestTimeSaleWillBegin: loam PlaceofSaleofProperty: THE FRONT STEPS OFTHECOLLIN COUNTY COURTHOUSE LOCATED AT2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; OR AS DESIGNATED BY THE COUNTY COMMISSIONER' S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER' SCOURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT 17, BLOCK J, WINDHAVEN, SECTION SIX. AN ADDITION TO THE CITY OF PLANO, COLLIN COUNTY, TEXAS, ACCORDING TOTHE AMENDED PLAT THEREOF RECORDED INVOLUME L,PAGE 100,MAP RECORDS, COLLIN COUNTY, TEXAS In accordance with TEX. PROP. CODE§ 51.0076 and the Deed ofTrust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees andappoints in their stead, Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha or Carol Dunmon, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy& Holthus, LLP,asSubstitute Trustee,whoshall hereafterexercise all powers andduties set asidetothe saidoriginal Trustee under there said Deed ofTrust; and, further, does hereby request, authorize, and instruct said Substitute Trustee toconduct and direct theexecution ofremedies setaside tothebeneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash atthe place and date specified. The sale will begin at the earliest time stated above orwithin three( 3) hours after that time. The Property will besold" AS IS," without anyexpress orimplied warranties, except as towarranties oftitle,andatthe purchaser'sown risk, pursuant tothe terms of Tex. PROP. CODE§ 51.002 and§ 51.009. Prospective bidders areadvised toconduct anindependent investigation ofthe nature and physical condition ofthe Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding isopened forthe firstsaleofthedayheld bySubstitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE§ 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBEROFTHE TEXAS NATIONAL ORTHENATIONAL GUARDOFANOTHER STATEORASAMEMBEROFARESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. A Dated: 3/30/2026 Dated: `, 1 ' Prm ame: Thuy Frazier, Attorney Substitute Trustee McCarthy& Holthus, LLP doTejas Trustee co 0 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 r— Plano, TX 75075 Plano, TX 75075 rc) Attorneys for PennyMac Loan Services, LLC https:// sales. mccarthyholthus.com Cp Ci rim N Gfl tT MIT File Number: TX-26-127559-POS Loan Type: VA