RTS 3503 TS. #: 2026-21845-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSQN § THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGA . The undersigned, in accordance with Texas Property Code $5 1.0076, as attorney - in- fact forthe Mortgag eor Mortage Se et stead\Ne olitions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agen Soy g LLC, Abstracts/Trustees of Texas. LLC, Resolve Trustee Services, LLC. or any one of them, c/ ar Soluwerfs, LLC, 214 5% Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafferfExexcise 2 conferred upon the original trustee under the Deed of Trust, and further authorize iredts (esp itute\Prustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 10/6/2026 Time: The earliest time the sale will begin is 10:00 2 qr within three (3) hours after that time. Place: Tarrant County Courthouse, Texas, at the foHOW : BUILDING , or if the preceding area is no longer 4 County Commissioners Court. 2. Property To Be Sold. LOT 13. IN BYO! K FORT WORTH, TARRANT COUNTY/ YE} mepvt to be foreclosed is the Deed of Trust dated 3/8/2018 and recorded in the exas, recorded on 3/9/2018 under County Clerk’s File No D2 18050238, in Book was modified by Loan Modifications recorded on 12/19/2022 as Instrument No. NZANIYE CELESTIN, AN UNMARRIED MAN RUTH W GARNER Mortgage Electronic Registration Systems. Inc.. as Beneficiary. as nominee for STEARNS LENDING, LLC, its successors and assigns Freedom Mortgage Corporation Freedom Mortgage Corporation FILED AUG 10 2096 P226014267 Page 2 of 2 Ad T.S. #: 2026-21 845-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (‘purchaser’) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal | aw, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for covgréd trans fers. https://www.fincen.gov/tre-faqs#D 5 or https://www.federalregister.gov/documents/2024/08/29/2024, laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedneg therein (collectively, the “Obligations”), including, but not limited to: (1) the promissory note inthe grifiaalp of $207,824.00, executedby NZANIYE CELESTIN, AN UNMARRIED MAN, and payable dere f Mi Registration Systems, Inc., as Beneficiary, as nominee for STEARNS LENDING, meee of the Obligations, secured by the Deed of Trust. Default has occurred in the pg wholly due and payable. The owner and holder of the Obligations has request¢ satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is auf agreement with the Mortgagee. Pursuant to the Servicing Agreement ar is authorized to collect the debt and administer any resulting fore Freedom Mortgage Corporation as Mortgage Servicer, reprgSp gnt mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PRWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 © Assert and protect your rights asam fobrSoe arued-forces of the United States. If you are or your spouse is serving on active military duty, including Acdive mflitaty dity as a member of the Texas National Guard or the National Guard of another state or as a member of XY reserveconnOnent of the armed forces of the United States, please send written notice of the active-duty militarwservice fothd sender of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 Sth Street. Suite 205 Huntington Beach. California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758 -8052 FILED AUG 10 2026 COUNTY CLERK TARRANT CO, TEXAS DEPUTY