TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5899 FILED 8/11/2026 9:37:03 AM NOTICE OF SUBSTITUTE TRUSTEE’S SALE This single Notice is used for all three statutory methods of service under Tex. Prop. Code § 51.002(b): (1) served on the debtor by certified mail, return receipt requested; (2) posted at the Harris County courthouse; and (3) filed with the Harris County Clerk. The Property is unimproved (raw) land and is not, and is not claimed as, anyone's residence or homestead. Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-duty military service to the sender of this notice immediately. Recitals * The undersigned is the Substitute Trustee under the Deed of Trust described below, acting at the request of Jose Medrano, the current owner and holder of the Promissory Note and the current mortgagee/beneficiary of the Deed of Trust described below. + The Promissory Note is secured by the Deed of Trust described below. The Borrower named pelow is is in default under the Promissory Note and the Deed ult fter notice of default opportunity cure ; © OWlter rand h the Pro hag accelerated th i sur of e debt Notice is given that the Property described below will be sold at public auction on the date, at the time, and on the terms stated in this Notice and in accordance with the applicable laws of the State of Texas. 1. Date, Time, and Place of Sale Date: Tuesday, September 1, 2026. Time: The sale will begin at 10:00 a.m. and will be conducted no later than three hours thereafter. Place: The designated area for foreclosure sales at the Bayou City Event Center, 9401 Knight Road, Houston, Texas 77045, as designated by the Commissioners Court of Harris County, Texas for conducting foreclosure sales pursuant to Section 51.002 of the Texas Property Code, or, if the preceding area is no longer the designated area, the area most recently designated by the Harris County Commissioners Court. 2. Instrument to Be Foreclosed The Deed of Trust dated February 7, 2025, executed by Rotimi Owoeye, as Grantor, to John Roger Cox, as Trustee, for the benefit of Jose Medrano, as Beneficiary, recorded under Instrument No. RP-2025-45665 in the Official Public Records of Real Property of Harris County, Texas. The Promissory Note is further secured by a vendor’s lien retained in the Warranty Deed with Vendor’s Lien of even date, recorded under Instrument No. RP- 2025-45664 in the same records.  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5899 FILED 8/11/2026 9:37:03 AM 3. Appointmerit and Identity of Substitu Carlos A. Ryerson was appointed Substi tustee under the Deed of Trust by an Appointment of:Substitute Trustee record 0, 2026 under Instrument No. RP- 2026-260118 in the Official Public Record Property of Harris County, Texas, in accordance with Section 51.0076 of the tty Code, and succeeds to all title, powers, and duties of the original Trustee. 77056. 4. Obligations Secured and Amount O ’ Name of Substitute Trustee: Carlos A. R et address of Substitute Trustee: Ryerson & Associates, P.C., 2800 Post ard, Suite 5600, Houston, Texas The indebtedness is evidenced by the Promissory Note Secured by Real Estate dated February 7, 2025, in the original principal unt of $48,000.00, bearing interest at 10% per annum, together with all accrued and_unpaid interest, late charges, attorney’s fees, the Substitute Trustee’s fee, and all costs of i d foreclosure as provided in the Note and the Deed of Trust. As of the Septe: sale date, the accelerated indebtedness and foreclosure’ costs total $54,241.02, plus t Substitute Trustee’s fee and the foreclosure costs (posting, filing, rec: and certified-mailing charges), all as itemized in the accompanying State 0 btedness and Foreclosure Costs. Jose Medrano is the current owner and holdef of the Note and the current mortgagee of the Deed of Trust. 5. Property to.Be Sold Heese The property to be sold is unimproved'¢vacant) land described as follows: THE SOUTH 55 FEET OF LO BLOCK 7, FLORIDA GARDENS, A SUBDIVISION IN HARRIS COUN AS, ACCORDING TO THE PLAT RECORDED IN. VOLUME 13, PA‘ P RECORDS OF HARRIS COUNTY, TEXAS, oO together with all rights and appurten: (situs: 6002 Los Angeles Street, Houston, Texas 77026). 6. Terms of Sale: Because of the default in performance of the obligations secured by the Deed of Trust, the Substitute Trustee will sell the Property “AS IS” by public auction to the highest bidder for cash. Pursuant to Section 51.0075(a) Texas Property Code, the Substitute Trustee reserves the right to set and annouw bidding opens for the first sale of the day, reasonable conditions for conducti ncluding a requirement that the successful bidder tender the bid amount in i vailable cash or by a cashier’s or certified check drawn on a financial institutig able to the Substitute Trustee, and that bidders establish their Ability to pay before e purchase price is due and payable without delay upon acceptance of the bid. e-Beneticiary is the highest bidder, the Beneficiary may credit its bid against the indebtedness secured by the Deed of Trust. Pursuant to "Section 51.009 of the Texas Prope e Property will be sold “AS IS,” without any . express or implied warranties except 510 y arranties of title, and prospective bidders are advised to investigate the Property and’t dependently.  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5899 FILED 8/11/2026 9:37:03 AM 7. Additional Provisions Default has occurred in the payment of the Promissory Note and in the performance of the obligations of the Deed of Trust, and Jose Medrano, the owner and holder of the Note, has requested the Substitute Trustee to sell the Property. The sale will be made subject to all prior matters of record affecting the Property, to any lien senior to the Deed of Trust, and to ad valorem taxes. If the sale is passed or postponed, notice of any rescheduled sale will be reposted, refiled, and remailed in accordance with the Texas Property Code. Because . the Property is unimproved land and not a residence, the residential requirements of Section * $1.002(d) of the Texas Property Code and Chapter 22 of the Texas Business and Commerce - Code do not govern this sale; nevertheless, the Beneficiary previously provided the Borrower written notice of default and an opportunity to cure. This Notice of ‘Substitute Trustee’s Sale is executed and given this 10th day of August, 2026. ot Carlos A. Ryerson Substitute Trustee erson & Associates, P.C. 5 : ston, Texas 77  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5899 FILED 8/11/2026 9:37:03 AM - of Lot 139,.Block 7, Florida Gardens, Harris Count STATEMENT OF INDEBTEDNESS AND F Matter: Jose Medrano / Rotimi Owoeye — foreclosure No. RP-2025-45665, Harris County, Texas Property: Street, Houston, Texas 77026) Calculated as of the 2026 This statement sets the payoff/reinstatement amount bid at the September 1, 2026 substitute trustee’s salé: rate of 10% per annum on the unpaid principal, which. is (10% x $45,566.91 + 365). RE COSTS rust recorded as Inst. ved land — South 55 feet s: 6002 Los Angeles sale date: September 1, eficiary’s opening (credit) crues at the Note’s contract er diem of $12.48 per day not a residence, and Commerce C: of proceeds or $ # Component Amount (fos Unpaid principal balance ij $45,566.91 2 Accrued interest and late charges | $2,975.23 through July 7, 3 Additional per- $698.88 July 7, 2026 through Sep er 1, 2026 (56 days x $12.48 4 Attorney’s fe ye & $5,000.00 Associates) 5 Subtotal (principal, $54,241.02 interest/laté charges, and attorney 6 SubstitutéTrusté $2,714.29 (reasonable fee undéf'the Deed of Trus' ‘ex. Prop. Code § a 51.0074) , e courthouse | $2.00 d county-clerk filing ale 18 F@reclosure costs — certified- $9.68 : ail service of notice of sale on debtor 9 Foreclosure costs — recording $33.00 of substitute trustee’s deed 10 TOTAL INDEBTEDNESS $56,999.99 , D.COSTS (opening / credit- | _bid'ainount) item 6). Because the Property is unimproved land and tial fee safe harbor in Chapter 22 of the Texas Business Aclusively reasonable trustee’s fee up to the lesser of 2.5%  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5899 FILED 8/11/2026 9:37:03 AM reasonable commission as allowed by law. Item 6 c easonable fee of $2,714.29 charged under the fee arrangement. Foreclosure costs (items 7-9). Reflects the actu: ity charges: $2:00 for courthouse posting and county-clerk filing o ice of sale, $9.68 for certified-mail service of the notice of sale on the and $33.00 for recording the substitute trustee’s deed. By comparisor the Appointment of Substitute Trustee cost $29.00. Attorney’s fees (item 4). Reflects the $5,00 reasonable attorney’s fees actually incurred in fees must reflect services actually rendered and to the power of sale. Credit bid. If Mr. Medrano is the successful bidder;;he may credit-bid this total against the secured indebtedness without ing.cash; the Substitute Trustee’s fee and attorney’s fees, being amounts he o' rustee and counsel, are then paid by Mr. Medrano directly rather than ouf*of (Honexistent) cash proceeds. He would tender cash only for any bid e any such excess would be surplus pay; Source of figures. Principal and the July 7 nterest/late-charge figure and the $12.48 per diem are carried from cceléfation letter and the amortization schedule; the $643.32 installment Note differs from the $634.32 shown on the amortization schedule, and the schediile figures were used, consistent with the acceleration letter. al fees to date. Additional ing the sale may be added; x ~ ty S NN