Notice of Substitute Trustee Sale R\Cf\O 2025 JUL 24 T.S. #: 24-12629 l. ,/ (· -, ; I'.!"(',' l ;j :.-::-\:·,(-/. Assert and rotect our ri hts as a member of the armed forces of the United States. If ou are o~: 1.~Mj iltisi!: i~'~ervin on active military duty, including active military duty as a member of the Texas National Guard 6"r'thfNati6nafGuard.o' ,,£· another state or as a member of a reserve component of the armed forces of the United Stai:es,-please•send·writteri- ii.htice of the active duty military service to the sender of this notice immediately. Date, Time, and Place of Sale -The sale is scheduled to be held at the following; date, time and place: Date: Time: Place: 9/2/2025 The sale will begin no earlier than 1:00 PM or no later than three hours thereafter. The sale will be completed by no later than 4:00 PM Dallas County Courthouse in Dallas, Texas, at the following location: the outside area on the north side of the George Allen Courts Building facing Commerce Street below the overhang. OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold -The property to be sold is described as follows: SEE ATTACHED EXHIBIT "A" Instrument to be :Foreclosed -The instrument to be foreclosed is the Deed of Trust is dated 1/18/2024 and is recorded in the office of the County Clerk of Dallas County, Texas, under County Clerk's File No 202400012374 recorded on 1/19/2024 in Book N/A Volume NIA, Page NIA ofthe Real Property Records of Dallas County, Texas. 6048 WALNUT HILL LANE DALLAS TEXAS 75230 Trustor(s): Current Beneficiary: Current Substituted Trustees: Ella Re'Gail Armstrong, JB Hills Empowering Success LLC. U.S. Bank Trust Company, National Association, not in its individual capacity, but solely as trustee on behalf of PRPM 2024- NQM3 Trust Original Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Efinity Financial Inc., dba Etinity Mortgage, its successors and assigns Loan Servicer: Fay Servicing, LLC Auction.com, Donna Stockman, Brenda Wiggs, David Stockman, Michelle Schwartz, Guy Wiggs, Carol Dunmon, Payton Hreha, Janet Pinder, Shelley Ortolani, Mary Mancuso, Michele Hreha, Francesca Ortolani, Brandy Bacon, Jamie Dworsky, Angela Cooper, Jeff Benton, Rick Snoke, Prestige Default Services, LLC The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale -The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the T.S. #: 24-12629 amount of the unpaid debt secured by the deed of trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51 .009 of the Texas Property Code, the property will be sold in "as is, where is" condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale -The present Beneficiary under the Deed of Trust has elected to conduct a unified foreclosure sale pursuant to the provisions of Texas Business and Commercial Code§ 9.604 (a) and to include in the non-judicial foreclosure pursuant to the power of the sale granted by the deed of trust described in this Notice of Trustee's Sale all of the personal property and fixtures described in the Deed of Trust. The present Beneficiary reserves the right to revoke its election as to some or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at the present Beneficiary's sole election, from time to time and at any time until the consurrunation of the trustee's sale to be conducted pursuant to the Deed of Trust and Notice of Trustee's Sale. The real property and personal property encumbered by the deed of trust will be sold at the sale in accordance with the provisions of the deed of trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured -The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the "Obligations") including by not limited to (1) the promissory note in the original principal amount of $2,940,000.00, executed by Ella Re'Gail Armstrong, an unmarried woman, along with JB Hills Empowering Success LLC., a Louisiana Limited Liability Company, signing only to perfect the Lienjb Hills Empowering Success LLC, and payable to the order of Mortgage Electronic Registration Systems, Inc., as nominee for Efinity Financial Inc., dba Efinity Mortgage, its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of Ella Re'Gail Armstrong, an unmarried woman, along with JB Hills Empowering Success LLC., a Louisiana Limited Liability Company, signing only to perfect the Lienjb Hills Empowering Success LLC to Ella Re'Gail Armstrong, JB Hills Empowering Success LLC.. U.S. Bank Trust Company, National Association, not in its individual capacity, but solely as trustee on behalf of PRPM 2024-NQM3 Trust is the current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated loan documents, including, without limitation, all interest, default interest, late charges, advances, attorneys' fees and other costs and expenses. Questions concerning the sale may be directed to the undersigned or to the beneficiary: U.S. Bank Trust Company, National Association, not in its individual capacity, but solely as trustee on behalf of PRPM 2024-NQM3 Trust c/o Fay Servicing, LLC 1601 LBJ Freeway, Suite 150 Farmers Branch, TX 75234 1 (800) 495-7166 T.S. #: 24-12629 Dated: 7/24/25 Auction.com, Donna Stockman, Brenda Wiggs, David Stockman, Michelle Schwartz, Guy Wiggs, Carol Dunmon, Payton Hreha, Janet Pinder, Shelley Ortolani, Mary Mancuso, Michele Hreha, Francesca Ortolani, Brandy Bacon, Jamie Dworsky, Angela Cooper, Jeff Benton, Rick Snoke, Prestige Default Services, LLC, Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Phone: (972) 893-3096 ext. J 035 Fax: (949) 427-2732 AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 7500] Attn: Trustee Department T.S. #: 24-12629 EXHIBIT .. A .. LEGAL DE.SCRJPTION O • . 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